Home Downsizing Solutions

Do you need to locate a senior living community for your loved one?I recently interviewed an in the trenches Senior Placement Agent that has been providing his services for more than two decades and wanted to share this information with you if you are now or soon will be looking for a senior living facility for a loved one.  This interview contains information that some senior living communities do NOT want you to know!The following article will provide details of.* When To Consider Moving to a Senior Care Community* What To Determine Before Searching for A Senior Care Community* How To Choose the Right Senior Care Community* Why You NEVER Should Use a National Referral Service When To Consider Moving to A Senior Care CommunityAlthough its likely that no one necessarily wants to move to a senior care facility, there are some signs it may be time to move to one.  Some subtle.  Some maybe not so subtle.Maybe a decline in hygiene or not being as well kept as your loved one has always been.  Maybe not as well dressed.Other subtle signs may be a decline in their physical environment.  Not keeping up with the housekeeping.  Not staying on top of home repairs or the lawn.Other signs such as a withdrawal from social engagements, meeting with friends, going out to eat, or maybe not going to church.Signs that are a bigger concern could be forgetting how to drive to a familiar place.  Not remembering how to make a favorite dish or how to bake their favorite cookies.  Forgetting the names of family members, etc.At some point, some of these things should trigger a conversation with family members.The primary item is if there is a safety issue involved.  If its just not safe to live in their house anymore.  Leaving the stove top burners on is a real common example.  Wandering away from home and not finding their way back.  Or maybe driving away from home and not finding their way back. Malnutrition, dehydration, and just not eating property are other issues.  Unsanitary living conditions due to neglect, falling and becoming injured at home, frequent hospitalizations, not taking medications properly, and falling victim to elder abuse are other examples of safety issues that need to be watched.A secondary item is when the caregiver's health and wellbeing are in decline.  Here, we're talking about the person's mental health, emotional health, spiritual health, and physical health.A caregiver will place their own needs on the back burner, skip doctor's appointments, dentist appointments, and social events.A caregiver puts everything to the side to be able to care for a person that they love so much.  And unfortunately, its very stressful to the caregiver, they stop taking care of themselves and makes the situation even worse.A situation like this needs to trigger a conversation.  When this happens, a move to a senior care facility needs to be considered.A third item is when the cost of in-home care becomes too expensive.  If the need for in home care services elevates to 24-hour care, it just may not be affordable for very long.Lastly, if you just can't provide enough care, why not consider changing your role from being the hands-on caregiver to being the care manager.  Then you can transition your role into a more traditional role of the loving spouse, son, daughter, or grandchild like you were, and just manage the care.  You can make sure that your loved one gets everything they need.Sometimes a person can do more for a person they're caring for by being the care manager versus trying to do everything themselves and being completely overwhelmed.The Transition to a Senior Care CommunityOne you have made a choice for a senior community for your loved one (discussed later in this article), you need to be accepted into the community.  The community representative will need to conduct an assessment to ensure that you are the right fit for their community.They will want information from a recent doctor's visit.  They will want to know your health history, physical information, as well as nursing notes and therapy notes if applicable. If they have a financial application, they may need copies of the applicable financial documents.And, you will want to have your legal house in order.  They will want copies of a power of attorney as well as a living will.You will want a power of attorney for health care, finance, a living will (which will express your wishes in advance of the time to make those decisions).You will also want to determine how much space you will have so that you can plan on the furnishings you can move with you.  You will want to decorate your space to make it your own and feel like home.Finding the right senior community can provide a much better life!What To Determine BEFORE Searching for A Senior Care FacilityThere are some things to determine before even starting a search for a senior care facility, which can be an overwhelming task if a person has no experience with this subject.It's usually a situation that demands your immediate attention to get Mom, Dad, or other loved one into more care than what you're able to provide.First, what level of care does your loved one need?  Long term care is the highest level of care.  A lot of people may think of this as a nursing home.  It's the medical model that can help with pretty much anything you will need.Assisted living.  This is a social model that can help you minimally or fully with those activities of daily living like bathing, dressing, grooming, preparation of meals, snacks, and hydration.  They can help with medications.  And there's a full slate of activities for social engagement.What type of care is needed?Does your loved one need general care, or just everyday care and support?Do they need memory care, which is a specialized type of care for someone with cognitive issues such as Alzheimer's or dementia?  This could be stroke related or Parkinson's related.  In general, there is some sort of cognitive issue that requires this special type of care.Is skilled nursing or rehab needed?  Is hospice care needed?How do we pay for senior living?Once the level and type of care is determined, we then have to determine how this care is going to be paid for.Different types of payment are private pay, long term care insurance, Medicare, Medicaid, and possibly VA benefits.Location.We all want to be as close as we possibly can be to our loved one, but sometimes it's necessary to be flexible with the location in order to get the best care for them.Once you are able to determine these items, you can then focus your visits to determine which senior community is the best for your loved one and not waste your time.For more information about when to consider a move to a senior living community, get your FREE copy of Secrets of Finding the Right Senior Living Community by contacting us.  Or call us at (855)-291-5005.How To Choose the Right Senior Care CommunityChoosing the right senior care community for your loved one is critical!  Let's discuss some questions that you should ask when touring a senior care community.One of the first questions to ask is... how did this place do on their most recent surprise health inspection?  Any state you're in will have representatives do a surprise health inspection.They want to make sure that the community is following its own stated policies and procedures, and that they're meeting local, state, and federal regulations.If they're not, they're written what's called a deficiency.  Fewer deficiencies would be better than a large number of them.I would then want to know how many administrators or executive directors and directors of nursing there have been in the last five years.  Fewer is better with these.Next, what are the staffing ratios?  Some places may not even know their staffing ratios, but you want to find this information out if possible.What kind of training do they offer and provide for their staff?This may not be important to everyone, but you may want to know if everyone has to do a criminal background check, licensure registry check, etc.Do they drug test new hires or do ongoing drug testing of staff?  Believe it or not, many states do not have this as a requirement.How many resident falls does a community average a month?  They will or should know these numbers.Ask about the medical director.  Who are they, what's their specialty, how often are they or a representative from their group in the building seeing residents.Are there other medical specialists that come into the building to help out and check on the residents?  Your Next MoveMoving a loved one to a senior living community is a major life event.  But, with the right "team" of professionals to assist with the various aspects of the transition, it doesn't have to be as stressful or filled with hassles.The right move manager and/or moving company can make the physical move to a senior living community as easy and "hands off" as you want the move to be.The right local senior placement agent can be a great asset to find the best senior living community for you or a loved one, depending on the type of care needed and services provided by the community or facility.The right real estate professional can make selling your house and the transition to a senior living community stress and hassle free.Don't let the thought of "where do I start" or the fear of "overwhelm" stop you from taking the first step.  We can help!If you have questions about how and where to find the best local services to assist you with your specific needs, just call us at (855)-291-5005 

Being up front with you, for the first 10 years (of the now more than 25) of being "in business" as a home buyer, I really didn't know why a home seller would sell to my company.  Although I looked at houses, made offers, and bought houses, I also had the question in the back of my mind... "why doesn't this person just list their house with an agent?"Then the real estate market, along with the rest of the economy "corrected" in 2008.  In the several years after that, I had more seniors and their families calling me that wanted to sell a house.  Because they typically had no or very little debt, they actually could sell their house if they wanted to.The way the market was back then, I would talk to numerous sellers who had listed their house with an agent (some more than once), and when the house didn't sell, would call me.  We are in a much different market now, but the reasons that a seller would sell to a home buyer haven't changed all that much.Sellers would typically tell me that they had spoken to one or more real estate agents, were told they needed to do this, fix that, etc, to list their house, but they didn't want to do those things.  They just wanted to sell their house.For years, one of the first things I ask a seller is, "why wouldn't you just list your house with an agent?"  And, they typically always have or had a reason or reasons why they didn't.A common item that I heard and continue to hear from sellers is, "I'm sure I could get more for my house if I listed it, but I like and value the benefits your company offers, so I would prefer to just sell the house to you."These were the hundreds of sellers that "taught me" why they would choose to sell their house to me.Not needing to get "top dollar" or finding value in home buyer company non-financial benefits are something that seems impossible to grasp for most real estate agents.Are Home Buying Companies A Scam?In my view, some certainly are.  As I've discussed in other articles and videos, beware of "wholesalers."  Wholesalers are individuals or companies that state that they buy houses, advertise that they buy houses, but actually have no intent or financial ability to do so.  Once they get a contract to purchase a house, they look for a "real" buyer to sell the contract to and close on the transaction.Because they have no financial risk, they can often overpromise what they can pay for the house.  And, if they cannot find an end buyer, it leaves the seller in a very precarious position, or the wholesaler tries to reduce the purchase price.Another problem is when a home buyer doesn't actually look at your house before making an offer.  When they make an offer without looking at a house, and the seller signs an agreement with them, and they do finally inspect the property, the price will likely be reduced based on some unknown item the buyer states that they weren't aware of.A real home buyer should be able to "close" and purchase a property as soon as a title company can check title and prepare closing paperwork.  With Home Downsizing Solutions, in less than 7 days, or when the seller wants.  We've even purchased a house within 24 hours of having an agreement signed!Characteristics Of A Good Home Buying CompanyI will provide several characteristics of what I think you should look for in a good home buying company, as these are items that I have done to ensure we are "one of the good guys."Have a Real Estate License.  I think its beneficial for a member of a home buying company to have a real estate license.  In an effort to serve sellers I work with as well as possible, I have a real estate license as well as an SRES (Senior Real Estate Specialist) designation.This allows me to provide information on the positives and negatives of listing a house as well as selling to a home buying company.  Have The Financial Ability To Actually Buy Houses.  As mentioned above, there are companies that state that they buy houses, but actually don't or can't.  In my company's case, we actually buy houses.  I encourage sellers to call the title/closing company that the home buyer says will close the transaction to confirm that they can actually buy the house, and not just act as a middleman to sell the contract to the end buyer.I also encourage sellers that I work with to call the title/closing company to ensure the purchase agreement contains the specific information that the seller is agreeing to or understands about the agreement, so that there are no misunderstandings before closing.No Pressure Sales Tactics.  I would warn sellers to beware of companies that pressure a seller to sign immediately, or before they were comfortable with signing a purchase agreement.For a similar reason, I would also beware of agents that just want to disparage home buying companies and not acknowledge at least some of the benefits sellers find of value and choose to work with them.Transparency.  I think a legitimate home buying company should share market information with a seller so they can be as educated as possible.  In my case, we typically always show sellers comparable information for their area.  I want them to see the gross selling price that houses have sold for and the condition of those houses.  I also want to provide a realistic explanation of all the transaction costs to sell a house.Realize that when an agent says they can sell a house for $200,000, for example, that is a "gross" number and not the "net" amount that a seller will put in their pocket.  The total amount of transaction costs and what a seller will "net" from the sale of a house will vary and is dependent upon a number of factors.  In average markets, transaction costs will typically amount to 10% to 15% of the gross selling price.Credible and Trustworthy.  Home Downsizing Solutions and their predecessor entity have had an A+ rating with the Better Business Bureau for more than 25 years.  They also have numerous testimonials and 5 start Google reviews from those 25+ years.As mentioned above, I have a real estate license with an SRES designation.I've written books, articles, and provide other information to educate homeowners about selling a house and downsizing or moving to senior living.Home Downsizing Solutions is also an Industry Partner with the NASMM (National Association of Senior Move Managers).Why Would Someone Want To Sell A House To A Home Buying Company?What I tell every homeowner I meet with is, that if the benefits that Home Downsizing Solutions offers are of enough value, we can be a great solution.  Otherwise, one of the Total Solutions Agents we work with could be a better option to list and sell their house in a traditional manner.What Are Home Buying Company Benefits?No Need To Do Repairs or Updates to A House.  If your house is in great condition, this item is most likely not very important.  But to a person who has owned a house for 20, 30, or more years and has deferred maintenance or updates to be competitive with potential buyers, this may be a very valuable benefit.Contacting multiple contractors, getting bids, ensuring the work is done well, and living in a construction zone is not something that every homeowner wants to deal with.  I've also had numerous sellers say, "If I do all that work and put a bunch of money into my house, I just as well stay."No Need To Get Rid Of The Stuff.  With Home Downsizing Solutions, I always tell sellers to take what you want, sell what you want, and leave the rest...  we'll take care of it.  Unlike a traditional sale, where you want the house to show as well as possible, we don't care what the house looks like or the amount of stuff.  We purchase hoarder houses, so whatever stuff a seller has is not an issue.  This eliminates the need of getting a dumpster and the time and effort to go through stuff that a seller just doesn't care about.No Showings.  A lot of sellers we've worked with just don't want to get and keep their house in a show ready condition.  They don't want strangers in their house.  They don't want to have to leave their house every time an agent wants to show the house.  Maybe someone in the household has health issues that does not allow them to leave the house, or at least not without a great deal of effort and planning.No Whole House Inspections or Appraisal Surprises.  Most traditional buyers will, understandably, always want a whole house inspection.  And since most buyers need to get a loan from a traditional lender, they will need an appraisal.  In almost all but the very "hot" markets, these items notoriously will turn up "deficiencies" that give the buyer opportunities to renegotiate the purchase price.  In my company's case, we buy the house completely "as is."  Unless a structural issue has been discussed with a seller during the initial walkthrough or signing a purchase agreement, the price doesn't change.Move When You Want.  With Home Downsizing Solutions, we can close and buy a house, but let the seller remain in the house for up to 90 days or more.We have worked with many situations where the seller had a "catch 22" where they could either move into a new living arrangement right away but didn't want to leave a vacant house, or they wanted to sell but their new home or apartment wasn't ready for them to move into.  By buying their house and letting them transition to their new home or apartment on their schedule, we eliminated those issues.By being able to buy a house before having to move, sellers are also able to eliminate the need of a bridge loan, if they needed funds from the sale of their house to move into a new living arrangement.We have also worked with situations where we purchased a house, and let the seller keep possession until they were able to have a local resource have an estate sale so they could monetize whatever "stuff" they could.  Then we took care of any of the stuff that didn't sell, so the seller or estate sale company didn't have the time or expense to dispose of the items.Sell Your House And Stay As Long As You Want.  If you love your home but don't want to worry about maintenance or repairs, we now provide an option for that.  We can buy a house and allow the seller to rent the property as long as they want.  We can even come in, make updates or repairs to "age in place," and create the home environment you want.Provide Concierge Services.  A good home buying company, like Home Downsizing Solutions, will learn and understand the logistical needs of the seller.  We have provided or introduced sellers to services such as senior placement agents, senior move managers, moving companies, or other resources that made the transition to a new home less stressful.What Do Home Buying Companies Actually Pay For HousesOne of the first questions I typically am asked is, "what do you pay for houses," or "what percentage of market value do you pay for houses?"  It is common for real estate investing "gurus" to teach their new students to make offers of 70% to 75% of market value, minus repairs.  However, for a good home buying company, this is not all that accurate, and is a very simplistic way to look at this.  It would be comparable to say, "all real estate agents charge 7% to sell a house."With Home Downsizing Solutions, it depends... it depends on what time of year (holding costs are higher in the winter).  It depends on the comparables we can find to determine values or potential values of an area or subdivision.  It depends if there are just cosmetic and "stuff" issues to deal with or if there are structural or potential structural issues.  Another way to state the above is, it depends on risk.  If we perceive more risk to buying a house, our offer is going to be lower than if we perceive less risk.When a real estate agent lists a house, they have no financial risk.  When a wholesaler makes an offer on a house, they have no financial risk.  When my company buys a house, we have a lot of financial risk.  If our calculations are wrong, or there are issues with a house that we were not able to determine before purchasing a house, we can't go back to a seller and renegotiate.  We have all the risk.I know that when we speak to a seller, we have to be competitive with our offers, because they have multiple other options to choose from.  If we were not competitive or provide value to potential sellers, we would not be in business after 25+ years.Home Downsizing Solutions home buyers provides multiple types of offers for sellers.  One example of an offer, other than an all-cash offer, is if a seller doesn't need all of the funds from the sale of a house immediately, we can pay a much higher than retail price by making payments to the seller and turning the equity in the house into an income stream.  Another way to look at this type of option is, the easier it is to buy a house, the more we can pay.Is A Cash Home Buying Company A Good Option To Sell A House?Everyone's situation is unique, and one size does not fit all.  If you're considering selling your house, we can provide a free consultation to discuss the positives and negatives of the multiple options you have to get your house sold.  We want to provide the information you need to make an informed decision of the best path forward for your real estate needs.For additional information, just go to www.HomeDownsiziing.com or call us at (855)-433-5854.

Navigating A Waiting List for A Senior Living CommunityHow Home Downsizing Solutions Help Seniors Move to Senior Living Easier If youve been in your house for decades and are finding that youre suffering from too much space, have stairs that are difficult to navigate, or the home that was right before just isnt right now, you may be considering a transition to senior living.Whether this is due to a health concern, loss of a spouse, family or friends have moved away, or other reasons, the decision to move to a senior living community can seem overwhelming.  However, with the right team of downsizing specialists to assist, it doesnt have to be.At Home Downsizing Solutions, we specialize in helping seniors and their families transition to senior living with as little stress and disruption to your life as possible.  We understand that finding the right senior living community, selling your house, organizing and packing your belongings, and packing and moving to your new home can be overwhelming, so we offer a complete solution that goes way beyond just buying your house.Understanding the Transition to Senior LivingMoving to a new home is more than just a physical move.  It can be a very emotional journey.  Saying goodbye to a house that youve called home for decades, raised a family, enjoyed your neighbors can be difficult.  Its important for our team members to listen to your concerns, answer your questions, and provide empathy and support throughout this journey.Streamlining The Transition to Senior LivingMoving from where you are now to where you want to go can be a nightmare, but we do everything we can to prevent that.  Our team of downsizing specialists provide the services that make this transition easier.Downsizing Your StuffDeciding what to keep, sell, give away, or discard can also be emotionally challenging.  Our network of professional organizers can help sort items to make this step less stressful.  They can also help create a detailed inventory of your belongings to help in this process.Packing and Moving Your BelongingsPacking the items you want to move to your new home can also be challenging.  We can connect you with experienced movers who have experience with these unique transitions and who will handle your items with the utmost care, providing you peace of mind.Selling Your HouseMoving to a senior living community often includes being on a waiting list to get into the community and living arrangement that you want or need.  This usually turns into a catch 22 of not wanting to sell your house until you can move, which may mean having to worry about a vacant house until it sells, after you have moved.  Or, selling your house, and having to move to a temporary living arrangement until you can move to the senior living community that you want to move to.We understand the unique needs that a homeowner has when wanting to move to a senior living community.  Thats why we offer a solution to buy your house on YOUR date of choice but allowing you to stay in your house until youre able to move to your new home.We are able to eliminate the hassle of having to do any updates or repairs to get the house into a sale ready condition, listing the house, showings and having who knows who walking through your house, whole house inspections and appraisals, and the other potential unknown challenges that come along with a traditional house sale.More Than Just Buying Your HouseOur home buying services will allow you to focus on getting to your new home without all of the challenges that can come with the transition.  Moving to a senior living community often requires multiple services to make a smooth, less stressful transition.  We can connect you with professionals that can assist.Senior Placement AgentsSenior placement agents work with seniors and their families to determine what type of care is needed and what type of senior living community is best suited for your needs.  Local placement agents are typically preferred to just an online referral service, as they will know more about the local senior living communities and be able to provide better guidance for you or your family.They will be able to narrow your search to a few communities and then accompany you on tours of those potential communities.They can facilitate introductions to key staff members and ensure that you or your loved one gets comfortable and settled into the community to ensure a less stressful transition.Senior Move ManagersThese professionals can handle everything from sorting, organizing, packing, organizing the move, and unpacking to get settled into your new home.  You can find local move managers by checking out the National Association of Senior Move Managers web site.  You can also get a free copy of their Downsizing Guide here.Many move managers can also assist with auctions or estate sales to make the most of the items you no longer want or need.A Stress-Free Transition Is Our PriorityAt Home Downsizing Solutions, we want to do all we can to make the move to a senior living community as easy and hassle free as possible.  We go way beyond just buying your house.  We offer a comprehensive support system to make a stress-free transition to senior living.  We understand that every situation is unique and can tailor our services to fit your familys specific needs.If youre considering a move to a senior living community, or especially if you are currently on a waiting list to move to a senior community, contact us today!  You dont have to navigate this process on your own.  We are here to answer questions, discuss your options, and assist in any way we can to make your transition easier.

If youre currently considering selling your house and downsizing or moving to senior living, one of the biggest decisions to make is determining the best way to sell your house.  However, working with a professional direct home buyer like Home Downsizing Solutions can alleviate many of the challenges that can happen when selling a house.  In this article, well discuss the benefits that Home Downsizing Solutions (HDS) offers homeowners that are downsizing or moving to senior living.Skip The PreparationHome Downsizing Solutions purchase properties as is and in any condition, so theres no need to spend time and money preparing the house to be put on the market.  This eliminates the stress of cleaning, staging, and making repairs or updates that are typically required for listing a house with a real estate agent.No Need for Repairs or UpdatesUnlike traditional buyers that expect a house to be in nice condition, which may include needed repairs or updates before closing, Home Downsizing Solutions is willing to purchase houses in any condition.  Long term homeowners can avoid the hassle and expense of repairs and updates, allowing them to sell a house quickly, with less stress.No Need to List Your House on the MarketWith a direct home buyer like Home Downsizing Solutions, theres no need to List your property on the market.  This eliminates the need to leave your house for showings, open houses, and having strangers and looky loos in your house.  This benefit can be extremely valuable if someone cannot leave the house due to health issues.Avoid Home Selling UncertaintiesHome Downsizing Solutions can make selling a house much smoother, providing a seller with certainty and peace of mind.  Theres no waiting for potential buyers to make an offer, no worrying about additional buyer negotiations because of deficiencies discovered from a whole house inspection or appraisal, and no uncertainty about when the sale of the house will close or how much you will actually net from the transaction.Flexibility Of Closing and Possession DatesA professional direct home buyer, like Home Downsizing Solutions with 25+ years of experience working with downsizing situations, understands the unique needs of seniors and their families that are transitioning to a smaller home, apartment, or other senior living accommodation.They offer flexibility with closing and possession dates, allowing a seller to coordinate their move according to their schedule. We can even purchase a house but allow the seller to remain in their house for 30, 60, sometimes 90 days or more to make the transition as stress free as possible.No Need for Bridge LoansFor senior homeowners that need funds from the sale of their house to facilitate their move to senior living, Home Downsizing Solutions eliminates the need for a bridge loan.  As mentioned above, HDS can buy the house, get the proceeds from the sale to the seller so they have the funds needed for their transition to senior living, but can stay in their house until that transition happens.Complete Home Downsizing Support and ServicesHome Downsizing Solutions can provide many home downsizing support services tailored to the needs of a home seller and their family.  Items such as sorting, organizing, and packing belongings, to creating a floor plan and determining what items can be moved to the new home. Additionally, we can help monetize or donate items no longer needed or wanted and assist with the actual move to a new residence.No Need to Worry About the StuffOne of the most valuable benefits a direct home buying company like HDS provides is the ability to leave any of the stuff in the house that is no longer wanted, needed, could not be sold or donated, and wont be moved.  Just leave it and we will take care of it.Are The Benefits of Home Downsizing Solutions of Value?The bottom line?  Selling a house to a direct home buyer like Home Downsizing Solutions comes down to deciding if the benefits we offer are of value to you. Is it of value to you to skip the preparation of the house for sale, no need to do any repairs or updating that retail buyers expect, no need to List your house on the market and deal with showings, strangers in the house, and having to create an environment friendly to potential buyers but doesnt feel like home any longer.  Avoid the uncertainties of not knowing when the house will sell or what you will receive from the transaction.  Having flexibility of possession and closing dates as well as having the funds from the sale of your house right away.  And having the support of needed resources with just one primary point of contact.If youre considering selling your house and downsizing, give us a call!  We can discuss your unique situation so that you can determine the best solution to sell your house and make a transition to your next residence as stress and hassle free as possible.For more information about the benefits Home Downsizing Solutions provides to seniors and their families considering selling a house and downsizing, just go to www.HomeDownsizingSolutions.com

The Fear of Home Downsizing Home Downsizing.  Just the words tend to conjure up images and feelings of overwhelm to the point that a home owner freezes and does nothing. After more than 25 years of working with home owners (or their family members) that want or need to sell and move to a smaller home, apartment, or other senior living arrangement, I have witnessed numerous specific and personal needs a person has with the transition to senior living. Some of the items that need to be considered are timing, locating the right new home, apartment, or other senior facility, a move manager and/or moving company, selling the house youre currently in, including what to do with all the stuff in the house, and making this all happen with minimal stress. One of the first primary issues is timing.  If a person is just looking to sell a house and move to a smaller house or independent living community, this may be a one to three (or more) year process. Many home owners think about repairs and updates a house needs or should have done to get the house ready to put on the market, as well as taking care of all the stuff that may have accumulated in the house.   Finding the right new home, apartment, or apartment community may also take some time, especially if a person wants a ground level apartment, or one that takes pets, and in a particular part of town. If someone has a health emergency, then this timeline to find the right place to move to is pushed rapidly forward. Finding the right apartment or senior living community is also very important.  Sometimes the best communities or facilities are not always the closest or most convenient to family members, doctors, or other services that a person would like. It may be much more important to find a community or facility that provides the best care and services for your needs, instead of focusing solely on how close it is to family or friends. One issue I hear from sellers moving to senior living probably more than anything else, is what do I do with all this stuff.  If a person has lived in a house for 20, 30, 40 years or more, its understandable that a lot of stuff has accumulated. It most likely took a lot of years to accumulate the stuff you have, so dont feel you need to complete a project like this all at one time.   Taking small steps like starting with one room and labeling items that you know you want to keep or know you can part with is a start. Moving from where you are now to a smaller home or apartment is a big change, but if youve done some pre-move planning, it doesnt have to be stressful. Creating a floor plan of where you are moving to, so that you know what can be moved and where it will go, can help.  Knowing what you can and want to take with you can then help with parting with items that you know you dont want or cant take with you. Moving resources available range from those that just pick up and move furniture and items already boxed up, to companies that will do everything to move you, so that the only thing you need to do is literally get yourself to your new dwelling. Lastly, what to do with your house?  There are options.  Do you keep the house as an investment property?  Do you sell the house and use the proceeds to buy a smaller home or buy into a community?  Do you use the sale proceeds to invest as part of a retirement plan?  Do you sell the house and turn your equity into a monthly income stream? What you do with your house and how you sell will be determined by your specific situation and how best your house can help you achieve your goals. For all of the above items, the key to getting repairs and updates completed, getting the stuff taken care of, finding the right new home, apartment, or other senior living arrangement, and getting moved from point A to point B, is having the right team to assist you. Just know that there are local resources for each step of the process to help make the transition to a smaller home or apartment as stress free as possible. If youd like additional information about downsizing or downsizing resources, just call my office at (402) 450-0199. **************Ben Souchek is an author of the book Home Downsizing Secrets as well as the owner and founder of Home Downsizing Solutions by The Sierra Group, LLC, a company that specializes in helping seniors and their families transition to senior living by buying houses direct from sellers.  

As we grow older, the desire and sometimes need for a different and safer living arrangement increases.  That new living arrangement may be a smaller home, moving in with a family member, apartment community, or other senior living arrangement.  It may also include staying in the house were already living in, with some modifications to provide a better living environment.If the decision is to sell your house and move, this article will cover the 5 critical steps needed to sell your house and downsize.Assess Your Current Living SituationBefore looking for a new living arrangement, it's important to assess your current situation, needs, and future needs if possible.  Take a realistic look at your health, mobility, and any medical conditions that may require special care and attention.  Do you need help with activities like bathing, dressing, or making meals?  Do you need medication management or help with medical equipment?Make a list of your needs and desires to help you determine what level of care you need now or may likely need in the future.  This will help determine what type of living arrangement will be best for you.Research Living Arrangement OptionsOnce youve determined your needs and preferences, youll be better prepared to research your living arrangement options.  Is a smaller home or apartment community a good option?  Or is a senior community, such as independent living, assisted living, memory care, or continuing care community (a community that have different levels of care that can adapt to your needs) a better option?Look for a living arrangement or community that best fits your needs and preferences, that are hopefully located in areas that you want to be in and are close to services that you want or will need.  Often times, a knowledgeable senior placement agent can play an important role in helping locate a community that will fit your needs.Preparing Your House for SaleTypically, the next step is to get your house ready for sale.  This can include decluttering (getting rid of the sometimes decades of stuff that has accumulated in the house), getting a whole house inspection to discover known and unknown issues with the house that potential buyers will discover, making any necessary repairs and updates the house may need, and making the house inviting to potential buyers.What do I do with the stuff is usually the most common statement I hear.  But taking care of the stuff and depersonalizing the house, so that the house is inviting to potential buyers are important steps when selling a house in a traditional manner.If your house hasnt been updated in the last several years, you may need to decide if you will need to find contractors to update the house to what most home buyers expect in the current market, or price the house accordingly if the repairs and updates are not done.Locating The Right Real Estate ProfessionalI would recommend interviewing a few different real estate professionals to see what type of service is best for your specific situation.  Note- a friend or relative that happens to have a real estate license may not be your best choice.If your house is in great condition or you want and are able to get the house into a nice retail condition, and dont mind showings with strangers in your house or the other potential challenges that can go along with Listing a house, a great real estate agent may be your best solution.If you prefer to not do any repairs or updates, dont want to handle or deal with the stuff thats not important to you, dont want to get and keep the house in show ready condition, dont want strangers in your house, and want more control over the closing date and how long you can stay in the house, a trusted and experienced home buying company like Home Downsizing Solutions home buyers may be a great solution.The Move to Your New HomeOnce you have the sale of your house taken care of, it's time to make the move!You can start by creating a moving plan and schedule.  This can include going through your house, room by room, and identifying the items you want to take with you and ensuring they will fit in your new accommodations.  A senior moving/organizing company can help with sorting your stuff if needed.If you have enough good stuff that you dont want to take with you, you may want to contact a local estate sale company to monetize and get the most value from those items.When it comes time to pack and move, you and your family will need to determine if you have the abilities and resources for these tasks, or if its best to contact a local move manager and moving company that are specialists when it comes to downsizing and moving to senior living.And dont forget to notify utility companies, the post office, and others about the change in service and your new address.Downsizing and moving to new accommodations may be challenging, but with the right guidance and resources, can be rewarding and result in a better and more enjoyable life and lifestyle.For additional information on how to sell your house and downsize, just go to www.HomeDownsizingSolutions.com

Need To Sell Your House And Downsize In Nebraska?Many people find themselves in a situation where they need to sell their houses fast and downsize, without any delays or extra costs. People dealing with foreclosure, divorce, repairs, or an inherited property may not have the time or money to wait around while a buyer is found.Below are a few tips to help you sell your house fast in the Omaha area, ultimately saving you time and money when all is said and done. If we can help you in any way or if you have questions about selling your house in the Omaha metro area (or most areas in Nebraska), please feel free to reach out!Price The House To SellIf you want to sell your house fast in Omaha and you want to do it the traditional way, youll need to price the house to sell. This can mean pricing it significantly lower than other houses on the market so it stands out and gets the attention it need to sell fast.While this may not be your first choice when trying to sell fast, it will help you to generate more interest in your property, thus selling it faster. Keep in mind, that with a listing you will have a number of costs to deal with at the closing table, so taking less than what your property is really worth can be discouraging when you are working with an Omaha real estate agent. Plus, it could be a while before the sale goes through, leaving you on the hook for the continued carrying costs while you wait for everything to be finalized.We Buy Omaha NE Houses As IsWhen you sell your house as-is, you wont have to spend time or money cleaning or making repairs in order to sell the house. You wont have to sink money into a property, hoping that a buyer will come along to make it all worth it. You could spend a fortune on property repairs and upgrades, only to find yourself still listed as the property owner several months down the road.By selling as-is to a local professional cash home buyer such as Home Downsizing Solutions, youll be able to know exactly what you are getting and when. Our process will make it easy for you to sell your house as-is, once and for all. You can also attempt to list your house as-is with an agent, but with all of the pretty properties on the MLS, the ones that are in need of repair are often looked over.Find The Right Buyers For Your HouseThere is a buyer out there for every property. It is your job to find the right one. Depending on your property and situation, the right buyer may prove to be a local cash home buyer who is ready to close on your house right now without any hassle or runaround.Most investors are looking for homes to buy as-is and they are prepared to close right away. Just be careful working with direct buyers. Some will try to low-ball you in hopes of scoring a great deal. Theyll prey on your urgency, taking advantage of you and your situation.This is not the case with Home Downsizing Solutions. We will always provide you with a fair offer, doing everything in our power to help you out of your difficult situation. Finding the right people to buy your house, will make it easy for you to sell the property as-is so you can finally move on.Work With A Local Professional Real Estate Buyer in OmahaA direct sale of your house to Home Downsizing Solutions, is the fastest, easiest, most convenient way to sell your house in Omaha. Not only will we pay you a great price, but we will also close on the property as quickly as you need us to. Working with a local professional cash home buyer in Omaha can help you save a lot of money and time when trying to sell your house fast.Keep in mind, that not all buyers are the same. Dont sign any contracts until you understand exactly what you will receive and how the process will work. You dont want to find that you are dealing with fees or wasted time that you hadnt planned for.

Are you considering selling your house and moving to a smaller home, apartment, apartment community, or other senior living arrangement?  Maybe you have a parent or loved one that is considering making that transition or may have already made the transition to a senior living community, and you're tasked with taking care of all the "stuff" left in the house and getting the house sold.One of the most common items I hear when talking to homeowners considering downsizing or that have already moved is, "I'm thinking about having an estate sale for the items that I or my family don't want or need."  Although this is a very common thought to have, I'd like to discuss some of the realities of estate sales and various options available to take care of that "stuff."Evaluating Your PossessionInitially, you need to conduct a thorough assessment of your belongings.  This could involve labeling or creating a list of items into categories, such as:  must keep, sentimental items, and non-essential or unwanted items.  This initial step will provide a good foundation for downsizing and the transition to a new home.Keepsakes and Sentimental Items:  It's important to identify items that are of value, both monetary and that have sentimental value.  Items like antiques, collectibles, artwork, and some furniture might be suitable for an estate sale.  If items have sentimental value and cannot be easily replaced, you may want to consider what happens with these items more carefully.Donations to Charities:  Items that are in good condition that you no longer need or want, and that you would like to see be used or of value can be given a new home through donations to local charities or organizations you support.  Something that I don't think most people realize though, is how picky most charities are.  Whether its because of potential liability or other reasons, most charities do not accept items unless they are in great condition or brand new.  Many items that we'd think a charity would accept typically are not.Gifts to Family & Friends:  If you have items that you want members of your family to have or that has significance to family members that will appreciate them, utilize this opportunity to ensure those items go to a good new home.The Estate Sale OptionAn estate sale can be a great way to sell your belongings when downsizing.  These sales are typically conducted by professionals who manage the process from start to finish.Inventory:  Do you have enough inventory for an estate sale?  Its very common for most estate sale companies to only work with sales where there is at least $10,000 to $15,000 of inventory.  Because of the time and effort that goes into having a successful sale (for the estate sale company as well as the home owner) having enough value in inventory is essential.Preparing For The Sale:  Estate sale companies take care of organizing, pricing, and presenting items for sale to potential buyers.  They also handle marketing, advertising, and managing the event itself, which may be at the house, online, or a combination of both.  For the home owner, this relieves the stress and hassles of handling all of the details that can come with an estate sale.One challenge that I often hear about is the timing of the sale in regards to needing funds to get the home owner (parent or loved one) into senior living, selling the house, having the estate sale or getting funds for the the belongings in other ways, and cleaning out the house to get the house sale ready.Home Downsizing Solutions can solve these problems by BUYING the house, getting the funds from the sale of the house to the seller/family immediately so that funds are available for senior living, having the estate sale to generate additional funds if possible, and then handing possession of the house to Home Downsizing Solutions "as is," with or without any stuff.  Home Downsizing Solutions will take care of any of the stuff you don't want, need, or can't sell.Other Options When You Don't Have Enough Stuff For An Estate SaleWhat happens in situations where there's not enough inventory to have an estate sale?  This can often happen once you've determined the items you want to keep, items you want to give to family and friends, and items you want to see donated to a favorite charity.Some home owners decide they still want to try to monetize the items they have left, which can lead to trying to sell items individually or by having a garage sale.  This can be financially successful, but you will need to consider the time and effort of organizing all of the items, pricing the items, marketing the event, and what it takes (especially your time) to have the actual sale.An easier "done for you" option is to have a company, like Home Downsizing Solutions, purchase your house and all of the "stuff" in it!  This allows you to just make one call to have your house and all the stuff in it sold, making the transition to a smaller home or apartment less stressful!Additional Resources For Downsizing Your HouseAlthough dealing with all of the stuff in your house to be able to make the transition to your next home can seem daunting, it doesn't have to be with the right resources. There are great estate sale and other companies that help with a person's belongings and the transition to a smaller living arrangement.There are services that can assist with packing & moving, finding the right senior living community.And, there are great services, like Home Downsizing Solutions, that can buy your house, take care of the stuff in the house, and facilitate moving to your next home, apartment, or other senior living arrangement.If you have questions, or we can be of service to you and your family, please contact us at (855)-433-5854 or at www.HomeDownsizing.comBen Souchek is an author of the book Home Downsizing Secrets, and the owner and founder of Home Downsizing Solutions, a company that specializes in helping home owners transition from their current house to a new home, apartment, or other senior living community for more than 25 years.

As an adult child, the emotional and practical challenges of moving a parent into a senior care facility can be overwhelming. The process often requires juggling your own responsibilities while ensuring that your parents transition is smooth and dignified. One of the biggest hurdles in this journey is the sale of your parents house, a place filled with memories, personal belongings, and decades of accumulated life. What if there was an easy button you could press to make this daunting task more manageable?Thats where the concept of a direct cash home buying company, like Home Downsizing Solutions, comes into play. These companies offer a streamlined, stress-free solution that can ease the burden on your family during this emotional time. Lets explore how this easy button can benefit you and your loved ones as you navigate this significant life transition.Understanding the Emotional WeightBefore diving into the logistical benefits, its essential to acknowledge the emotional weight of selling a parents house. This is not just a piece of real estate, its a place where your parent has built a life, raised a family, and created countless memories. For many adult children, the thought of selling their childhood home can evoke feelings of guilt, sadness, and anxiety.However, its important to remember that moving your parent to a senior care facility is a step toward ensuring their safety, health, and quality of life. By finding a solution that makes the sale of their house easier, you can focus more on their well-being and less on the stress of real estate transactions.The Solution: Direct Cash Home BuyersWhen selling a house the traditional way, there are several steps involvedpreparing the house for sale, finding a real estate agent, staging the house, hosting open houses, negotiating offers, and dealing with potential buyer demands for repairs or concessions. This process can take months and often feels like a full-time job, which is especially challenging when youre already managing your parents transition to senior care.Direct cash home buying companies like Home Downsizing Solutions offer a different approach. These companies purchase houses directly from homeowners, often as-is, for cash. The process is quick, straightforward, and eliminates many of the hassles associated with traditional house sales. Heres how they can be the easy button you need:1. No Need for Repairs or Renovations: One of the most daunting tasks when selling a house is preparing it for the market. This often involves repairs, renovations, and staging to attract potential buyers. With a direct cash home buyer, you can sell the house as-is, in any condition, with or without any unwanted stuff. Whether the roof needs fixing or the kitchen is outdated, you wont have to invest time or money into getting the house ready for sale. This can be a huge relief, allowing you to focus on your parents transition rather than home improvement projects.2. Fast and Flexible Closing: The traditional home selling process can drag on for months, leaving you in a state of uncertainty. Direct cash home buyers, on the other hand, can close the deal in as little as a week or less, or on a timeline that works best for you. This quick turnaround can be incredibly beneficial if your parent needs to move to the senior care facility quickly. The faster the house sells, the sooner you can complete the transition and move forward.3. No Realtor Commissions or Hidden Fees: Selling a house through a real estate agent typically involves paying a commission, which can eat into the proceeds from the sale. Direct cash home buyers dont charge commissions, and most cover the closing costs, meaning more money in your pocket to help cover your parents care expenses.4. Simplified Process: The process of selling a house to a direct cash buyer is straightforward and involves fewer steps. After contacting the company, they will typically schedule a quick inspection of the property. Once the inspection is complete, theyll make a cash offer or offers, which you can accept or decline. If you accept, the sale moves forward with minimal paperwork and hassle. This simplicity can significantly reduce the stress and time commitment involved in selling the house.5. Certainty of Sale: In a traditional house sale, even after accepting an offer, theres always the risk that the sale could fall through due to whole house inspections, financing issues, buyers remorse, or other unforeseen circumstances. A legitimate direct cash home buyer offers certainty. Once you accept the offer, you can be confident that the sale will go through, giving you peace of mind during this challenging time.Focusing on What Matters MostOne of the most significant benefits of using a direct cash home buyer is that it allows you to focus on what truly matters: your parents well-being. The transition to a senior care facility is a major life change that requires your full attention. By choosing the easy button of a direct cash sale, you can free up time and energy to be present with your parent, helping them adjust to their new environment and providing the emotional support they need.This approach also minimizes the disruption to your own life. If youre juggling work, family, and other responsibilities, the last thing you need is the added stress of a lengthy house sale process. Direct cash buyers provide a way to simplify the situation, reducing the burden on you and your family.A Positive Step ForwardSelling your parents house and moving them into a senior care facility is a significant step, but selling their house doesnt have to be a painful part of that transition. By choosing a direct cash home buyer like Home Downsizing Solutions, you can make this transition smoother and less stressful for everyone involved. The easy button of a cash sale allows you to bypass many of the challenges associated with traditional house selling, giving you more time and energy to focus on your parents needs.While the decision to sell a family house is never easy, the benefits of a direct cash sale can help you navigate this emotional journey with greater ease and peace of mind. In the end, its about finding the right balancehonoring the past while making practical decisions for the future. By pressing the easy button, youre taking a positive step forward in ensuring your parents comfort and security in their new living arrangement.If youd like more information on how Home Downsizing Solutions can provide the easy button benefits when selling your parent or loved ones house, just go to www.HomeDownsizing.com or call (855)-291-5005.

Finding the right senior living facility for a parent or loved one is often filled with emotional and logistical challenges. As our loved ones age, their needs become more complex, and the responsibility of ensuring their well-being often falls on the shoulders of an adult child.If youre in the position of needing to find a nursing home, assisted living facility, or other senior living community for your parent, youre not alone. This process can be overwhelming, but with the right approach, information, and resources, you can make a decision that ensures your loved ones comfort, safety, and happiness.Understanding the Difference Between Assisted Living and Nursing HomesBefore diving into the search, its essential to understand the difference between assisted living facilities and nursing homes, as each caters to different needs.Assisted Living Facilities: These are designed for seniors who require some assistance with daily activities such as bathing, dressing, or medication management but do not need the intensive medical care provided by a nursing home. Assisted living communities offer a more independent lifestyle, with the added benefit of social activities, housekeeping, and meals.Nursing Homes: These facilities provide 24-hour medical care and supervision. Nursing homes are appropriate for seniors with chronic health conditions or disabilities that require constant care and monitoring, often including skilled nursing care, rehabilitation services, and support for daily living activities.Understanding your loved ones current and potential future needs is crucial in determining which type of facility will be the best fit.Assessing Your Loved Ones NeedsTo find the right senior living option, start by thoroughly assessing your loved ones needs. Consider the following:1. Health Care Needs: Does your loved one have chronic health conditions that require regular medical attention? Are they recovering from a recent surgery or illness that necessitates ongoing care? A nursing home might be the right choice if they need frequent medical intervention.2. Mobility: How mobile is your loved one? Do they need assistance with walking or getting in and out of bed? This will help determine whether they need the higher level of care provided by a nursing home or if assisted living, with some support for mobility, might suffice.3. Cognitive Function: If your loved one has dementia, Alzheimers, or other cognitive impairments, youll need to look for facilities with specialized memory care services.4. Social and Emotional Needs: Seniors often benefit from social interaction and activities that keep them engaged and mentally stimulated. Assisted living facilities typically offer more opportunities for socialization than nursing homes, which may focus more on medical care.5. Personal Preferences: Its important to consider your loved ones preferences. Do they value privacy? Would they prefer a smaller, more home-like environment, or are they comfortable in a larger community setting?Researching Potential FacilitiesOnce you have a clear understanding of your loved ones needs, its time to research potential facilities. This process can be daunting but breaking it down into manageable steps can help.1. Make a List: Start by creating a list of potential facilities in your area. You can find options through online directories, local senior services, local senior publications, or by asking for recommendations from friends, family, or healthcare providers. Although finding a facility close to where you live may be desired, you may need to extend how far youre willing to travel to find the best one for your parent or loved one.2. Check Licensing and Accreditation: Ensure that the facilities youre considering are licensed by the state and accredited by reputable organizations, such as The Joint Commission or the Commission on Accreditation of Rehabilitation Facilities (CARF). This ensures they meet specific standards of care.3. Read Reviews: Look for reviews and ratings online but take them with a grain of salt. While reviews can provide valuable insights, they can also be biased or based on isolated incidents. Balance online reviews with information from trusted sources.4. Visit in Person: If possible, visit the facilities on your list. Pay attention to cleanliness, staff interactions with residents, and the overall atmosphere. Is the facility well-maintained? Are the residents engaged and content? Does the staff seem caring and attentive?5. Ask Questions: When visiting, come prepared with a list of questions. Inquire about staff-to-resident ratios, staff training, how they handle medical emergencies, and what types of activities are offered. Ask about the facilitys policies on family visits and how they keep families informed about their loved ones well-being.Financial ConsiderationsThe cost of senior living can be significant, so its essential to consider your budget and financial options.1. Understand the Costs: Nursing homes typically cost more than assisted living facilities due to the higher level of care provided. Be sure to ask for a detailed breakdown of costs, including any additional fees for specific services.2. Explore Financial Aid: Investigate financial aid options, such as Medicaid, Medicare (for short-term stays), veterans benefits, and long-term care insurance. Some states also offer waiver programs that help cover the cost of assisted living or nursing home care.3. Consider Long-Term Financial Planning: If your loved ones stay in a facility is likely to be long-term, consider consulting a financial planner who specializes in eldercare. They can help you navigate the complexities of funding long-term care.Making the Final DecisionAfter gathering all the necessary information, its time to make a decision. This can be one of the most challenging parts of the process, as it involves balancing emotional, practical, and financial considerations.1. Involve Your Loved One: Whenever possible, involve your loved one in the decision-making process. Their input is invaluable, and feeling included can help them adjust more easily to the move.2. Trust Your Instincts: While facts and figures are essential, your instincts also matter. If something doesnt feel right about a particular facility, its okay to keep looking.3. Take Your Time: Dont rush the decision. Although not always possible, its better to take the time to find the right fit than to choose a facility that doesnt meet your loved ones needs.A local senior placement agent can be invaluable for helping identify your loved ones needs, researching possible senior facilities and communities, and determining the best one for your familys specific needs.Preparing for the TransitionOnce youve chosen a facility, the next step is to prepare for the move. This can be a difficult and emotional time, so its important to approach it with sensitivity.1. Communicate Openly: Keep the lines of communication open with your loved one. Discuss the move in a positive light, emphasizing the benefits of the new environment.2. Plan the Move: Arrange for the logistics of the move, including packing, transportation, and setting up their new living space. Bringing familiar items from home, such as photos, furniture, or personal belongings, can help make the new environment feel more like home.Senior move managers can be a great resource when making a transition from the current home to new living arrangements.3. Stay Involved: After the move, stay involved in your loved ones care. Visit regularly, communicate with staff, and monitor their adjustment to the new living situation. Your continued involvement will help ensure they receive the best possible care.ConclusionFinding the best senior living facility for a parent or loved one is a significant responsibility, but with careful planning and consideration, you can make a choice that provides them with comfort, security, and a high quality of life.Remember, youre not alone in this journeythere are resources, professionals, and support networks available to help you navigate each step. Ultimately, the goal is to find a place where your loved one can thrive, surrounded by care and compassion.If you need to find a senior care community for your parent or loved one, and would like help with locating resources in your area, contact us today at (855)-291-5005 or www.HomeDownsizing.com

Have you lived in your house for 20, 30, 40 years or more?  Are there rooms or entire floors that you no longer use or need?  Are there maintenance or repair items that should be addressed, but you don't have the funds or want to spend what is needed for those items?These are common concerns homeowners think when they are considering selling their house and downsizing.  Like with any important decision, you need to educate yourself as best you can on this important life change, take time to digest the information, and study all of your available options.  Selling a house and moving to a smaller home, apartment, or other senior living arrangement provides new opportunities as well as potential challenges.Questions You May Be AskingJust some of the questions you may be asking are:  Where will I go?  What are the best living arrangements for my current as well as future needs?  What are the financial limitations or benefits with a move?  Is your present or future health condition a concern?  What items do I want, or can I take with me?  How much is my house worth in its present condition?  What repairs and maintenance items need to be addressed to make the house more sellable, and what are the costs of those?Is It Time to Sell Your House and Downsize?Only you can answer the above question.  One of the primary items to consider is whether your house is too large or is just not the best housing option for your current or future needs.Has the death of a spouse made you ask if now's the time to move?  This can certainly occur after the loss of a loved one.Has your house become too much of a burden?  Has navigating stairs become a challenge or a danger to your health?Are there repairs or deferred maintenance that needs to be addressed?  Ignoring these items will not make them go away.  You may no longer want to take on the do-it-yourself projects that you once did.  These items may not be possible because of your current finances, or you just don't want to spend the money on them.Is the condition of your health pushing you to move in with an adult child or move to an apartment community with healthcare options available for current and future needs?  This can often be a factor in determining that it is indeed time to make the move to a better living arrangement, and be able to enjoy life more!  If an adult child worried that you're no longer safe in your house and would like you in a living arrangement better suited for your needs?Would you like to stay in your house if you didn't have to worry about repairs, maintenance items, or outside tasks like mowing the lawn and scooping snow?  There are options available that will allow you to stay in your house and not have to worry about those items.Items to Consider Before Selling Your House and DownsizingSome things to consider before selling your house and downsizing include:  The timeline you are working with in regard to when you'd like to move, your current health, do you want or need to move sooner than later, and other factors such as what type and cost of living accommodations do you want to move to, and what items do you wish to take with you.Choosing The Best Real Estate ProfessionalThe right real estate professional can be a great asset in the process of selling a house and downsizing.  They should have the experience in assisting homeowners that have your unique needs when selling a house and downsizing or moving to senior living.Most importantly, they should be able to offer multiple solutions to accommodate your needs and desires to get your house sold.  Someone that I consider a Total Solutions Agent.The best real estate professional is someone that can offer or facilitate a direct sale of your house in its current "as is" condition and assist with your transition to a new home or other senior living arrangement, as well as being able to market your house in a traditional manner.Selling to a direct home buyer can be a great solution if you don't want to show your house, have strangers in and out of your house, do updates and repairs that you would not prefer to do or just don't want to spend the money on, or don't want to deal with the "catch 22" of selling your house before you know you can move into your new home or apartment, or moving and worrying about a vacant house.A direct home buyer may also be a good solution in situations where adult children, who live out of the area, are tasked with getting a parent or loved one into a senior living arrangement, and do not have the time or ability to get a house into show ready condition, especially if the house needs repairs and maintenance or is a hoarder situation.Listing and putting your house on the MLS (Multiple Listing Service) may be the best solution if you don't mind those items mentioned above and want or need to maximize the value from your house.  Listing your house will expose your property to the market of buyers and their agents that are looking to purchase a home.  Current market conditions will dictate how easy or challenging selling your house in this manner will be.The best solution to sell your house typically comes down to the benefits a direct home buying company or real estate agent provides and the value you place on those benefits.Additional Resources to Serve YouThe best real estate professionals will also have additional resources available to make the transition from your house to a new home or apartment as stress and hassle free as possible.Providing "concierge like" services with connecting you with a move manager and/or moving company and possibly a "placement agent" that can discuss your needs of a new home or apartment community, can make the transition much easier.Are You Ready See If Selling Your House and Downsizing Is Right for You?If you're ready to see if selling your house and downsizing is right for you, just know that there are many resources available, starting with contacting us at Home Downsizing Solutions!

Back in 2008 it seemed that the real estate market would continue strong indefinitely.  Now we know that wasnt the case.  Homeowners that were considering selling but had somewhat unrealistically high expectations were very disappointed with what they could sell their house for just a year or so later, if they could even find a buyer for it. Here we are now in 2022, with possibly having seen the top in the most recent real estate cycle.  Just a few months ago, a seller could put a house on the market and likely have multiple offers, above asking price, in just a few days. Although were still in what I would consider a sellers market, it is much different than earlier this year.  One of the biggest reasons for this change is the increase in interest rates.  Thirty-year fixed rate mortgages were below 3% in the last 12 months.  Now they are more than twice that rate at approx. 6%.  Although I have no crystal ball, I would be willing to bet interest rates will continue to rise, given that the Federal Reserve needs to raise their rates to get inflation under control.  This will further negatively affect a potential buyers ability to purchase a home. The interest rate increases along with the increases in home values, especially over the last couple of years, has greatly negatively affected the affordability to buy a home. If you are or were considering selling, using a neighbors house that sold earlier this year as a comparable, will most likely not be accurate. Earlier this year, buyers were often making offers as is and not having a whole house inspection contingency as part of their offer.  Now, like in most typical markets, they are wanting to get a whole house inspection to ensure there are no hidden deficiencies before moving forward with a purchase. Having multiple buyers bidding on your house is not near as likely to happen. Earlier this year, Buyers were much more likely to overlook a house that needed some repairs and updating.  Now, like in most typical markets, Buyers can be more selective of moving forward with a home purchase only if its in a nice updated condition. However, depending on your specific situation, the current market conditions may not have any effect on a decision to sell or not sell your house. If you have been waiting for a specific type of apartment to become available, like a ground floor unit that takes pets in a specific part of town, that may be more important than the current market conditions in your decision to sell or not.  If you have decided its time to move closer to family or friends, finding the right new home or apartment close to them may determine when to sell your current house. And unfortunately, if you or a loved one has a health issue or emergency, getting the care and type of apartment or community needed can be much more important than the timing of selling a house in the best market conditions. Because of market conditions, maybe youd like to stay in your current house, if it had certain updates or modifications to make it more livable for your current needs.  There are options available to utilize the equity in your house to make those improvements or pay for in home care. If you have only bought and/or sold one or two houses in the last 20 to 40 (or more) years, determining how or when to sell your current house can seem daunting.  Having the right real estate professional that can provide information on current neighborhood valuations, the multiple ways to sell a house, and the resources to help you get from the house youre in now to the new home or apartment you want or need to get to, can be priceless!  If you have questions on this subject and/or I can be of assistance, just call or text me at (402)-450-0199. Ben Souchek is an author of the book Home Downsizing Secrets, and the owner and founder of Home Downsizing Solutions, a company that specializes in helping homeowners transition from their current house to a new home, apartment, or other senior living community for more than 25 years. 

Downsizing even the word can create fear, anxiety, and insecurity to the home owner or their family members because it can be a major change to your life!  Going from a familiar, comfortable environment into the unknown.And yet, you may know you want or need to start considering a transition.  The house you now reside in is too large or does not work well for your current needs.  The demands that come with it are cleaning, repairs, maintenance, yard work, and other items youd prefer not to do or maybe cannot do any longer.  And the amount of stuff that has accumulated over the years needs to be dealt with.Like anything else, the more you discover about home downsizing, the better your result will be!Thats the goal of this article.  Through more than 25 years of working with seniors and their families that want or need to downsize a house and move to senior living, weve learned a great deal to help make the transition easier. Downsizing can be more difficult than it needs to be if you dont take the time to become familiar with the many facets involved in moving to a smaller living accommodation. This article contains specific items on the ins and outs, the do's and donts, what to avoid and what to embrace, so that after youve made the transition to senior living, youll be in a better place.Mistake #1: Failing To See the Big PictureMany who decide to downsize dont realize soon enough that it is a two-sided equation.  They have decided to sell their house, however they dont have a clear picture of what the selling process involves and secondly, where they will move to.Theres an old saying putting the cart before the horse, and for some people this definitely applies when downsizing their house.  Because of this, it is very important that you fully think out and decide where youre heading.Some options include:A smaller houseA condoAn apartmentMoving in with an adult childA senior community (independent living, assisted living, or other)There are choices, and as you consider downsizing your house, it helps to figure out your next step.  In addition, you will want to know, once you decide to make a move, theres actually availability where you want to be.  An example here is youve decided to relocate into an apartment community in a particular neighborhood, but you discover there are no vacancies at this time.  Its not uncommon for highly desired communities to have a waitlist.Do you have a plan B?  You may need one.  Other than the option of moving in with an adult child, there will always be the question of availability, so before you start packing, youll need to know.Knowing this information will provide some peace of mind as you start your home downsizing journey. Mistake #2: Not Assembling a Strong TeamTo win in sports, it takes a team effort from a group of dedicated people.  Even in individual sports, athletes must rely on a coach and a trainer, among others as part of their team.The same team concept holds true when selling your house and downsizing.  Earlier, we asked an important question to consider: where will you be going?  The answer serves as the end result to the downsizing process.  However, there are a multitude of other questions/scenarios to consider, which will cover in this article.  For now, let's focus on what you must do to place yourself in the best possible position to achieve your goals.First, who is going to be the leader of your team?  This should likely be a real estate professional who is highly experienced with home downsizing scenarios.  Some things to consider when selecting this professional:Does this person have a track record of accomplishment, specifically working with seniors and their families and the particular needs you have?Is this person familiar with the various home downsizing options so that they can provide outstanding guidance and direction to help decide the best options for you?Can they offer good advice of what you need to do to get your house ready for sale so its attractive to potential buyers?Will the real estate professional know the local market well enough, understanding realistic values and potential values of your house and the neighborhood?Will they be able to give you realistic expectations of what you may NET from the sale of your house in its as is as well as potential value?There are other factors involved in this process, but choosing the right real estate professional is a key decision in creating a good home downsizing team. Mistake #3: Getting OverwhelmedThe age old question goes like this:  How do you eat an elephant?  The answer: One bite at a time!The same applies with downsizing your house.  If you stop and think about all thats involved, youre likely to get overwhelmed.  Yes, theres a lot to do, but as with the item above, you just take it one step at a time. Again, this is where having a trusted, experienced real estate professional who is a specialist at downsizing can be a major asset.  They can guide you through this transition.  It's important to have a game-plan in place, a roadmap if you will, to follow.  This in itself, will give you some peace of mind and comfort during the process.  Some things to take note of:What repairs or deferred maintenance needs to be done to put your house in a good sellable condition?Whats the best way to market your house?Do you have accurate pricing and valuation information for your house?Are you going to live in the house until its sold, or find other living arrangements?All of the above are important items to consider.  Each will have a definite bearing on the process of selling your house.Along these lines, in particular, is the last bullet point, regarding whether you plan to stay in the house or move out.  If it is the former and you will be living in the house while selling, then be aware of a common mistake many sellers make.This will be covered next and is a key item in getting your house sold in a timely fashion.  Failing to adhere to this will potentially put you at a major disadvantage with potential home buyers!Mistake #4:  Not Seeing the Forest for the TreesIt's your house, which you know like the back of your hand.  Because of this, its easy to be lulled into a trap.  You walk through the various rooms and do so with the blinders that come with being the owner.  Here you arent always able to step back and see what is there.  In a word:CLUTTERPotential buyers want to image what the home will look like with their things in it.  Items such as furniture, pictures, and their personal keepsakes enter into a buyers visualization process.  Because of this, every place where you have something displayed makes it more difficult for the potential buyer to put their stuff into the picture.Unless you are planning on moving during the selling process, this is something you (and potential buyers) will have to deal with.  However, all is not lost!The answer is to remove as many things as possible, especially those items which can cause a negative imprint of the space.  Do what you can to not have overcrowded rooms or rooms with too much stuff.Your real estate professional can provide guidance in order to make sure your house looks its very best!  It may also be beneficial to consult with a professional home stager, someone that can help present your house to attract potential buyers.If nothing else, your real estate professional can serve as a fresh set of eyes to help get your house sold.  Its all about making your house as attractive as possible so that potential buyers see your house as where they want to live!Mistake #5: Unrealistic ExpectationsExpectations.  We all have them, no matter the circumstances.  It's human nature!  We think about the given situation and our mind forms an opinion, or expectation.Its the same with the process of selling a house and downsizing.  Expectations can become more clear once youve set a clear path for where you are heading.  Here, you will be able to see first-hand where you will be living.The second part of the scenario is more out of your control.  Thats because the potential buyer of your house will have a say-so in what you will actually NET from the sale.You can certainly ask whatever you want for the property.  It's your right as the owner.  That said, there is usually a asking price and the selling price.  Then there is the actual net amount you will receive from the transaction.Many sellers think with their heard and not their head when formulating the initial asking price.  Thats because they get emotional in regard to the property.  It's understandable.  Its the sellers home.  It's likely a family was raised in the house.  You may have owned the property for literally decades and created many memories.For many, all these thoughts influence the asking price.  Again, this is normal.  However, the bottom line is that this is a business transaction.  Indeed, you as the seller are trying to get every possible dollar from the sale.In the end though, the market will dictate the price for the property, and it is up to you to decide if that amount is acceptable. Mistake #6: Not Being Open to All PossibilitiesAs the home owner, you will be the final decision maker as to what you will or will not accept for the house.  Having a real estate professional can help in determining what that amount will be in order for you to accept the result and move on.The real estate professional can research what comparable houses have sold for in your neighborhood in the recent past.  They can also see whats currently on the market (your competition), and what was on the market but didnt sell.  They will also be able to show you the condition of these houses.  All of this is very good information to have! Part of the decision regarding an asking price may be based on how quickly you want or need to move.  It may be a result of a health-related matter, or that the apartment or senior community is available right now and may not be in the near future.  There are often factors that contribute to the timetable to sell and move.Did you know that there are other options available to sell your house, in its current as is condition, and at a fair price?  There are professional home buyers that provide benefits that may be of value to you and your unique needs and be just what you are looking for!Here again, a real estate professional that has experience working with home owners and their families wanting or needing to downsize can help to provide the benefits or negatives or the various selling options.It certainly doesnt hurt to explore the various options to sell your house, whether you are wanting to make a move in the next few days, weeks, or months.Your goal is a smooth transition, where when all is said and done, you are satisfied with the outcome, no matter who the buyer is!Mistake #7: Fear Of the UnknownOne things for sure the decision to sell your house and downsize means you are in for a visit into unchartered territory. If you are planning to move in with an adult child, this may not be as much as an unknown as the other options.Otherwise, youll be looking at a smaller house, condo, apartment, or some type of senior community. Rest assured that many people, just like you, have gone through the downsizing process and made it successfully to the other side.  They are living a life where they know they made the right decision for them.The unknowns can certainly be scary, but it can also be an exciting and rewarding experience. The right real estate professional can be an important and valuable resource to make this process go as smoothly and stress-free as possible.  If youd like to discuss your options, and how Home Downsizing Solutions can help with your specific situation, just let us know!  With our 25+ years of downsizing experience, we are confident that we can help!

Selling your house is a significant decision at any stage in life, but for seniors and their families, it can be especially emotional and complex. You may have spent decades in your home, filled it with countless memories, and now face the challenge of moving onperhaps into a smaller space, a retirement community, or closer to family. Whatever your reason, it's important to explore all your options to find the right way to sell that meets your financial and emotional needs.In this article, we will discuss seven different ways seniors can sell their houses, from handling it themselves to working with real estate agents, auctions, or direct home buying companies. Each option has its benefits and drawbacks, so read on to discover which one is right for you.1. For Sale by Owner (FSBO)Selling your home "For Sale By Owner" means you're taking control of the entire process. You are responsible for getting your house ready to sell, marketing it, showing it to potential buyers, and negotiating the sale without the help of a real estate agent. While this method allows you to avoid paying commissions, it also means that you are in charge of every detail, from the paperwork to the closing process.Pros:- No real estate agent commissions to pay, meaning possibly more money in your pocket.- You control the entire process, from pricing to negotiations.- Direct communication with buyers can speed up the process.Cons:- It can be time-consuming and stressful, especially if youre unfamiliar with the real estate market.- Handling all the paperwork and legal aspects of the sale can be complicated.- Limited exposure compared to listing through an agent.For seniors who feel confident in managing a sale and have the time and energy to devote to it, FSBO could be a cost-saving option. However, it does require careful planning and a strong understanding of local real estate laws.2. List with a Real Estate AgentThe traditional way of selling a house is to list it with a real estate agent. This professional helps you market your house, schedule showings, handle negotiations, and navigate the paperwork, making the process much smoother for you. Agents also have access to the Multiple Listing Service (MLS), giving your home more visibility.Pros:- Professional guidance through every step of the selling process.- Greater exposure to potential buyers through MLS and marketing efforts.- Agents can help price your home correctly for the market, potentially leading to a faster sale.Cons:- Youll need to pay the agents commission, typically 5-7% of the sale price.- Less control over the process compared to FSBO.For seniors who prefer a hands-off approach and want expert advice to get the best price, listing with a real estate agent is a reliable and popular choice.3. List with a Real Estate Agent Who Can Provide Cosmetic Updates Before ListingSome real estate agents offer a special service where they not only help sell your house but also arrange for cosmetic updates before it hits the market. These updates, which can include painting, landscaping, or minor repairs, are often done at no upfront cost to the seller and are instead paid for from the proceeds after the sale.Pros:- Homes that are well-maintained and visually appealing sell faster and for higher prices.- You dont have to worry about paying for the repairs upfront.- The agent handles the logistics of hiring contractors and ensuring the work is done.Cons:- The final sale price may be higher, but youll still need to pay the agents commission which also will typically be higher to compensate them for managing the updates, and the cost of the updates will come out of your proceeds.- Some seniors may feel overwhelmed by having work done on their home while still living in it.This option is ideal for seniors whose homes could benefit from some sprucing up to maximize their market value without the hassle of managing renovations themselves.4. AuctionSelling your house through an auction is an alternative to the traditional sales process. Auctions can be fast-paced and competitive, often resulting in a quick sale. However, the final selling price can be unpredictable, as it depends on the number of interested buyers and their willingness to bid and ability to buy.Pros:- Quick processauctions often lead to a sale within a few weeks.- Potential for multiple buyers to drive up the price.- You can set a reserve price, ensuring you wont sell for less than a certain amount.Cons:- No guarantee that the sale price will meet your expectations.- Auction fees can be high, and theres often no flexibility in negotiation.- Requires a significant marketing push to attract potential bidders.For seniors looking to sell quickly and willing to take some risk on the final price, an auction can be a viable option, particularly for unique or high-demand properties.5. Sell to a Direct Cash Home Buying CompanyDirect cash home buying companies like Home Downsizing Solutions offer a quick and convenient way to sell your house. These companies typically buy houses as-is, meaning you dont need to make any repairs or updates. In return for the convenience and speed of the transaction, you may have to accept a lower sale price than you would get on the open market.Pros:- Very fast sale, often within a few days to a couple of weeks.- No need to make repairs, stage your house, or deal with showings.- Simple and straightforward process with no real estate agent fees or closing costs.Cons:- Offers are usually lower than market value.- Beware of wholesalers who advertise they buy houses, but actually just flip contracts once they have a contract to purchase a house.- Beware of companies that make an offer on your house without seeing and inspecting it.For seniors who want or need to sell quickly in its current as is condition and dont want the hassle of preparing their house for sale, selling to a direct cash home buying company can be a good solution.6. Sell to a Direct Home Buying Company on PaymentsAnother option is to sell your house to a direct home buying company that pays you in installments over time rather than offering a lump sum. This option is particularly appealing if you want to turn your house into an income or want to spread out the tax implications of the sale if that is a concern. Because this option makes it easier for the home buyer to purchase your house, they will offer a higher overall price than with just a cash offer.Pros:- Provides a steady income stream over time, which can be helpful in retirement.- No need for immediate repairs or updates before selling.- Can offer more financial flexibility than a one-time payment.- Receive a higher price for your house than with a cash offer.Cons:- Youll need to trust the buyer to make consistent payments.- You may not receive the full value of your home right away.For seniors who arent in a rush to move or need ongoing financial support, this payment plan approach can be a smart way to ensure long-term income.7. Sell to a Direct Home Buying Company and Stay in Your HomeSome direct home buying companies offer a unique option where you can sell your house but continue living in it. In this scenario, you would sell the property and then rent it back, giving you access to the equity in your house while allowing you to stay in familiar surroundings.Pros:- You can unlock the equity in your house without moving.- No need to disrupt your life by moving right away.- Simple process with no need for repairs or showings.- No maintenance, repairs, or updating to perform.Cons:- Youll lose ownership of your house and become a tenant.- Rent payments could increase over time.- Less control over your living situation in the long term.For seniors who want to stay in their home without the worry of repairs and updates but need access to its equity, this can be a comforting middle-ground option.ConclusionSelling your house as a senior can be daunting, but with these seven options, you have a variety of paths to choose from based on your financial situation, lifestyle preferences, and urgency to sell. Whether you decide to take a hands-on approach with FSBO, list with a traditional real estate agent, or explore more creative solutions like selling to a home buying company, the key is to choose the method that aligns best with your needs and goals during this important transition.For additional information for your unique situation, just contact us at www.HomeDownsizingSolutions.com or call us at (855)-291-5005.

Real Estate Agents can look at me as a resource or one of their tools in their toolbox that could buy the property from their clients. It would be a matter of the agent presenting the different options of how a person can sell a property to see which is best for them. And if one of our solutions fits for their purposes, that's great. If it doesn't, the agent is still in a very good position to be able to market the property for them at that point.If I could jump back a little bit, after going into business for myself with buying the houses, the first year I only bought a few houses and that's because all that I could generate at that point. That's the only marketing that I knew. And so that's what I accomplished the first year. But as the years went on I read more books, took more training, went to more seminars and learned how to market and generate leads, which has been the key to my success for 20 years, is being able to generate my own leads and make something happen, not wait for something to happen. Home Sellers Value The Benefits Of Being Able To Sell Their House With No Stress Or Hassles The other thing that I've discovered is, sellers really taught me why I'm in business. For the first number of years I quite frankly didn't know why people would sell their house at what would be perceived as a discount also. I made offers and obviously I got some of those accepted but quite frankly, didn't know why. But it was only after the sellers telling me they accepted it, did I learn the services that I provide to them. I learned that sellers don't just give houses away.There's a reason that motivates a person to want to sell at what some people perceive as a discount. And that's what a lot of real estate agents don't understand, is that they think everyone is in the same situation and wants to squeeze every dime out of their house. Understandably, a person want to maximize their value but sometimes the services that we provide are of value to someone, more so than squeezing every dime out of their house.If you're an agent with clients that would like a stress & hassle free home sale, just contact us at (855)-291-5005 or go to www.HomeDownsizingSolutions.comfor more information.