Know your Parents Wishes for Aging Before a Medical Crisis Hits

Sometimes my organizing clients are less-than-thrilled when they realize that they are going to need to invest some money to get organized. Often, they have the double-whammy of realizing that 1) theyve already spent a lot of money on things they dont want or need and 2) they need to spend more money on services like professional organizing and junk hauling to get their place organized. I feel their pain. When I got organized myself about 10 years ago, it hurt when I thought about how much money I had spent on clothes that were headed to Goodwill. I called 1-800-GOT-JUNK to clear out my garage, and I couldnt believe that my bill was over $1,000. Who knew trash hauling was so expensive? You know the saying no pain, no gain? When it comes to organizing, I believe a little bit of pain is actually a good thing, because it motivates us to create lasting changes. My own painful experience with decluttering has helped me stay organized for years, and inspired me to become a professional organizer. Although there are some upfront costs to organizing, getting organized can be a money-saver over the long term. So if you are thinking about getting organized, its actually a long-term investment that is going to save you money over time. Heres how:  Eliminate expensive storage unitsThere has been a boom in self-storage units in recent years. Storage units can be helpful resources if you have a short gap between moving out of your old place and into your new one. But if you are using a storage unit to store extra stuff for more than a few months, the cost can really add up (this article estimates that it costs an average of $2,000 a year to keep your stuff in a small storage unit). Ive helped clients clear out their storage units, which immediately starts saving them hundreds of dollars a month.     Stop buying things you already have Have you ever run out and bought a roll of masking tape, then later found six more rolls stuffed in a drawer somewhere? Weve all been there. Americans collectively spend an estimated $2.7 billion a year replacing lost items. Organizing makes it easier to find and use what you already have, so you dont have to waste your time or money buying duplicates of things you already have.Cut down on fees and convenience costsSomething that surprised me about getting organized was how much time it saved me. Once I could easily find the things I needed to get out the door in the morning or whip up a quick dinner, I was less rushed. And having a little more slack in my schedule meant that I could take public transit instead of an Uber, or make dinner at home instead of ordering takeout, which ended up saving me money. If you struggle with paying late fees because you cant find your bills or remember when they need to be paid, getting organized can help you eliminate those  unnecessary fees.Change your shopping habits for goodAfter going through my own painful decluttering experience, I realized that the way I was shopping led me to over-buying, which was not only cluttering my house, but wasting money. (I wrote a whole blog post about how I started shopping differently after getting organized, if you want to learn more about how organizing can change your shopping habits.) Since then, Im much more critical about what I decide to buy because I dont want to have to do a massive decluttering again. Resell unused itemsWhile decluttering, a lot of my clients come across unwanted items they can resell. While its not exactly a way to make money (because items sold secondhand usually sell for much less than their original price), reselling can help you recoup some of your original expenditure. I even had one client who offset most of her organizing costs by having me sell things she didnt want anymore. If youre not sure where to start when it comes to reselling, I can help you. If organizing feels daunting or too expensive, remember that clutter has a cost, too. In the long run, decluttering and creating systems that work for you will save you time, money, and your mental health. If youre ready to get organized, book a free consultation with me. 

Hey there! Do you already have your holiday decorations put away, or will your Christmas tree be up until February? To be honest, I can be either person, depending on the year. This year, Ive been a little slow to pack up my garlands and lights, but thats ok. Organization doesnt mean being perfect all the time.The holiday season can bring fun and joy, but it can also bring chaos to the systems in your home. Theres a proliferation of stuff -- cards, packages, gifts of all kinds, decorations, wrapping paper, social engagements, emotions. After all the partying is over, we can be left with a feeling of overwhelm. As a professional organizer, here are my tips for how to handle all of the stuff that came into your house over the holidays and bring (a little more) peace to your home and heart:  Decide what to keepThis is really the first (and most critical) thing to do as soon as youre ready to move on from the holidays. Take a look at everything that came into your house during the season and keep only what you truly want to have. I dont recommend keeping anything you dont love, need, or want, even if it was a gift (more on that below). If you shove that ugly sweater in a closet, forget about it, and discover it two years later, youll still have to make the same decisions about what to do with it. Decide what to do as soon as you can.  Find a home for everything youre keeping (and put it there right away). If you are keeping a newer/different version of something you already own (for example, you got a nicer coffee maker for Christmas), consider donating or discarding your old item. In other words, follow the one-in, one-out rule if its appropriate.Let go of unwanted gifts   Something I hear all of the time from clients is I dont really like this, but it was a gift and I feel guilty about giving it away.I know that gifts can be tricky. I think honoring the intention of the gift given to us is actually more important than holding onto the actual physical object. Usually, someone gives you a gift to show you that they care about you or because they hope youll enjoy it, not because they expect you to become the permanent caretaker of that object. (And if someone gives you a gift receipt, they dont mind if you return it dont feel guilty!)So how do I handle gifts I dont love? I go out of my way to thank the giver in a way thats sincere. I dont tell someone I loved a particular gift if I didnt, but I do thank them for thinking of me and for their generosity. If I dont want or cant use a gift, I pass it on to someone who can enjoy it more than me. That may mean donating it to a charity, giving it away through my local Buy Nothing group, or regifting to someone who I know would appreciate it.  Sort the trash and recyclingYou probably ended up with lots of boxes after Black Friday. Go through any extra packaging and recycle, throw away, or give away what you cant use immediately. My clients often have a ton of empty boxes they are saving for someday, but those boxes can take up a lot of space (and its likely that more will come into your home soon). Getting them out is one of the easiest ways you can make your home feel less cluttered immediately. If you have boxes in good condition, you can post them on your local Buy Nothing or neighborhood social media group for someone who is moving. Take another look at your holiday cardsBefore you shove them into a box, look at each card individually. Is this specific card something that will be meaningful to you in a year? 10 years? If its not, appreciate the person who sent it to you and recycle the card. If it truly is a keepsake, save it in an album or memory box.  Evaluate your holiday decorMany of my clients struggle with accumulating and storing holiday decor. I recommend thinking about any decor you didnt put out this year will you put it out next year, or are you over it? Do you have more than you can use? Set aside anything you no longer love or want to donate next fall before the holidays (generally, thrift shops do not have space to store out-of-season items for long periods of time). And make sure to carefully store the items you do love and so you can enjoy them next year 

You've spent years making your house feel like home, celebrating milestones, making each room your own, and turning neighbors into friends. As you look ahead to the next chapter of your life, it's natural to wonder if this is still the place you want to spend it.Whether you're leaning toward staying in your house as you get older or moving to a 55+ community, the goal is the same: a home that fits the life you want, with more time for the people and things you love. So, here's what to consider before you decide.What It Can Take To Stay PutWanting to stay in a house you love and are familiar with makes sense. But most houses need at least some updates to make aging in place easier.In fact, the Joint Center for Housing Studies of Harvard University (JCHS) finds that fewer than 4% of homes have the basics, like single-floor living, no-step entries, and wide hallways and doorways (see graph below):That means for most homeowners, staying put means doing a remodel.The National Association of Home Builders (NAHB) reports more than half of remodelers (56%) take on this kind of work. Some of the most common projects are installing grab bars, curb-less showers (walk-in showers with no ledge to step over), and wider doorways.Now, thats not to say you cant go this route. You most certainly can. But if this is how youre leaning just know you'd be living with contractor noise and dust until the work gets done. Some people dont want to live in a construction zone. Not to mention, having to manage the contractors and schedules, etc.Your Equity Could Pay for Your Next MoveIf that sounds like something youd rather avoid, heres the good news. The money for your next home may already be sitting in your current one. It's called equity, which is the difference between what your house is worth and what you still owe on it. After years of mortgage payments and rising home values, it adds up. Jess Catorc, Co-Founder of Carry, explains:"The way home equity builds and is used changes a lot depending on your stage of life. . . . For older homeowners, decades of mortgage payments and home-value growth can turn equity into a financial cushion."When you sell, that cushion can go toward a home that's ready for this stage of life. No demo required. You just get the keys and its all there, ready for you. That means less time on projects and more time for living. And one option you may consider if youre entertaining a move is a 55+ plus community.Why 55+ Communities Are Worth a Look From the homes to the shared spaces to the activity calendar, these communities are planned around this stage of life. And that means everything you need is already rolled into one place. Rocket Mortgage lists some of the biggest perks (see visual below):Instead of spending time and money to make your house easier to live in, you'd move into a community that's designed with that in mind from the jump. That frees you up for the good stuff, like a morning walk with a neighbor, a game night down the street, or finally trying the hobby you've been putting off.Bottom LineStaying and moving can both be good choices. What matters most is finding the place where you'll feel comfortable and at home for years to come.If you'd like help weighing the two, let's connect. We can look at what your house could sell for and what 55+ communities in our area have to offer, so you can decide what feels right for you.