What Is Independent Living for Seniors?

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The Terraces at Bonita Springs

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Aug 10, 2023

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Florida - Southwest

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As you begin your search for senior independent living, you’ll find yourself met with many new terms and sometimes complex options. What’s a CCRC? What types of senior living options are available? What’s the difference between independent living and assisted living? 

We’ve put together a primer of what independent living entails, as well as the benefits it can provide to older adults. Read on to learn more about how independent living can provide a vibrant lifestyle for today and peace of mind for the future.

What is independent living for seniors? 

Independent living is a term that describes a lifestyle that you’ll find at a senior living community. This type of lifestyle is for seniors who are healthy, active, and don’t need assistance to live safely. Many independent living residents like those at The Terraces at Bonita Springs choose to move into these types of communities because of the carefree lifestyle, focus on wellness, and socialization opportunities they don’t get from living on their own.

Types of Independent Living Communities

Independent living communities can be stand-alone or part of a larger senior living community. Both options have different benefits, but the independent lifestyle can be quite similar. 

Retirement Communities

Also known as 55+ communities, this type of lifestyle is for individuals who want the privacy of owning their home but also want the services and amenities that come from a senior community. These types of community offerings can include a pool, a clubhouse, maintenance-free or low-maintenance homes, and social activities. These communities operate similarly to an HOA neighborhood, with dues that are paid to cover certain services and amenities.

Life Plan Communities

This type of senior living is also known as continuing care retirement communities (CCRCs).  

Life Plan Communities like The Terraces at Bonita Springs offer a variety of senior care services, including assisted livingmemory supportskilled nursing and rehabilitationIndependent living residents have priority access to these different levels of senior care if needed, which provides peace of mind for the future. The community also has a plethora of services and amenities to help seniors stay active, healthy and well. 

Benefits of Independent Living 

The benefits of moving to a senior living community are many, with very little downside. In fact, most of the residents at The Terraces tell us that they wish they’d moved here sooner! Moving into independent living can help seniors stay active and healthy for as long as possible, since every aspect of life has been designed with the needs of aging adults in mind. Here are just a few more benefits of the independent living lifestyle:

  • No more home maintenance, thanks to a maintenance-free environment
  • Peace of mind with assisted living and memory care services available
  • So many socialization opportunities
  • Planned and available activities and events every day
  • Delicious dining options from formal to casual
  • And so much more!

What To Consider When Looking for Independent Living Options

Does independent living sound like the right solution for you or a loved one? It’s important to know what your wants and needs are so that you’re better able to weigh the options available to you. Here are a few factors to consider when looking into independent living options:

  • What sort of care levels are available, and are they available on site?
  • Is there a LifeCare contract offered and what does it cover?
  • What sort of services and amenities are available on site?
  • How does the community provide health and wellness opportunities for adults at all ages?
  • How full is the event calendar, and are there options that interest you or a loved one? 
  • What is the dining situation like? 

How Much Does Independent Living Cost?

The cost for independent living can vary greatly from community to community. The price tag associated with this lifestyle depends greatly on location, contract type, and services offered. Depending on the type of community you choose, you may need to pay a large entrance fee, plus a monthly fee that covers most, if not all, of the benefits of the community. 

While health insurance doesn’t cover independent living for seniors, there are some variables that can let older adults deduct some of their expenses when tax season comes around. A Life Plan Community like The Terraces can save you money now and in the future and can also lessen your tax burden depending on your individual situation. 

Discover an independent lifestyle that helps you age in style.

At The Terraces at Bonita Springs, our independent living options take the maintenance and worry out of everyday life. Choose from a variety of floor plans to fit your lifestyle, elegant dining options, and an active lifestyle with health service options all in one place. Learn more about us and see what your future could hold when you visit our community. 

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Myth-Busting: Active Senior Living Communities

What if you could live in a community that is designed to support your active lifestyle, overall health, and well-being with resources right at your fingertips? What if you could say goodbye to shoveling snow in the winter, mowing the lawn in the summer, and home maintenance chores all year long? This can all be yours when you make the choice to live in an active senior living community. And dont believe the myths it can be one of the most liberating and exciting times in life, especially now with all the current options available.Unlike in our parents time, today there are vibrant independent living options that actually enhance your lifestyle with resort-like amenities, resources, and a community of like-minded people. Its a far cry from when nursing homes were the only option for older adults who wanted a maintenance-free lifestyle with assistance if needed.A new era of community living became prevalent for older adults in the early 1960s when the demand for more options for older adults started shifting. Now communities from coast to coast offer amenities and opportunities that maintain active lifestyles and social engagements that make these communities appealing to many older adults.Debunking the Myths About Active Senior Living CommunitiesThinking of senior living communities in the same breath as nursing homes is so last century and couldnt be further from reality. Lets debunk a few of the myths about retirement communities:Myth #1: Does moving to a retirement community mean I will lose independence?Fact: Depending on the community, many have different styles of living from completely independent to more support levels if needed. Todays retirement communities are designed to create independent living options in order to meet the needs of this generations active lifestyle. Holly Creek offers options of stand-alone cottages and individual apartments where you are free to live as you wish and participate in events, dining and other social engagements when and if you choose.Myth #2: Is retirement living boring?Fact: Almost all senior living communities offer a variety of events that you can choose to participate in. In some cases, the residents create the calendar and events and in others, staff put together activities based on residents interests. When you dont have to spend time and energy on home maintenance chores, you can fully enjoy current interests and perhaps gain new hobbies while meeting new friends. In fact, moving to senior living is one of the best ways to help older adults prevent boredom and avoid social isolation. Holly Creek has so many opportunities, it might be a challenge to fit in all the activities you like, from enjoying the indoor/outdoor pool or fitness center to visiting the theater and art gallery to taking part in exercise classes.Myth #3: Is retirement living for people too old to live on their own?Fact: Older adults are increasingly embracing the idea of living in active senior living communities. According to USA Today, more than 600,000 older Americans like the idea of getting settled in a community and staying there if their care needs change. While there is no magic age to transition to a senior living community, there are some benefits to making the move while you are able to enjoy the amenities and activities offered in a retirement community. In addition, moving sooner will allow you to maintain living independently, but get adjusted to the community environment and be in the company of others.

What Are Active Adult Communities and Which One Is Best for You?

If youre over 55 you may have considered a senior living community but have concerns that the traditional retirement community may not be a right fit for you. If youre still active and have a social life, engaging with friends and family, these communities may be less appealing. But there is an option that allows you to enjoy maintenance-free living with greater independence and a more active lifestyle: its called active adult communities.Active Adult Community BenefitsAs people become healthier and more independent in their later years, interest in active adult communities continue to grow. So, what is the draw?As noted, they offer a more independent living than other types of retirement communities. Residents dont need skilled nursing or help with daily self-care or meals. Active adult communities are usually more lifestyle oriented with a focus on socialization, wellness, and programs for active seniors. You will usually find:Outdoor activities and sports like tennis, golf, pickleball, basketball, etc.Exercise and wellness classes like yoga and mindfulnessUpdated fitness facilitiesOutside trails and parksAnd when you live in an active adult community youre still free from the burdens and demands of home maintenance. This is a big reason why many seniors choose retirement communities, and you still gain this advantage when you choose this more active and independent option.Some of these communities require that at least one person in each residence meet a minimum age requirement. About 80% of retirement communities have age-restrictions. Other communities target seniors over age 55 but dont limit residency based on age.You have the option of owning or renting properties that include townhomes, apartments, condos, and single-family homes. Some communities even offer the option of renting or buying a mobile home.Active Adult Community CostsThe average cost of a 55-plus community ranges from $1,500 to $4,000 per month. Of course the price depends on the specific community and its location. Typically, you can cage senior community costs by the cost of real estate in a given area. Other factors like the number of bedrooms or luxury amenities will affect the cost of an active adult community.Typically, your community will charge an HOA (homeowners association) fee in exchange for grounds keeping, landscaping, snow removal, and general maintenance. Be sure to ask about HOA or maintenance fees before you buy into a community. These fees vary widely, and you want to be sure there are no unwelcome surprises. Some good questions to ask:What are the additional fees?What do the fees cover?How much have fees increased in the past?How much are they expected to increase in the future?Before you sign for a property, also ask if there is a down payment for renting and what amenities are included with your property.Niche CommunitiesThe average cost of a 55-plus community ranges from $1,500 to $4,000 per month. Of course the price depends on the specific community and its location. Typically, you can cage senior community costs by the cost of real estate in a given area. Other factors like the number of bedrooms or luxury amenities will affect the cost of an active adult community.Typically, your community will charge an HOA (homeowners association) fee in exchange for grounds keeping, landscaping, snow removal, and general maintenance. Be sure to ask about HOA or maintenance fees before you buy into a community. These fees vary widely, and you want to be sure there are no unwelcome surprises. Some good questions to ask:What are the additional fees?What do the fees cover?How much have fees increased in the past?How much are they expected to increase in the future?Before you sign for a property, also ask if there is a down payment for renting and what amenities are included with your property.Niche CommunitiesA typical active adult residence varies from 650 to 2,200 square feet and sometimes more. Many are situated with easy access to trails and parks and are close to shopping centers. Some communities are even connected to retail businesses like coffee shops and cafes. For convenience, most active adult communities are located in suburban or urban areas with access to entertainment, museums, and restaurants.Youll find a variety of common areas are also typical. These encourage socialization as people interact in fitness centers, dog parks, pools, clubhouses, and outdoor kitchens. Some active adult communities offer concierge services to help coordinate third party grocery deliveries, housekeeping services, and transportation.Healthcare services arent usually part of an active adult community, some have on-site offices for home health agencies or rooms set up for telehealth visits. Just keep in mind that active adult communities are primarily lifestyle oriented and not health care oriented.Is Active Adult Living Is Right for YouActive adult communities are an attractive option for seniors over 55 who want a more socially engaging and active retirement community. If you dont need daily health care and want to maintain an independent lifestyle, an active adult community may be a right fit. You can enjoy the benefits and amenities of an engaging community without the burden of maintaining a home and property.Just be sure to consider several options, tour facilities, and ask questions before making a decision.TYE Medical offers premium incontinence products in various sizes and absorbency levels. Shop our online store for free and discreet shipping on all orders. 

What to Do When a Loved One Refuses to Recognize Health Concerns

What to Do When a Loved One Refuses to Recognize Health ConcernsProviding care for a family member as they age or face health challenges is an act of kindness that can bring you closer together, but what if your loved one doesnt share your concerns about their health? Recognizing health concerns is the first step toward finding the right support, but denial can be a formidable obstacle. Community Senior Lifes senior living communities in Alabama are dedicated to creating a safe and empowering environment for residents. We tailor our services to meet each individuals unique lifestyle, preferences, and needs, and were sharing some valuable insights into what to do when your family member refuses to acknowledge health concerns.Recognizing Health ConcernsThe health and well-being of our family members are often at the forefront of our minds. However, when those we care about refuse to acknowledge health concerns, it can become a source of tension and constant worry.Understanding the root of this denial and developing a strategy to address it is essential not just for their health but also for maintaining a trusting relationship.There could be numerous reasons why someone might refuse to acknowledge health concerns. Fear of a potential diagnosis, the perceived stigma associated with illness, or simply the reluctance to face the reality of aging can prompt denial. There are also many emotional factors that can come into play in these situations as well, such as pride, fear of losing independence, or a desire not to cause worry among family members.Approaching the IssueWhen initiating this difficult conversation, its critical to approach your family member with empathy and actively listen to their perspective. Choose a time and place where you can communicate honestly, calmly, and without any distractions. Its essential to voice your concerns without casting judgment or assigning blame, as this can often deepen their resistance. Reassurance is key, and by telling your loved one that you want to help them rather than make them feel bad, you can create a sense of support. Here are some ways you can express these feelings: I want you to enjoy the best quality of life that you can; you deserve it! I understand that you want to remain independent. Can we talk more about how senior living can help you do that? You mean so much to me, and I would love to have the opportunity to help you. Seeking a Support SystemA united front can also be very effective when discussing the situation, and including other family members can help ensure everyone delivers the same message of concern and support. Sometimes, the authority of a professional can make all the difference when encouraging your loved one to visit a healthcare provider. It can help alleviate their apprehensions and provide them with the guidance they need to seek a proper assessment and get advice. If they remain resistant, including a therapist or counselors unbiased and professional opinion in these discussions could be beneficial.Aside from therapy or counseling, you can also turn to your family members close friends, neighbors, or even a community figure that your loved one trusts. This will strengthen the support system surrounding your loved one and help emphasize just how important they are to the people around them. Taking Care of YourselfWhile caring for others, dont forget to take care of yourself. Managing your emotions and stress is vital for your health, so contact your close friends, discover support groups, or even consult professional support for your emotional well-being. Additionally, be sure to get quality sleep and plenty of exercise to maintain your physical health.Facing a family member who denies their health issues is a daunting task, but its a challenge that requires persistence, patience, and, most importantly, love. Your support and understanding can make all the difference in helping them recognize the need for care.Remember, youre not alone in this journey, and with the right approach, your family member can get the help they need to live a healthier and fuller life.Community Senior Life understands that recognizing health concerns is only the starting point, and were here to remind you that with time, your efforts can lead to better health and quality of life for those you cherish most. Our senior living communities in Alabama aim to provide the comfort and peace of mind that families need when their loved one is facing difficult times.  Contact our senior living team at 251-981-0200 in Alabama today to learn more!

Local Services By This Author

Renaissance at The Terraces

Memory Care 26475 S. Tamiami Trail, Bonita Springs, Florida, 34134

Memory Care in Bonita Springs, FloridaIf you are searching for memory care near me and live in southwest Florida, youve found the perfect place for you and your loved one.Located in Bonita Springs and convenient to those in Estero and North Naples, memory care at Renaissance at The Terraces offers those living with Alzheimers disease or dementia a beautiful, comfortable and welcoming place to call home. With the exceptional memory care, elegant setting and thoughtful lifestyles offered, Renaissance delivers the quality memory care experience that families expect for their loved ones.BROWSE OUR FLOOR PLANSMemory Care that Embraces the Whole FamilyFor those living with Alzheimers or other forms of dementia, (including Lewy body dementia) and for their families, the effects of memory loss can be devastating. We understand. Our exceptional care embraces everyone involved, from our residents to their families. Our trained memory care team works closely with residents every day. Our purpose is to engage each individual in a way that resonates with them personally; this approach respects their choices, promotes their remaining abilities and supports their independence in a safe environment. We also offer support and education for families, helping them to understand and cope with the challenges presented by Alzheimers and dementia. Renaissance, as well as all of The Terraces at Bonita Springs, welcomes family members to not only visit their loved ones but to also take advantage of every amenity offered within our senior living community. After all, this is where their loved one lives this is home. We welcome them to treat it as such. What does that mean to you? It means feeling at home at Renaissance. It means taking a stroll through the grounds. Soaking up the sun by the pool. This community is designed to allow everyone to live well. It means letting us provide care and support while you enjoy being family again.Personalized Alzheimers and Dementia CareWe believe theres no substitute for personalized attention. To us, memory care is only effective when it is incredibly personal, so we get personal. We take the time to get to know our residents. We learn their life stories and really get to know who they are. Through the smallest details residents interests, careers, family histories and favorite foods we can develop personalized dementia care plans and create positive emotional experiences that help stabilize residents moods without relying on pharmacology. Its an innovative approach to memory care in southwest Florida.State-of-the-Art Memory Care FacilityOur memory care facility in Renaissance is state-of-the-art, featuring a neighborhood concept that helps decrease residents anxiety, with common spaces to encourage socialization. No detail has been overlooked; no comfort has been spared. Our residents enjoy spacious private residences with nurses close by, allowing us to provide even better care. Rated 5 stars from the Centers for Medicare & Medicaid Services, families can be confident in the quality of our memory care services.Memory Care and Service Details:24-hour licensed nurses available24-hour Certified Nurses Aide assistanceRecreational therapistSecure environmentDedicated professionals specially trained to care for those with memory lossPersonalized care plan tailored to meet unique needs and preferencesSpacious, private studio residences with full private bathsAll utilities provided, including basic cableInclusive pricingMemory boxes to help residents locate their residence independentlySpacious activity and common areas designed to promote social interactionEnclosed courtyard for safe outdoor activities such as walking and family visitsInteractive and socially stimulating programming designed for those with memory loss

The Terraces at Bonita Springs

Housing - Other Types 26455 South Tamiami Trail, Bonita Springs, Florida, 34134

LifeCare: Providing Security and a Plan for YourFutureLife is full of surprises. Being prepared for the future can put your mind at ease. As a Life Plan Community, The Terraces at Bonita Springs combines maintenance-free living with financial and long-term health care security including preservation of your hard-earned assets.Our Lifecare plan provides residents with the confidence and security of having a plan for the future. The plan provides full access to on-siteassisted living,memory support,skilled nursingandrehabilitationservices atRenaissance at The Terraces.A one-time entrance fee is available in refundable and nonrefundable options and health care coverage begins as soon as you need it. A monthly service fee covers the cost of every amenity, convenience and service we offer.

Renaissance at The Terraces

Assisted Living 26475 S. Tamiami Trail, Bonita Springs, Florida, 34134

Inclusive Assisted Living: Hospitality With CompassionFor those who require a helping hand with daily activities, assisted living offers the ideal balance of personalized service and independence. If youre in Southwest Florida and searching for assisted living near me, look no further than Renaissance, our resort-style Bonita Springs assisted living community. Here we help older adults live independently with access to care whenever and however they need it. Our inclusive assisted living fees cover everything, so residents can budget without any surprises.Assisted living provides residents assistance with basic activities of daily living, like bathing, dressing and medication management. It also provides a sense of comfort and peace of mind to residents and their loved ones, knowing that with this care, residents are able to focus more on enjoying life.But Renaissance delivers more of what discerning seniors and their families expect from assisted living. Unlike other assisted living facilities, our community offers luxury amenities and services, including spacious, beautifully appointed residences and delicious dining where senior assisted living residents can order from chef-prepared menus. Our community features a large fitness center, creative arts studio and crafts room, a courtyard with landscaped grounds, plus robust programming and activities that keep residents engaged, connected and thriving. Above all else, senior care staff members are always available to provide exceptional service so that residents feel safe and fulfilled.With compassionate care at our core, we work directly with residents and families to go over living options and tailor a plan that works best for them. We take into account personal needs, schedules and individual preferences to ensure each resident enjoys an enriching life with maximum independence.If a resident experiences an illness, injury, or surgery and requires rehabilitation or skilled nursing care, those services are available right here and may be covered by Medicare Part B. Residents enjoy the convenience and confidence of receiving the care they need in the community they love. Best of all, following care, they are able to return to their assisted living residence.Assisted Living Services & Amenities24-hour licensed nurses availableInclusive pricingAssistance with activities of daily livingSpacious one- and two-bedroom residences, complete with a kitchenette and full bathAll utilities and basic cable provided, except telephoneSocial and life-enrichment activitiesLarge creative arts studio and crafts roomOutdoor terraces for diningDedicated fitness centerOutdoor courtyard and beautifully landscaped groundsWell-appointed common areas, including a TV room, library, lounge areas and media roomScheduled complimentary transportation availableHigher levels of care are available at our Bonita Springs, FL, senior living community, under one roof. Assisted living residents who need skilled nursing, memory support, or rehabilitation can receive that care seamlessly without moving away from our retirement community.Browse Our Floor PlansArea AttractionsLifelong LearningVitality ProgramAssisted Living Care: Activities of Daily Living (ADLs)When is the right time for assisted living? Thats a question we frequently hear. People may be confused about the differences between independent living and assisted living. They may also think their loved one may need a nursing home. The answer is fairly straightforward. If your loved one needs support with activities of daily living (ADLs), assisted living is the right choice. What are activities of daily living? They are regular daily activities that are related mostly to personal care. They include bathing or showering, dressing, safely taking medications, getting in and out of bed or a chair, walking, and similar activities.If your loved one needs help with any of these, assisted living is a wonderful option to consider. Not only will your loved one receive the personalized assistance thats so essential to maintaining a sense of independence, but at Renaissance, an entire lifestyle is available that can add so much to your loved ones life. New friends. A rich social life. Programs and activities that add joy and meaning to every day. Access to a wide variety of amenities, such as our fitness center and walking paths. And of course, our dining services team makes sure your loved one enjoys healthy, delicious meals.Renaissance Service and AmenitiesAll residents of Renaissance, including those in assisted living, enjoy all the services and amenities offered within this inviting community, including:Direct admittance with no large entrance feeThree chef-prepared meals daily, served in a private dining roomAccess to a full continuum of on-site health care servicesMedical director and registered dietitianMedication monitoring and administrationWellness programsRehabilitative therapy servicesState-of-the-art equipment and treatment programsMove-in coordination support24-hour security and emergency call systemGated communitySprinkler system and smoke detectorsFire-rated and sound-resistant constructionEmergency power generatorsResidence and grounds maintenanceBeauty salon, barbershop and spa servicesHousekeeping, daily bed-making, and personal laundry service availableIndividually controlled heating and air conditioningIf you have questions about the cost of assisted living, or about any of our health care services, please contact us today.