Humana's Medicare Advantage Plan

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HUMANA MARKETPOINT MN

Posted on

Feb 14, 2023

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Medicare Advantage plans, known as Part C, are sometimes referred to as all-in-one packages for Original Medicare services. They cover Part A and Part B, and most include Part D (prescription drugs) as well. Some Medicare Advantage plans also offer benefits that aren’t available with Original Medicare, such as routine vision, hearing and dental care.

To help you choose what’s best for your needs, let's take a look at the types of Medicare Advantage plans and how they compare.

Comparing the different types of Medicare Advantage plans

The most common Medicare Advantage plans are:

  • Health maintenance organization (HMO) plans
    • HMO plans may sometimes offer lower premiums than other plans, but you must usually stay within your plan’s network for care and services.
  • Preferred provider organization (PPO) plans
    • PPO plans may allow you to go out-of-network for care, but you will usually pay less if you stay within the plan’s network.
  • Private fee-for-service (PFFS) plans
    • PFFS plans are offered through private insurance companies. You will pay health care providers directly for services based on an amount that your plan determines.
  • Special needs plans (SNPs)*
    • SNPs are limited to people with specific conditions. These plans are tailored to meet the specific needs of members within the plan.

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