Refuge Financial Solutions

Refuge Financial SolutionsGenuinely help people: That~s not just a motto, it~s our driving passion and the motivation behind all we do.In the midst of uncertain and unstable times, we offer a safe place - a refuge - for those looking for trustworthy financial information and solutions to the problems they face. As an independent broker, we are able to maintain our focus solely on what~s best for our clients. We prioritize our clients~ wants and needs above all else as we educate them and find the best solutions for their unique situations. Located in Pueblo West, we service clients throughout the Pueblo and Colorado Springs areas and beyond.Since we are laser-focused on our clients and not on pushing products, we are unique in that we offer a large variety of solutions for all types of life situations. Our solutions fall primarily into these four pillars:Strategic Retirement Planning (Protect your retirement)Do you feel confident about your retirement plan? Will you have enough saved? Is ALL of your retirement savings still exposed to market fluctuations?If you dont have a plan, then youre planning to fail. Its important that you think about your plan and mitigate your risks. We believe that true retirement diversification is making sure that at least some of your retirement savings is safe and securewhile also still growing! We offer creative solutions that allow you to do just that. You dont have to ride the heart-stopping rollercoaster called the Stock Market in order to see growth of your retirement savings. In fact, you can be guaranteed to never lose a penny of it! Seriously! There are better ways than putting 100% of your eggs in the 401k basket and hoping for the best. Our strategies include fixed index annuities, IULs and utilization of the Infinite Banking Concept.Life Insurance (Protect your family)What would your family do if something happened to you tomorrow? Would they be protected and provided for?No one likes to think about death but none of us are promised tomorrow. Ignoring that truth doesnt help and, in reality, leaves your family highly vulnerable. Making sure your family is taken care of when youre gone is one of the most loving things you can do. We offer a variety of life insurance options including: term, mortgage protection, final expense, guaranteed issue, participating whole life and indexed universal life. We dont work for an insurance company but instead go shopping for our clients among many of the best companies to find the best coverage for each situation. Whether your goal is just to protect your family or you also want to build wealth and leave a lasting legacy, we can find coverage that meets your budget, needs and goals.Medicare Solutions (Protect your health)Are you overwhelmed when it comes to Medicare? What if there were someone you could trust to help explain it all to you and help guide you to the best option for your situation?If youre eligible for Medicare, youve likely been bombarded with advertisements and information for Medicareyoure probably sick of it! Many are living on a fixed income and just want the best coverage at the most affordable rates. But theres so much to know and everyone says their option is the best. It can all be very overwhelming and its hard to know who to trust. Sadly, it can also be a playground for self-serving and deceptive agents looking to take advantage of people to make larger commissions. That reality and a desire to genuinely help seniors has driven Refuge into the Medicare arena where we seek to truly educate and equip seniors to get the coverage they need at prices that make sense for their situation. If you or someone you know is about to turn 65, wed love to help. Even if you already have Medicare, its important to review your coverage annually to make sure you still have the best coverage (since plans change each year).Debt Elimination (Protect yourself from debt)What if you could pay off ALL your debt (including your mortgage) in half or even a third of the time? What kinds of things would you do if you were completely debt-free?Debt doesnt have to control your life and limit you from having a great financial future. But you have to do something to get it under control ASAP. Weve partnered with United Financial Freedom to offer an innovative and best-in-market debt elimination program. It will provide you a financial GPS to get you from your current situation to debt-free in the fastest and most efficient way possible. In fact, its able to do so without requiring you to change your current budget or lifestyle! It may sound too good to be true but it has worked for thousands across the country and it could work for you too. The program has been around for years and has helped clients pay off over $2.5 BILLION in debt (yes, thats billion with a B). You dont have to be in bondage to debt. You can begin saving and investing like never before.Refuge Financial SolutionsLet us genuinely help YOU.