How TRU PACE Helps Lafayette Seniors Navigate Medicare, Medicaid, and Daily Support

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TRU PACE (Program of All-inclusive Care for the Elderly)

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Jan 12, 2026

How TRU PACE Helps Lafayette Seniors Navigate Medicare, Medicaid, and Daily Support

Understanding Medicare and Medicaid can feel overwhelming—especially when health needs increase and care becomes more complex. For many seniors in Lafayette and across Northern Colorado, the challenge isn’t just coverage—it’s coordinating medical care, long-term services, transportation, and daily support in a way that keeps life manageable and dignified.

TRU PACE offers a comprehensive solution through the Program of All-Inclusive Care for the Elderly (PACE). By combining Medicare and Medicaid benefits with coordinated medical and social services, TRU PACE helps eligible seniors remain living safely in the community while receiving the care they need.


What Is PACE and Who Is It For?

PACE is a nationally recognized care model designed for older adults who qualify for nursing-home-level care but prefer to remain at home. Instead of navigating multiple providers and benefits separately, participants receive coordinated services through one integrated program.

PACE typically serves seniors who:

  • Are age 55 or older

  • Live in a PACE service area

  • Qualify for nursing-home-level care

  • Can safely live in the community with support

For Lafayette seniors, PACE offers a way to simplify care while maintaining independence.


How TRU PACE Brings Medicare and Medicaid Together

One of the most confusing aspects of aging-related care is understanding how Medicare and Medicaid work together. TRU PACE simplifies this by coordinating benefits under a single program.

Through TRU PACE, participants may receive:

  • Primary and specialty medical care

  • Prescription medications

  • Rehabilitation and therapy services

  • In-home support and personal care

  • Adult day health services

  • Transportation to appointments

This integrated approach reduces paperwork, eliminates fragmented care, and ensures services work together seamlessly.


Coordinated Care That Centers on the Individual

Unlike traditional healthcare models that rely on separate providers, PACE uses an interdisciplinary care team. This team works collaboratively to understand each participant’s health, preferences, and goals.

Care teams often include:

  • Physicians and nurse practitioners

  • Nurses and therapists

  • Social workers and care coordinators

  • Dietitians and activity staff

Staci Baker, who works closely with PACE participants and families, highlights the value of this approach:

“PACE is about wrapping care around the person. When services are coordinated, seniors feel supported instead of overwhelmed.”

This person-centered model improves both outcomes and quality of life.


Supporting Independence While Managing Complex Needs

Many seniors enrolled in PACE live with multiple chronic conditions, mobility challenges, or cognitive changes. Coordinated care helps manage these complexities without requiring a move to a nursing facility.

PACE supports independence by:

  • Monitoring health changes proactively

  • Adjusting care plans as needs evolve

  • Providing transportation and daily support

  • Reducing emergency room visits and hospitalizations

For seniors who want to stay in their homes and communities, this support can be life-changing.


A Community-Based Approach in Lafayette

TRU PACE serves seniors in Lafayette and surrounding Northern Colorado communities. Local care means providers understand regional resources, family dynamics, and the importance of staying connected to familiar places.

Local benefits include:

  • Easier family involvement

  • Faster response to changing needs

  • Strong coordination with nearby providers

This community connection helps seniors feel grounded and supported.


Relief and Reassurance for Families

Families often struggle to coordinate care, appointments, and benefits for aging loved ones. PACE provides families with a single point of contact and a clear plan.

Families benefit from TRU PACE by:

  • Reducing caregiving stress

  • Gaining professional care coordination

  • Receiving regular updates and communication

  • Knowing care is available around the clock

This reassurance allows families to focus on relationships rather than logistics.


When Is PACE the Right Option?

PACE may be a good fit when a senior:

  • Has complex or chronic health needs

  • Requires help with daily activities

  • Qualifies for nursing-home-level care

  • Wants to remain living in the community

  • Needs coordinated medical and social services

Enrollment decisions are made carefully to ensure safety and suitability.


Frequently Asked Questions

Does PACE replace Medicare and Medicaid?

PACE coordinates Medicare and Medicaid benefits into one integrated program.

Do participants have to give up their current doctors?

PACE participants typically receive care through the PACE medical team.

Is transportation included?

Yes. Transportation to medical appointments and program services is usually provided.

Can family caregivers stay involved?

Absolutely. Family involvement is encouraged and supported.

Is PACE only for low-income seniors?

PACE serves individuals who qualify medically and meet eligibility requirements; financial eligibility varies.


A Trusted Medicare and Medicaid Resource in Northern Colorado

Navigating aging-related care doesn’t have to be confusing. TRU PACE offers Lafayette seniors a coordinated, compassionate approach to Medicare, Medicaid, and daily support—helping participants live safely, independently, and with dignity.

To learn more about PACE services or explore eligibility, visit the Seniors Blue Book listing for TRU PACE and connect with a trusted local resource for coordinated senior care.

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Medicare/Medicaid/Insurance in Lafayette, CO

When an older adult needs help at home and sees several clinicians, a coverage decision can affect everything from prescription refills to rides. If youre considering TRU PACE in Lafayette, start by asking how enrollment would change the care and coverage you already use. How Medicare and Medicaid Fit Into PACEPACE is the Program of All-Inclusive Care for the Elderly. It coordinates healthcare and support for eligible adults who meet a state standard for nursing home-level care and can live safely in the community with PACE support at enrollment. Applicants must also be 55 or older and live in the programs service area.  TRU PACE and Your Current CoveragePhone: 303-665-0115Medicare says people with Medicaid pay no monthly PACE premium. Medicare beneficiaries without Medicaid pay premiums for the long-term care portion and Medicare Part D drugs. Medicare also says participants owe no deductible, copayment, or coinsurance for drugs, services, or care approved by their PACE team. Ask TRU PACE for an estimate based on your individual coverage before enrolling.  Doctors, Prescriptions, and Existing ServicesTRU PACE says it becomes the participants insurance provider at enrollment. Participants generally receive care through the programs provider network. Bring a list of your doctors, medications, and scheduled services. Ask which providers are in the network and how the team would coordinate any changes.  Why This Matters in LafayetteIf you regularly see a clinician near home or have a specialist visit scheduled outside Lafayette, give the enrollment team the names and dates. Ask which appointments can continue and what to do about any refill due around the enrollment date. How to Get Started1. Gather Your Coverage InformationHave your Medicare and Medicaid information, if applicable, along with details of any current plan. List the appointments and prescriptions you rely on most.2. Ask for an Enrollment and Cost ReviewCall TRU PACE and ask for your expected monthly cost, when any coverage change would take effect, and who would help coordinate the transition.  Related Seniors Blue Book CategoriesPACE Adult Day Services Care Management

Funeral Cremation & Mortuary Services in Lafayette, CO

After a death, families may have to make several decisions in a short time. Others prefer to talk through their wishes ahead of time. In either situation, it helps to separate the practical arrangements from the decisions about how to gather, remember, and say goodbye. What Funeral and Mortuary Services CoverA funeral home can help arrange transportation and care of the person who died, assist with paperwork, and coordinate burial or cremation. A family may also arrange a viewing, funeral, memorial, or private gathering. Ask which decisions need to be made immediately and which can wait. The Natural Funeral in LafayettePhone: 720-515-2344The Natural Funeral lists natural burial, flame cremation, water cremation, and terramation, also called natural organic reduction. Water cremation uses an alkaline water process, and terramation transforms remains into soil. If one of these options interests you, ask what the process involves, how long it typically takes, and what the family receives afterward.  Planning a Gathering and Reviewing CostsThe Lafayette funeral home is at 102 W Chester Street in Old Town. Ask what can take place at the Lafayette location and which parts would involve another venue or a cemetery. Request a General Price List and a written breakdown of your choices so you can see which fees cover the funeral homes work and which come from outside providers.  Why This Matters in LafayetteIf relatives are coming from out of town or some guests have limited mobility, ask about parking, step-free access, and how many people the gathering space can accommodate. If you plan to hold a service and burial at different locations, check how much time guests will need between them. How to Get Started1. Write Down the Persons WishesLook for written instructions and note any cultural or religious preferences. If youre planning ahead, tell a trusted person where you keep your instructions and whom to call.2. Ask for a Written PlanCall 720-515-2344 and ask what is needed on the first call. Once youve discussed options, request the expected timeline and itemized costs before approving arrangements. Related Seniors Blue Book CategoriesCounseling Hospice Advance Care Planning

Adult Day Services in Lafayette, CO

When an older adult spends most weekdays alone, families may need more than a place for them to go. They may also be juggling transportation, appointments, and help at home. TRU PACE in Lafayette offers a day center as part of a program that coordinates those needs for eligible older adults. What Are Adult Day Services?Adult day services offer daytime support outside the home. Depending on the program, participants may spend time with peers, eat a meal, take part in activities, or receive help with daily needs. Some centers accept people directly. The Lafayette TRU PACE center serves people enrolled in its broader Program of All-Inclusive Care for the Elderly. TRU PACE in LafayettePhone: 303-665-0115TRU PACEs Lafayette center is at 2593 Park Lane. The program coordinates medical and social services and arranges transportation to the day center and medical visits as needed. Ask the enrollment team what a typical center day includes, how often a participant might attend, and how the team decides what support to arrange at home. Who May QualifyPACE applicants must be at least 55, live in the programs service area, meet the states standard for nursing home-level care, and be able to live safely in the community with PACE support at enrollment. Ask how enrollment would affect access to current doctors and prescription coverage before making a decision.  Why This Matters in LafayetteWhen family members already drive someone to several appointments a week, a coordinated schedule can change who needs to be available and when. Ask how pickup would work at the persons Lafayette address and who to call if a ride or appointment changes. How to Get Started1. Ask for an Eligibility ReviewCall TRU PACE. Have the participants ZIP code, current coverage, and a short list of the help they need. 2. Ask to Visit the CenterFind out what the participant might do on a center day, how transportation works, and what changes to their current care arrangements enrollment would involve. Related Seniors Blue Book CategoriesCare Management Transportation Respite Care

Local Services By This Author

TRU PACE

PACE

TRU PACE (Program of All-inclusive Care for the Elderly)  is a comprehensive program designed to support seniors who wish to maintain their independence while receiving the medical and supportive care they need. Operating under the umbrella of TRU Community Care, TRU PACE offers a seamless solution for older adults who qualify for Medicare and Medicaid by providing a complete continuum of care tailored to meet the unique needs of seniors with chronic health conditions.TRU PACE is part of the nationwide Program of All-inclusive Care for the Elderly, a model that integrates medical and supportive services to help older adults continue living safely in their homes and communities. Designed for individuals aged 55 and older who are eligible for Medicare, Medicaid, or both, TRU PACE provides coordinated, person-centered care. This approach ensures that participants receive the services they need to enhance their quality of life and maintain their independence for as long as possible.To enroll in TRU PACE, participants must meet certain eligibility criteria:Age: Must be 55 years or older.Residency: Live within the TRU PACE service area, which includes select locations around Lafayette, CO, and neighboring communities.Care Needs: Require a nursing-home level of care as determined by the state but can safely live in their home with the assistance of TRU PACE services.Financial Eligibility: Be eligible for Medicare, Medicaid, or both, or have the ability to pay privately.Comprehensive Services Offered by TRU PACETRU PACE provides a full range of medical and supportive services, all coordinated by a dedicated interdisciplinary team. These services include:Medical ServicesPrimary Care: Access to experienced physicians and nurse practitioners who specialize in geriatric care.Specialist Care: Coordinated access to specialists for specific health conditions, ensuring comprehensive treatment plans.Pharmacy Services: Prescription medications and over-the-counter drugs included at no additional cost to participants.Rehabilitation Therapies: Physical, occupational, and speech therapy tailored to individual needs.Emergency Services: Round-the-clock access to urgent care when required.Supportive ServicesAdult Day Center: A safe and engaging environment where participants can socialize and take part in various activities.Transportation: Reliable transportation to and from medical appointments and the TRU PACE Day Center.Nutrition: Nutritious meals and dietary counseling to promote healthy living.Personal Care: Assistance with activities of daily living, including bathing, dressing, and grooming.Home Care: Support services provided in the comfort of participants homes.Social and Emotional SupportSocial Work Services: Emotional support and counseling for participants and their families.Caregiver Support: Resources and respite care to assist family members and caregivers.Social Activities: Opportunities for social engagement to reduce isolation and improve mental well-being.One of the hallmarks of TRU PACE is its interdisciplinary team, which includes physicians, nurses, therapists, social workers, and other professionals who work together to create and manage individualized care plans. This collaborative approach ensures that every aspect of a participants health and well-being is addressed, from preventive care to ongoing treatment for chronic conditions. By coordinating care through a single program, TRU PACE eliminates the need for participants to navigate the complexities of multiple healthcare providers and insurance plans.Medicare and Medicaid Coverage with TRU PACETRU PACE simplifies healthcare access for those eligible for Medicare, Medicaid, or both. Participants typically do not have to pay deductibles, premiums, or copayments for services covered by the program. Additionally, TRU PACE covers prescription medications, medical equipment, and other healthcare needs, offering significant financial relief to seniors and their families. For those who do not qualify for Medicaid, TRU PACE offers an affordable private pay option, ensuring that everyone has access to comprehensive care.Benefits of TRU PACEIndependence: Enables seniors to stay in their homes and communities for as long as possible.Comprehensive Care: Addresses all aspects of health and wellness through integrated services.Cost Savings: Reduces out-of-pocket expenses for eligible participants by covering a wide range of services.Simplified Access: Eliminates the need to juggle multiple providers and insurance plans.Peace of Mind: Provides families and caregivers with support, resources, and reassurance.Serving Lafayette, CO, and Surrounding CommunitiesBy combining local expertise with the nationally recognized PACE model, TRU PACE offers a trusted solution for aging adults and their families. The programs Day Center, located in Lafayette, serves as a hub for medical care, social interaction, and therapeutic activities, making it a cornerstone of the programs success.If you or a loved one are seeking a compassionate, all-inclusive care program, TRU PACE is here to help. To learn more about eligibility requirements, services offered, or the enrollment process, visit TRU PACEs website or contact their friendly team today. Take the first step toward maintaining independence, improving quality of life, and accessing the comprehensive care you deserve with TRU PACE. Enroll in TRU PACE Today

TRU PACE (Program of All-inclusive Care for the Elderly)

Medicare/Medicaid/Insurance

TRU PACE (Program of All-inclusive Care for the Elderly)  is a comprehensive program designed to support seniors who wish to maintain their independence while receiving the medical and supportive care they need. Operating under the umbrella of TRU Community Care, TRU PACE offers a seamless solution for older adults who qualify for Medicare and Medicaid by providing a complete continuum of care tailored to meet the unique needs of seniors with chronic health conditions.TRU PACE is part of the nationwide Program of All-inclusive Care for the Elderly, a model that integrates medical and supportive services to help older adults continue living safely in their homes and communities. Designed for individuals aged 55 and older who are eligible for Medicare, Medicaid, or both, TRU PACE provides coordinated, person-centered care. This approach ensures that participants receive the services they need to enhance their quality of life and maintain their independence for as long as possible.To enroll in TRU PACE, participants must meet certain eligibility criteria:Age: Must be 55 years or older.Residency: Live within the TRU PACE service area, which includes select locations around Lafayette, CO, and neighboring communities.Care Needs: Require a nursing-home level of care as determined by the state but can safely live in their home with the assistance of TRU PACE services.Financial Eligibility: Be eligible for Medicare, Medicaid, or both, or have the ability to pay privately.Comprehensive Services Offered by TRU PACETRU PACE provides a full range of medical and supportive services, all coordinated by a dedicated interdisciplinary team. These services include:Medical ServicesPrimary Care: Access to experienced physicians and nurse practitioners who specialize in geriatric care.Specialist Care: Coordinated access to specialists for specific health conditions, ensuring comprehensive treatment plans.Pharmacy Services: Prescription medications and over-the-counter drugs included at no additional cost to participants.Rehabilitation Therapies: Physical, occupational, and speech therapy tailored to individual needs.Emergency Services: Round-the-clock access to urgent care when required.Supportive ServicesAdult Day Center: A safe and engaging environment where participants can socialize and take part in various activities.Transportation: Reliable transportation to and from medical appointments and the TRU PACE Day Center.Nutrition: Nutritious meals and dietary counseling to promote healthy living.Personal Care: Assistance with activities of daily living, including bathing, dressing, and grooming.Home Care: Support services provided in the comfort of participants homes.Social and Emotional SupportSocial Work Services: Emotional support and counseling for participants and their families.Caregiver Support: Resources and respite care to assist family members and caregivers.Social Activities: Opportunities for social engagement to reduce isolation and improve mental well-being.One of the hallmarks of TRU PACE is its interdisciplinary team, which includes physicians, nurses, therapists, social workers, and other professionals who work together to create and manage individualized care plans. This collaborative approach ensures that every aspect of a participants health and well-being is addressed, from preventive care to ongoing treatment for chronic conditions. By coordinating care through a single program, TRU PACE eliminates the need for participants to navigate the complexities of multiple healthcare providers and insurance plans.Medicare and Medicaid Coverage with TRU PACETRU PACE simplifies healthcare access for those eligible for Medicare, Medicaid, or both. Participants typically do not have to pay deductibles, premiums, or copayments for services covered by the program. Additionally, TRU PACE covers prescription medications, medical equipment, and other healthcare needs, offering significant financial relief to seniors and their families. For those who do not qualify for Medicaid, TRU PACE offers an affordable private pay option, ensuring that everyone has access to comprehensive care.Benefits of TRU PACEIndependence: Enables seniors to stay in their homes and communities for as long as possible.Comprehensive Care: Addresses all aspects of health and wellness through integrated services.Cost Savings: Reduces out-of-pocket expenses for eligible participants by covering a wide range of services.Simplified Access: Eliminates the need to juggle multiple providers and insurance plans.Peace of Mind: Provides families and caregivers with support, resources, and reassurance.Serving Lafayette, CO, and Surrounding CommunitiesBy combining local expertise with the nationally recognized PACE model, TRU PACE offers a trusted solution for aging adults and their families. The programs Day Center, located in Lafayette, serves as a hub for medical care, social interaction, and therapeutic activities, making it a cornerstone of the programs success.If you or a loved one are seeking a compassionate, all-inclusive care program, TRU PACE is here to help. To learn more about eligibility requirements, services offered, or the enrollment process, visit TRU PACEs website or contact their friendly team today. Take the first step toward maintaining independence, improving quality of life, and accessing the comprehensive care you deserve with TRU PACE. Enroll in TRU PACE Today

TRU PACE (Program of All-inclusive Care for the Elderly)

Adult Day Services

TRU PACE (Program of All-inclusive Care for the Elderly) coordinates and provides all needed so that older individuals can continue living safely in their community. Delivering all needed medical and supportive services, TRU PACE provides the entire continuum of care and services to seniors with chronic care needs while maintaining independence in their homes for as long as possible. TRU PACE participants must receive all needed healthcare, including primary care and special physician services (other than emergency services) from TRU PACE contracted providers.TRU PACE is a program of TRU Community Care.