Boosting Senior Budgets

Author

Area Agency on Aging-South Alabama

For more information about the author, click to view their website: Area Agency on Aging-South Alabama

Posted on

Jul 11, 2023

Book/Edition

Alabama - Gulf Coast

Share This

BOOSTING SENIOR BUDGETS

 

The U.S. Census revealed a troubling fact: Seniors 65+ were the only group with an increased poverty level.  Many Seniors living on fixed incomes face difficult budgeting choices as inflation continues to create hardships. Every
day, the cost of groceries, gasoline, prescription drugs, medical care and cable continues to rise. Research shows that eligible Seniors who access inflation fighting programs have overall 
improved health and financial stability.

 

Eating Right When Money’s Tight

Rising food costs are impacting Seniors more than other age groups. No program has more public misconceptions than the Supplemental Nutrition Assistance Program (SNAP). SNAP provides much needed support to thousands of Seniors 60+, however, only 30% of those eligible for the program are receiving benefits. The program has been improved for convenience and privacy and benefits can average more than $100 per month.  Certain medical eductions can actually increase benefits.  Seniors receive a debit card for tax free groceries and other eligible items, and the simplified application is renewable every 3 years.

 

Connecting to Combat Senior Isolation

The Covid Pandemic created a need for Seniors to connect in the other ways to avoid being isolated from friends and family.  The internet is now a must have for Seniors who want to engage with loved ones and access information and entertainment. The Affordable Connectivity Program provides cost-offsets for internet services, smart phones or internet connected tablets.  Savings can be as much as $2,600 per year.

 

Reducing Healthcare and Prescription Drug Costs

Seniors need to maximize their healthcare dollars, and Alabama has programs that can save money on Medicare costs and prescription drugs. The Medicare Savings Programs saves the average Senior $2,040 in Medicare Part B premiums and/or copays and deductibles. SenioRx clients may receive a three-month supply of medication from pharmaceutical companies free or at a low cost.

 

If you want information on any of these Inflation Fighting Programs, please contact the Area Agency on Aging at 251-706-4680/1-800-243-5463 or email aginginfo@sarpc.org.   Visit our website at www.agingsouthalabama.org and like & follow us on Facebook: www.facebook.com/agingsouthalabama.

Other Articles You May Like

Happiness At Any Age

Happiness At Any AgeStart your journey to joy now in your 60s, 70s, 80s, 90s, and beyond with these simple and effective exercises, strategies, and positive insights.Living happily in any decade involves an open heart, open mind, and appreciation for the joy in the journey. While everyone is unique, heres a guide to enjoy life in your 20s, 40s, 60s, 80s, and beyond.In your 20s & 30s Embrace uncertainty. This is the time for trial and error. Try new things and take risks, even if they feel scary. Build connections. Your social network can be a source of support, advice, and shared experiences both now and as you get older. Learn how to learn. Develop a growth mindset. Teach yourself that its ok to feel silly as you learn new things. Itll set the stage for lifelong learning. Build healthy habits. Establish healthy habits early. Try to move your body, eat well, and sleep well. In your 40s & 50s Balance work and life. Prioritize time with your family and friends. Work hard in your professional life. But don't forget to find joy in the little things. Plan your finances. Establish good financial habits. Save and invest in your future. Spend less than you make. Financial stability contributes to your peace of mind. Practice gratitude. Take time to appreciate what you have. Thank those who help you and contribute to others in a positive way. Build a mindset that's all about gratitude. Be open to change. Life is always changing, so it's a good idea to be open to all the curves along the way. Being able to adapt to everyday life is a skill that will serve you well in the future. In your 60s & 70s Reassess your goals. That thing you always wanted to do one day? Do it now. Adjust and modify your goals to include the steps itll take to reach that dream. Start working on writing that book, taking that trip, or even reaching a health and wellness goal to keep a positive mental attitude going. Add in some adventure. Remember, theres no age limit to new adventures. Happy thoughts and actions can even make you more likely to try new things. Go for new activities, try new recipes, or make new friends as an adult. These ideas keep your sense of play alive and well. Nurture old and new relationships. Improve relationships by focusing less on long-held disagreements. You don't get any points for winning arguments. Letting go of the past paired with self-compassion exercises can help you move forward. Mentor others patiently. Share your experiences and wisdom with others. Remember to be kind and patient by listening without judgment and putting yourself in their shoes. Someone out may need you to guide them in a way that only you're capable of. In your 80s & 90sMake time for the small things. Love spending time with your family? Make an effort to engage in the small activities you enjoy every weekor even daily! This can lead to an overall positive mental attitude later in life.Keep learning. Nows the time to try that new hobby youve always wanted to or pick up an old one. Even making friends as an adult or participating at a senior center near you can lead to a sense of joy. Plus, learning new skills keeps your brain sharp.Be kind to yourself. Listen to your body and give it what it needs. Go for a quick walk outside. Eat healthy foods. Embrace each day as a chance to live the life you desire, regardless of your age.  This article is contributed by Devoted Health.  Contact your local Devoted Health Representative at 251-391-3788 to find out how you could save with a Medicare Advantage Plan.

Sage Health: Transforming Senior Care

Sage Health: Transforming Senior CareAs we age, our healthcare needs become more complex, requiring a level of care that goes beyond traditional primary care. With three locations in Mobile, Alabama, Sage Health stands out as a beacon of innovative senior care. Focused on delivering high-performance primary care, cardiology, and wellness services specifically for seniors, Sage Health is redefining what it means to provide comprehensive and compassionate healthcare for the elderly.The Vision of Sage HealthSage Healths mission is to offer a holistic healthcare experience tailored to the unique needs of seniors. This is not just about treating illnesses; its about promoting overall wellness and helping seniors lead fulfilling, healthy lives. The healthcare model at Sage Health revolves around a patient-centered approach, emphasizing personal relationships, coordinated care, and proactive wellness programs.Comprehensive Services at Sage Health Primary Care: At the heart of Sage Health is its primary care service, which is designed to cater specifically to the needs of seniors. The primary care physicians at Sage Health manage a smaller number of patients, allowing for more personalized and attentive care. This model ensures that each patient receives the time and attention they need during every visit. Cardiology: Heart health is a critical concern for seniors, and Sage Health addresses this with dedicated cardiology services. Their cardiologists work closely with primary care physicians to provide integrated care that focuses on prevention, early detection, and management of cardiovascular conditions. Wellness Programs: Sage Health believes in the importance of maintaining wellness, not just treating illness. Their wellness programs include fitness classes designed to keep seniors active and engaged. Hospital Coverage: By collaborating with hospitalists, you receive the best hospital care when you need it. Care Coordination: Navigating the healthcare system can be challenging, especially for seniors. Sage Health provides a dedicated care concierge who coordinates all healthcare needs, from scheduling appointments to arranging transportation. This service ensures that seniors can focus on their health without worrying about the logistics of their care. The Benefits of Choosing Sage HealthChoosing Sage Health comes with numerous benefits that significantly enhance the quality of life for seniors: Personalized Care: With smaller patient panels, seniors receive more personalized attention and care from their physicians. This leads to better health outcomes and a stronger patient-doctor relationship. Coordinated Care: The care concierge ensures that all aspects of a patients health are coordinated seamlessly. This reduces the stress of managing multiple appointments and services, making it easier for seniors to stay on top of their health. Focus on Prevention and Wellness: Sage Healths proactive approach to wellness helps prevent illnesses and manage chronic conditions more effectively. Their wellness programs encourage healthy living, which can lead to longer, more fulfilling lives. Community Engagement: Sage Health fosters a sense of community among its patients. Through social gatherings and wellness activities, seniors can build meaningful connections with others, combating loneliness and improving mental health. Commitment to ExcellenceThere is a reason why Sage Health takes seniors healthcare personally.  Sage Health was born following a personal experience that illustrated how seniors are often treated in todays healthcare system.Our CEO, John Haskell, found his calling when his father was hospitalized for over a month.  During this time, his primary care provider was nowhere to be found.  Specialists came in and out, some never read the medical records, and the hospital pharmacy accidentally over-dosed him while he was critically ill.  No one was accountable for his well-being and the family had to intervene on his behalf.Although he fully recovered, the experience had a lasting impact on John Haskell.  Driven to ensure that other seniors would never be treated this way, he founded Sage Health.Sage Health was founded in 2022, but our team has been serving seniors for many years.  With over 50 senior-focused clinics being built in the past that now serve more than 60,000 seniors in communities across the United StatesLocationsSage Health is conveniently located in several areas in Mobile, Alabama, including Midtown, Pinebrook, and Toulminville. These locations make it accessible for seniors throughout the region to benefit from their comprehensive services. Sage Health also works with various insurance providers to ensure that their services are accessible and affordable for all seniors.Sage Health has 11 locations throughout the United States.  They are located in Alabama, Arkansas, Maryland, and Mississippi. Sage Health is more than just a healthcare provider; its a partner in the journey to better health and wellness for seniors. By offering personalized, coordinated, and proactive care, Sage Health ensures that seniors receive the best possible support to live healthy, fulfilling lives. With their dedicated care teams, innovative wellness programs, and compassionate approach, Sage Health is setting a new standard for senior healthcare. For more information or to become a patient, visit their website at sage.health or contact them directly.

Understanding the Importance of Hospice Care: A Comprehensive Guide

Understanding the Importance of Hospice Care: A Comprehensive GuideAs we navigate the complexities of life, one of the most challenging times is when a loved one faces a life-limiting illness. During such a period, ensuring the best possible care becomes paramount. This is where hospice care steps in, providing not only medical support but also emotional, spiritual, and practical assistance to both the patient and their families. Retreat Hospice exemplifies the essence of this compassionate care, ensuring dignity and quality of life in the final stages of illness.What is Hospice Care?Hospice care is a specialized type of care designed to support individuals with terminal illnesses. It focuses on palliative carerelieving symptoms and pain without attempting to cure the underlying disease. The goal is to enhance the quality of life for the patient and provide support for their families.The Retreat Hospice by Saad stands out by offering comprehensive services that address the multifaceted needs of patients and their families. This holistic approach includes medical care, emotional support, spiritual guidance, and assistance with practical matters.The Core Services of Hospice Care Medical Care: Hospice care involves a team of healthcare professionals.  They create a personalized care plan tailored to the patients needs, ensuring comfort and dignity. At Retreat Hospice, the medical team works diligently to manage symptoms such as pain, nausea, and difficulty breathing, allowing patients to spend their remaining time as comfortably as possible. Emotional Support: Facing a terminal illness can be emotionally overwhelming for both the patient and their family. Hospice care includes counseling services to help manage the emotional stress and grief associated with end-of-life care. Retreat Hospice provides licensed counselors and social workers who offer a compassionate ear and practical advice, helping families navigate their feelings and cope with the impending loss. Spiritual Care: Spirituality can play a crucial role in the end-of-life journey. The Retreat Hospice by Saad offers a dedicated spiritual and support care navigator team to minister to you and provide resources and emotional support every step of the way. Practical Assistance: Hospice care also extends to practical support, such as helping with daily activities, managing medications, and providing respite care for family members. This assistance is vital in reducing the burden on caregivers and ensuring the patients needs are met efficiently. The Benefits of Hospice CareChoosing hospice care can be a difficult decision, but it comes with numerous benefits that can significantly improve the quality of life for patients and their families. Enhanced Quality of Life: By focusing on pain and symptom management, hospice care ensures that patients experience the highest possible quality of life in their remaining days. This comfort-centric approach allows patients to enjoy meaningful moments with their loved ones, free from the distress of unmanaged symptoms. Comprehensive Support: Hospice care provides a network of support for the patient and their family. From medical professionals to counselors and spiritual advisors, the comprehensive care team at The Retreat Hospice by Saad works collaboratively to address all aspects of end-of-life care. Family-Centered Care: Hospice care recognizes that a terminal illness affects the entire family. By offering emotional, spiritual, and practical support to family members, hospice care helps ease the burden and stress, allowing families to focus on being present with their loved one. Cost-Effective Care: Hospice care can be more cost-effective compared to hospital or other intensive care options. It often reduces the need for emergency room visits and hospitalizations by managing symptoms effectively at home or in a hospice facility. The Retreat Hospice and Saad Hospice Care works with various insurance providers to ensure that families receive the care they need without undue financial strain. How to Access Hospice CareAccessing hospice care typically begins with a referral from a healthcare provider. However, families can also reach out directly to hospice care providers like The Retreat Hospice by Saad to discuss their needs and explore care options. Here are the steps to initiate hospice care: Assessment: A hospice care team will conduct an initial assessment to determine the patients eligibility and specific needs. This involves a thorough review of the patients medical condition, current treatment plan, and personal preferences. Care Plan Development: Based on the assessment, a personalized care plan is developed. This plan outlines the medical, emotional, spiritual, and practical support services that will be provided. The care plan is designed to be flexible and can be adjusted as the patients needs change. Implementation: Once the care plan is in place, the hospice team begins providing services. This includes regular visits from healthcare professionals, counseling sessions, spiritual care, and practical assistance. The frequency and type of services can be tailored to the patients evolving needs. Ongoing Support: Hospice care continues as long as it is needed, with the care team available around the clock to provide support and address any concerns. Families can rely on the hospice team for guidance and assistance throughout the end-of-life journey. The Unique Approach of The Retreat Hospice by SaadThe Retreat Hospice by Saad is distinguished by its unwavering commitment to compassionate, individualized care. The team at Retreat Hospice understands that each patient and family is unique, and they strive to provide care that honors each persons values, wishes, and needs. Personalized Care: The Retreat Hospice places a strong emphasis on personalized care. They take the time to understand each patients preferences and work closely with families to create a care plan that aligns with their wishes. Community Engagement: The Retreat Hospice actively engages with the community to raise awareness about hospice care and provide education on end-of-life issues. Private, Family Owned: Committed to excellence, The Retreat Hospice is family owned company based in Mobile, Alabama and serving the Mobile and Baldwin Communities. They invest in ongoing training and development for their staff to ensure the highest standard of care.  The Retreat Hospice is only private freestanding hospice location that offers 24-hour resort-level care. ConclusionHospice care is a compassionate and holistic approach to end-of-life care that prioritizes the comfort and dignity of patients while providing essential support to families. The Retreat Hospice by Saad and Saad Healthcare exemplifies the best of hospice care, offering comprehensive services that address the medical, emotional, spiritual, and practical needs of patients and their loved ones. By choosing hospice care, families can ensure that their loved ones receive the compassionate care they deserve during one of lifes most challenging times. This article is submitted by The Retreat Hospice by Saad.  Contact The Retreat team at 251-380-3810.

Local Services By This Author

Area Agency on Aging - Escambia

Senior Organizations & Services 8600 Hwy 31, Atmore, Alabama, 36504

As the designated Area Agency on Aging by the Alabama Department of Senior Services, the South Alabama Regional Planning Commission serves Baldwin, Escambia and Mobile counties in Southwestern Alabama. Our Area Agency on Aging is a hub for information and services for older adults age 60 and older, their caregivers and persons with disabilities. We provide many free programs and also fund local agencies that offer services for seniors and caregivers. With our pulse on our community, we have the answers to your aging and disability questions. Our major programs include: Aging and Disability Resource Center - the door to information, services and public benefits Caregiver Support, Education and Respite Elder rights, Medicare fraud, legal counseling Health Promotion Classes (chronic diseases, fall prevention) Home and Community Based Services/ Medicaid Waiver Programs Medicare and Insurance Counseling, Medicare Savings Programs Nutrition programs - home delivered meals, food assistance Ombudsman for Long Term Care (nursing homes, assisted living) Prescription Assistance Senior Centers

Area Agency on Aging - Baldwin

Area Agencies on Aging 22251 Palmer St, Robertsdale, Alabama, 36567

Welcome Seniors of Mobile, Baldwin and Escambia Counties!The Area Agency on Aging is a non-profit governmental agency serving local communities as a hub for information and services for older adults ages 60 and older, their caregivers, and persons with disabilities.  We provide the programs on this page and also fund local services for seniors and caregivers.While we hold events throughout South Alabama, our main office location is in the GM&O building in downtown Mobile at 110 Beauregard Street. Our volunteer program, the South Alabama RSVP, has offices at the Daphne City Hall and Escambia County Satellite Office in Atmore. Please check our calendar and like us on Facebook for upcoming events.

Area Agency on Aging - Mobile

Senior Organizations & Services 110 Beauregard St, Mobile, Alabama, 36633

Welcome Seniors of Mobile, Baldwin and Escambia Counties!The Area Agency on Aging is a non-profit governmental agency serving local communities as a hub for information and services for older adults ages 60 and older, their caregivers, and persons with disabilities.  We provide the programs on this page and also fund local services for seniors and caregivers.While we hold events throughout South Alabama, our main office location is in the GM&O building in downtown Mobile at 110 Beauregard Street. Our volunteer program, the South Alabama RSVP, has offices at the Daphne City Hall and Escambia County Satellite Office in Atmore. Please check our calendar and like us on Facebook for upcoming events.