NEXA Lending / Axen Realty

Real Estate
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About NEXA Lending / Axen Realty

4FL Loans Ruth Johaningsmeir, Mortgage Loan Originator

4FL Loans, led by licensed Mortgage Loan Originator Ruth Johaningsmeir of NEXA Lending, provides personalized mortgage solutions for homebuyers and homeowners throughout Florida and North Carolina. Ruth works directly with clients to help them understand their financing options, get pre-approved, and navigate the mortgage process from application through closing.

Whether you are purchasing your first home, refinancing an existing mortgage, accessing home equity, or looking for financing for a unique situation, 4FL Loans offers a wide range of loan programs, including conventional, FHA, VA, USDA, jumbo, construction, renovation, DSCR, and home equity options. With a focus on personalized service, clear communication, and finding solutions that fit each borrower's individual financial goals, Ruth helps make the mortgage process more straightforward and easier to understand.

4FL Loans is committed to providing clients with knowledgeable guidance, competitive mortgage options, and one-on-one support throughout their home financing journey.

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Additional Services Offered

NEXA Lending / Axen Realty

Moving Services

4FL Loans Ruth Johaningsmeir, Mortgage Loan Originator4FL Loans, led by licensed Mortgage Loan Originator Ruth Johaningsmeir of NEXA Lending, provides personalized mortgage solutions for homebuyers and homeowners throughout Florida and North Carolina. Ruth works directly with clients to help them understand their financing options, get pre-approved, and navigate the mortgage process from application through closing.Whether you are purchasing your first home, refinancing an existing mortgage, accessing home equity, or looking for financing for a unique situation, 4FL Loans offers a wide range of loan programs, including conventional, FHA, VA, USDA, jumbo, construction, renovation, DSCR, and home equity options. With a focus on personalized service, clear communication, and finding solutions that fit each borrower~s individual financial goals, Ruth helps make the mortgage process more straightforward and easier to understand.4FL Loans is committed to providing clients with knowledgeable guidance, competitive mortgage options, and one-on-one support throughout their home financing journey.

NEXA Lending / Axen Realty

Resource Specialist

4FL Loans Ruth Johaningsmeir, Mortgage Loan Originator4FL Loans, led by licensed Mortgage Loan Originator Ruth Johaningsmeir of NEXA Lending, provides personalized mortgage solutions for homebuyers and homeowners throughout Florida and North Carolina. Ruth works directly with clients to help them understand their financing options, get pre-approved, and navigate the mortgage process from application through closing.Whether you are purchasing your first home, refinancing an existing mortgage, accessing home equity, or looking for financing for a unique situation, 4FL Loans offers a wide range of loan programs, including conventional, FHA, VA, USDA, jumbo, construction, renovation, DSCR, and home equity options. With a focus on personalized service, clear communication, and finding solutions that fit each borrower~s individual financial goals, Ruth helps make the mortgage process more straightforward and easier to understand.4FL Loans is committed to providing clients with knowledgeable guidance, competitive mortgage options, and one-on-one support throughout their home financing journey.

NEXA Lending / Axen Realty

Transition Specialists

4FL Loans Ruth Johaningsmeir, Mortgage Loan Originator4FL Loans, led by licensed Mortgage Loan Originator Ruth Johaningsmeir of NEXA Lending, provides personalized mortgage solutions for homebuyers and homeowners throughout Florida and North Carolina. Ruth works directly with clients to help them understand their financing options, get pre-approved, and navigate the mortgage process from application through closing.Whether you are purchasing your first home, refinancing an existing mortgage, accessing home equity, or looking for financing for a unique situation, 4FL Loans offers a wide range of loan programs, including conventional, FHA, VA, USDA, jumbo, construction, renovation, DSCR, and home equity options. With a focus on personalized service, clear communication, and finding solutions that fit each borrower~s individual financial goals, Ruth helps make the mortgage process more straightforward and easier to understand.4FL Loans is committed to providing clients with knowledgeable guidance, competitive mortgage options, and one-on-one support throughout their home financing journey.

NEXA Lending / Axen Realty

Reverse Mortgages

4FL Loans Ruth Johaningsmeir, Mortgage Loan Originator4FL Loans, led by licensed Mortgage Loan Originator Ruth Johaningsmeir of NEXA Lending, provides personalized mortgage solutions for homebuyers and homeowners throughout Florida and North Carolina. Ruth works directly with clients to help them understand their financing options, get pre-approved, and navigate the mortgage process from application through closing.Whether you are purchasing your first home, refinancing an existing mortgage, accessing home equity, or looking for financing for a unique situation, 4FL Loans offers a wide range of loan programs, including conventional, FHA, VA, USDA, jumbo, construction, renovation, DSCR, and home equity options. With a focus on personalized service, clear communication, and finding solutions that fit each borrower~s individual financial goals, Ruth helps make the mortgage process more straightforward and easier to understand.4FL Loans is committed to providing clients with knowledgeable guidance, competitive mortgage options, and one-on-one support throughout their home financing journey.

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