Approximately (1%) of U.S. real estate agents have earned the Seniors Real Estate Specialist designation from the National Association of Realtors. A Realtor who has earned the Seniors Real Estate Specialist (SRES) designation has completed exclusive training on a wide range of issues that can impact real estate transactions when the client(s) are ages 50+.  Older adults selling, buying, relocating or refinancing residential or investment properties have specific concerns that can benefit from the skills of a Senior Real Estate Specialist or SRES. SRESs have knowledge in housing options and differences from independent, age-restricted, to assisted living communities. SRESs have been educated in issues that concern older adults such as the ways Medicare, Medicaid, Social Security, financial options and more can affect real estate decisions. SRESs have skills in working with family dynamics in selling the family home and on many peripheral issues that occur in the process. Selecting a Realtor with the SRES designation will serve older adults and their families well.  Areas that a SRES Realtor helps older adults and families make more informed decisions when transitioning from their home.  Customized approach to their living situationWhat is involved in selling the homeWhat are options for housingWhy it is important to start preparing a home nowWhere to even beginWhat resources are available to assistThis article was written by Brad Redfield, REALTOR. Brad focuses on helping seniors transition from their family homes. He is a Seniors Real Estate Specialist (SRES) and Certified Senior Advisor (CSA).

How am I Going to Afford Assisted Living or Home Care When I Need It?Working with many seniors and families over the years from many different backgrounds and socioeconomic situations, makes this a somewhat scary and serious topic for many.  Will I have enough money to afford care? I dont want to be a burden on my family. I planned to stay in my home till I die. Social Security and Medicare should cover my costs for care, right?  Lets talk about the costs, misconceptions, and options for paying for Assisted Living and Home Care. Knowing what to plan for and expect before you need it will provide peace of mind for not only you.Cost of Home Care and Assisted LivingLets start by talking about the big elephant in the room.  The need for a caregiver, Assisted Living, and Memory Care is expensive!  The average in Home Caregiver charges $25-$35/hr., which can up quickly. Once one needs 24/7 it can be upwards of $18,000/mo.+ for a private caregiver. This is where Senior Assisted Living and Memory Care Communities can provide 24/7 care needed in a safe environment at a more affordable rate, typically ranging from around $4,000-$9,000/mo. in the DFW area depending on the location, community, type of room and level of care needed. When one ages significantly or has a medical condition that warrants care, many find that they are not fully prepared for the care that may be necessary long-term. Medicare MisconceptionWe often hear the question: I have Medicare and a supplemental insurance. Doesnt that cover the care I need?  This is a common misconception.  While Medicare and supplemental insurance like AARP cover your medical needs in the hospital, rehab, and Home Health (Physical Therapy, Occupational Therapy, Speech Therapy), it does not cover Home Care/Caregiving Assistance which provides the individual assistance needed for Activities of Daily Living (ADL). ADLs include things like bathing, dressing, grooming, toileting, meal preparation, feeding, etc. Payment OptionsThere are several options available when looking at paying for Senior Living and caregiving expenses: How to Pay for Assisted Living: 10 Ways to Cover the Costs (seniorht.com)1.     Personal Savings  Savings and Investments put aside for retirement.2.     Social Security Income  Income and retirement $3.     Pension Plans & Retirement Benefits  Company pensions and retirement benefits are great resources to have.4.     Long-Term Care Insurance (LTC)  These plans are costly but are designed to cover the costs of Assisted Living and when ADL assistance is needed.  There are many different types of LTC plans. Make sure to look over carefully and read the fine print when choosing the right one for you. 5.     Veterans Benefits  If one qualifies for veterans benefits and meets the criteria for pension and/or aid and attendance can receive financial assistance.  You may be able to even receive care in a VA Medical Facility or VA Facility, but the challenge many faces is that they are already full due to overwhelming demand. There is often a waiting list to get in. 6.     Medicare  Covers 100% of the cost of care up to 20 days at a skilled nursing facility and approximately 80% of the cost up to 80 more days. This care must be after an overnight inpatient hospital stay and for recovery. Cost of room and board or personal care in assisted living is not covered, but it will pay for the medical costs, such as physical therapy, incurred while in assisted living. So, this is important to understand when looking at needs for ongoing care.7.     Medicaid  This would be for those that have spent down or do not have significant assets and income of no more than $2k/mo. This happens to more than you realize as the assets and saved retirement $ is gone and one has only Social Security. Note there is a shortage of Medicaid beds, and one must need skilled nursing in addition to low income to even qualify.8.     Supplemental Security Income - Anyone can apply for SSI and there is no charge. Check out if youre eligible through an online screening you can find at https://ssabest.benefits.gov/.  Different states have different rules, and the amount is nominal but can still be beneficial to check.9.     Reverse Mortgage  This option allows seniors to borrow against the equity in their home. This works great if one is able to/wants to stay in their home but can present a significant challenge when care needs become too great, and a transition is needed. 10.  Life Insurance Policy  This is a not so commonly known resource that could be available to help pay for Senior Living costs.  Note that these options would potentially reduce or eliminate any payout or benefit to beneficiaries once the policy holder dies.a.     Some policies have a living benefit options (accelerated death benefit), that allows the policyholder to take a portion of their death benefit early when they have a terminal illness or serious chronic illness. b.     Sell Your Life Insurance Policy Many policies can be sold to a life settlement company for a lump sum that can be used toward senior living and care expenses.No matter how you decide to plan and pay for your Golden Years in retirement, talking with a financial planner, estate/elder law attorney, and having those discussions with trusted family members is recommended. Knowing what to plan for and expect before you need it will provide peace of mind for not only you, but for your loved ones too.  Ruby Care Senior Living Advisors has helped countless families transition into Senior Living Communities throughout DFW with our personalized complementary services that aid families in finding a community that is a right fit based on budgetary, care, family, and geographic needs. We are passionate about helping seniors and their families navigate the overwhelming options and choices when it comes to senior living and ensure the best care, environment, resources, and quality of life for you and/or your loved one.  Britt Hemsell  Ruby Care Senior Living Advisor & Blog ContributorResources: Senior Home Transitions  https://seniorht.com/pay-assisted-living/Veterans Services OfficesCollin County - https://www.collincountytx.gov/veteransTarrant County - https://www.tarrantcounty.com/en/veteran-services.htmlDallas County - https://www.dallascounty.org/departments/veteran-services 

Dementia: Improving Communication with Improv | Overview is part of a six-part series. Dementia is a degenerative neurological condition that affects millions of people worldwide. As the disease progresses, individuals with dementia may experience difficulties with communication, including problems with memory, language, and understanding. This can make it challenging for caregivers and family members to connect with their loved ones and provide the best possible care. However, there is a promising solution to this challenge: improv. In this six-part series, we will explore how improvisational theater techniques can be used to improve communication and connection with individuals with dementia. By tapping into the power of improv, caregivers can learn how to communicate more effectively, build rapport, and create meaningful experiences with their loved ones.Dementia is a debilitating condition that affects millions of people around the world. It is a progressive disease that affects memory, thinking, behavior, and the ability to perform daily tasks. As the disease progresses, individuals with dementia may have trouble communicating and may become withdrawn and isolated. However, with the right approach and support, individuals with dementia can still achieve good quality of life.One approach to supporting individuals with dementia is to meet them where they are at. This means that care providers should strive to understand the individual's unique perspective, experiences, and needs. This approach can help to reduce frustration, confusion, and anxiety and promote a sense of well-being and connectedness.To meet individuals with dementia where they are at, care providers can use a range of strategies. These may include:Communication: Communication can be challenging for individuals with dementia. Care providers should use clear and simple language, speak slowly, and allow time for the individual to process information. They should also use non-verbal cues, such as facial expressions and gestures, to convey meaning.Activities: Activities that are meaningful and engaging can help individuals with dementia to stay connected and maintain a sense of purpose. Care providers should focus on activities that the individual enjoys and are tailored to their abilities and interests.Environment: The physical environment can have a significant impact on the well-being of individuals with dementia. Care providers should create an environment that is familiar and comfortable, with minimal distractions and noise.Personalized care: Personalized care can help individuals with dementia to maintain a sense of identity and autonomy. Care providers should take the time to get to know the individual and their preferences and involve them in decision-making as much as possible.Emotional support: Individuals with dementia may experience a range of emotions, including fear, anxiety, and frustration. Care providers should provide emotional support and validation, acknowledging the individual's feelings and concerns.Meeting individuals with dementia where they are at requires a holistic and person-centered approach. By understanding the unique needs and experiences of the individual, care providers can support them to maintain a sense of dignity and quality of life, even as the disease progresses.Communication is a complex process that involves sending and receiving messages, both verbal and nonverbal, between individuals. Effective communication requires the ability to understand and interpret messages, express oneself clearly, and respond appropriately to feedback. For people with dementia, communication can become more challenging as the disease progresses and affects their cognitive and language abilities.Communication in people with dementia can be impaired due to a variety of factors, including memory loss, difficulty finding the right words, and impaired processing and comprehension of language. This can lead to frustration and anxiety for both the person with dementia and their caregivers. It is important to understand how communication can be affected by dementia and to develop strategies for effective communication.It is also important to remember that communication is a two-way street, and caregivers and healthcare providers must also be good listeners. Active listening, which involves paying attention to the person with dementia, acknowledging their feelings, and responding appropriately, can help build trust and understanding.Improved communication with individuals with advanced dementia can lead to several benefits, including better social interaction, reduced feelings of anxiety, and improved quality of life. It can also help caregivers better understand the needs and preferences of the person with dementia, resulting in more personalized care and enhanced well-being for both the caregiver and the person with dementia.Several studies have explored the benefits of improving communication with individuals with advanced dementia. For example, a systematic review of communication interventions found that these interventions can lead to reduced agitation and aggression among people with dementia, as well as improved quality of life and social engagement (Van't Leven et al., 2013). Another study showed that individualized communication training for caregivers can lead to significant improvements in communication quality and overall well-being for both caregivers and individuals with dementia (Graff et al., 2006).Moreover, incorporating improvisation techniques, such as mirroring, storytelling, and music, can be particularly beneficial in enhancing communication with individuals with advanced dementia. A randomized controlled trial of music therapy showed that it led to significant improvements in communication and social interaction among individuals with advanced dementia (Raglio et al., 2015). Another study showed that using storytelling and role-playing techniques can lead to significant improvements in communication and emotional well-being among individuals with advanced dementia (Hsu et al., 2018).Improving communication with individuals with advanced dementia can lead to several benefits for both the person with dementia and their caregiver. Incorporating improvisation techniques can enhance the effectiveness of communication interventions and improve overall well-being.The components of improv can be applied to dementia care to help improve communication, build trust, and enhance the overall care experience for both the caregiver and the person with dementia.Components of improv for dementia care include:Acceptance: Accepting and building on the ideas of others is a key component of improv. In dementia care, acceptance can involve acknowledging and validating the thoughts and feelings of individuals with dementia, even if they are not based in reality. This can help build trust and improve communication.Listening: Active listening is essential in improv. In dementia care, listening involves paying attention to verbal and nonverbal cues, as well as being open to new ideas and adapting to the needs of the person with dementia.Agreement: In improv, performers agree to the reality of the scene and build on it. In dementia care, agreement can involve finding common ground with the person with dementia and building on their ideas and interests.Creativity: Improv is all about creativity and thinking outside the box. In dementia care, creativity can involve finding new ways to communicate, engage, and connect with the person with dementia.Flexibility: Improv requires performers to be flexible and adapt to changing situations. In dementia care, flexibility can involve being open to new ideas and adjusting communication strategies as needed to accommodate the needs and abilities of the person with dementia.Playfulness: Improv often involves a playful and lighthearted approach to communication. In dementia care, playfulness can involve using humor and creativity to make communication more enjoyable and engaging for the person with dementia.Using improv techniques can help caregivers communicate more effectively with individuals with dementia by fostering flexibility, active listening, engagement, and humor. These techniques can help improve the quality of communication and enhance the overall care experience for both the caregiver and the individual with dementia.Improv can help communicate with someone who has dementia by:Emphasizing flexibility: Improv involves being open and flexible to new ideas and situations. This approach can help caregivers communicate more effectively with individuals with dementia, who may have difficulty following a specific train of thought or conversation. By being flexible and open to new ideas, caregivers can adapt to the needs and abilities of the person with dementia, allowing for more successful communication.Encouraging active listening: Improv requires active listening and responding to what is being said in the moment. This approach can help caregivers communicate more effectively with individuals with dementia, who may have difficulty following a conversation or articulating their thoughts. By actively listening and responding to the person with dementia, caregivers can help them feel heard and understood.Fostering a positive and engaging environment: Improv involves creating a positive and engaging environment that encourages participation and creativity. This approach can help caregivers communicate more effectively with individuals with dementia, who may become easily disengaged or frustrated during communication. By creating a positive and engaging environment, caregivers can help individuals with dementia feel more comfortable and open to communication.Using humor and playfulness: Improv often involves using humor and playfulness to communicate and connect with others. This approach can help caregivers communicate more effectively with individuals with dementia, who may respond well to humor and playfulness. By using humor and playfulness, caregivers can help lighten the mood and make communication more enjoyable and less stressful for everyone involved.Improv TechniquesThere are many improv techniques that can be used on a client with dementia. By incorporating these techniques into their care approach, caregivers can help improve communication, reduce stress, and enhance the overall care experience for the person with dementia.Here are a few examples:"Yes, and..." technique: This technique involves building on the ideas of the person with dementia, rather than shutting them down or correcting them. For example, if the person with dementia says, "I want to go to the moon," instead of saying "That's not possible," the caregiver can say "Yes, and maybe we can pretend to go to the moon by looking at pictures of space."Mirroring technique: This technique involves mirroring the body language and facial expressions of the person with dementia to help build rapport and understanding. For example, if the person with dementia is smiling, the caregiver can mirror their smile to help create a positive and engaging environment.Storytelling technique: This technique involves creating a story with the person with dementia by building on their ideas and interests. For example, the caregiver can start a story with "Once upon a time, there was a cat who loved to play in the garden," and then ask the person with dementia what they think happens next.Role-playing technique: This technique involves engaging the person with dementia in role-playing activities to help stimulate their imagination and memory. For example, the caregiver can suggest playing "restaurant" and ask the person with dementia to be the customer, while they act as the waiter.Musical improvisation technique: This technique involves using music to engage the person with dementia and create a positive and engaging environment. For example, the caregiver can sing a familiar song and ask the person with dementia to join in or use music to help create a calming environment during a potentially stressful situation.Using improv techniques in caregiving can greatly enhance the caregiver's relationship with their loved one with dementia. By accepting and validating the individual's experience, caregivers can build trust, improve communication, and increase their loved one's sense of safety and comfort. Improv also allows for creative problem-solving and flexibility, which can be crucial in adapting to the individual's changing needs and abilities. Ultimately, incorporating improv as a form of communication can lead to a more positive, meaningful, and fulfilling relationship between the caregiver and their loved one with dementia.Read all of the articles in this six-part series on Dementia: Improving Communication with Improv Dementia: Improving Communication with Improv | OverviewDementia: Improving Communication with Improv | "Yes and..." TechniqueDementia: Improving Communication with Improv | Mirroring TechniqueDementia: Improving Communication with Improv | Storytelling TechniqueDementia: Improving Communication with Improv | Role-playing TechniqueDementia: Improving Communication with Improv | Musical Improvisation techniqueAuthor: Kathleen Warshawsky, BSN, RN | Publisher Seniors Blue Book Greater Dallas | https://www.linkedin.com/in/kathleenwbsnrn/References:Alzheimer's Association. (2021). Communication and Alzheimer's. Retrieved from https://www.alz.org/help-support/caregiving/daily-care/communicationsGoldsmith, L., & Goldsmith, J. (2019). Communication and dementia. American Family Physician, 99(11), 684-691.Graff, M. J., Adang, E. M., Vernooij-Dassen, M. J., Dekker, J. H., Jnsson, L., Thijssen, M., ... & Rikkert, M. G. (2006). Community occupational therapy for older patients with dementia and their care givers: cost effectiveness study. BMJ, 333(7580), 1196.Guzmn, A., & Hegarty, J. (2018). A systematic review of drama therapy interventions for dementia care. Aging & Mental Health, 22(10), 1309-1319.Hsu, M. H., Flowerdew, R., Parker, M., Fachner, J., & Odell-Miller, H. (2018). A thematic analysis exploring group music psychotherapy for people with dementia in the UK. Journal of Applied Arts & Health, 9(1), 75-87.Kales, H. C., Gitlin, L. N., & Lyketsos, C. G. (2015). Assessment and management of behavioral and psychological symptoms of dementia. BMJ (Clinical research ed.), 350, h369.Raglio, A., Bellelli, G., Traficante, D., Gianotti, M., Ubezio, M. C., Villani, D., ... & Stramba-Badiale, M. (2015). Efficacy of music therapy in the treatment of behavioral and psychiatric symptoms of dementia. Alzheimer Disease and Associated Disorders, 29(2), 158-163.Raglio, A., Gianotti, M., Manzoni, V., Bolis, S., Ubezio, M. C., Villani, D., & Stramba-Badiale, M. (2016). Effects of improvisational music therapy vs enhanced standard care on symptom severity among patients with Alzheimer disease: The IMT-ALZ randomized clinical trial. JAMA Neurology, 73(7), 797-805.Van't Leven, N., Prick, A. E., Groenewoud, J. G., Roelofs, P. D., de Lange, J., Pot, A. M., & Van't Leven, N. (2013). Communication enhancement between dementia care professionals and dementia patients during daily care. Aging & Mental Health, 17(5), 555-568.

Here are WayForth's 5 tips for selling your house quickly and for more money: Stage Your Home One of the most important steps in selling your house is staging it effectively, but also efficiently. Buyers need to be able to envision themselves living in the house, so take time to declutter, deep clean, and repair any necessary items, but dont go overboard. But at a minimum, focus on decluttering, removing personal and unnecessary items and leaving the home as clean and open as possible. Price it right Setting the right asking price is essential if you want to make a quick sale with minimal time on the market. Working with an experienced realtor who can provide some insight into both current market conditions as well as comparable listings in your area is critical. Take Good Photos In todays digital world, many people will be seeing your property online before they even set foot inside it. Investing in quality photographs that can accurately capture how great your space looks will help attract more buyers and entice them to schedule a viewing appointment faster. Make Repairs (but not renovations) Buyers have high expectations when it comes to buying a home, and many struggle to see past even basic defects, so before listing yours make sure all those minor fixes have been addressed from squeaky door hinges to cracks in drywall to leaky faucets! Leverage Social MediaSocial media is an incredibly powerful tool that can help reach potential buyers matched specifically for your house! Once the listing is complete and your realtor is ready to launch the marketing campaign, be sure to share the listing on your own social media and encourage friends, family and especially neighbors to do the same.  At WayForth, we can help you with almost every step of the process, while also making sure you get settled in with minimal stress wherever you might be going. We can get you started whenever you are ready by doing some basic decluttering and packing. Give us a call at 817-697-4478 or go to our website to learn more!