Level Four Financial's Approach

Chad Choate, III is a Private Wealth Advisor, Business Unit Leader, and Insurance Agent with Level Four Financial, helping individuals, families, business owners, and private clients make informed financial decisions and build strategies designed around their goals. With AAMS and CEPA professional designations, Chad takes a comprehensive approach to wealth management, bringing together investment strategies, financial planning, insurance, retirement planning, business solutions, and advanced wealth planning.Through Level Fours integrated financial platform, Chad and the Level Four team provide access to a broad range of financial services designed to help clients organize their finances, build and preserve wealth, manage risk, and plan for the future. These services include financial planning, investment management, retirement planning, estate planning, family needs planning, insurance planning, tax planning, and financial organization and analysis.For business owners and executives, Level Four provides specialized business solutions, including tax planning, exit planning, employee retention strategies, asset and risk management, executive benefits, retirement plan consulting, and buy-sell consulting. These services are designed to address the intersection of business and personal financial goals while helping owners prepare for growth, transition, and long-term success.Chad can also leverage Level Fours advisory services for corporate retirement plans, pooled employer plans, plan assessments, investment management, fiduciary support, investment reviews, plan enrollment, and financial education. For high-net-worth and multigenerational families, Private Client Services include estate planning, multigenerational planning, advanced planning, retirement plan consulting, and high-touch white glove service.Level Fours capital management resources provide access to professional portfolio management and a variety of investment strategies, including equity and fixed-income separately managed account strategies, asset allocation models, alternative investments, and cryptocurrency solutions. Through Level Four Financials brokerage platform, clients can also access stocks, bonds, ETFs, mutual funds, annuities, options, and alternative investments, along with standard, retirement, and joint brokerage accounts.As an Insurance Agent, Chad also has access to Level Fours insurance and risk-management resources, including life insurance, long-term care solutions, Medicare, fixed and variable annuities, corporate retirement solutions, and pooled employer plans. Level Fours broader insurance platform provides access to more than 100 insurance carriers, giving clients a wide range of options for protecting income, managing risk, and preserving wealth.Level Four also offers specialized sports and entertainment financial services for athletes and entertainers, addressing the unique financial considerations associated with high-profile careers, wealth accumulation, protection, and long-term planning.The Level Four approach is built around an integrated four-step process: Organize, Create, Plan, and Communicate. Rather than treating investments, insurance, taxes, retirement, estate planning, and business decisions as separate issues, the firm brings specialized professionals and resources together to create a more comprehensive financial strategy. Level Four describes its platform as an all-in-one solution connecting investment advisory, insurance, planning tools, and expert support.For clients working with Chad Choate, this means access to a multidisciplinary team and a broad suite of financial resources designed to simplify complex financial decisions. Whether the goal is preparing for retirement, growing and protecting wealth, managing a business, planning an exit, addressing insurance needs, or creating a multigenerational legacy, Chad and Level Four Financial provide personalized guidance and coordinated strategies designed to help clients pursue their financial goals.

Chad Choate, III is a Private Wealth Advisor, Business Unit Leader, and Insurance Agent with Level Four Financial, helping individuals, families, business owners, and private clients make informed financial decisions and build strategies designed around their goals. With AAMS and CEPA professional designations, Chad takes a comprehensive approach to wealth management, bringing together investment strategies, financial planning, insurance, retirement planning, business solutions, and advanced wealth planning.Through Level Fours integrated financial platform, Chad and the Level Four team provide access to a broad range of financial services designed to help clients organize their finances, build and preserve wealth, manage risk, and plan for the future. These services include financial planning, investment management, retirement planning, estate planning, family needs planning, insurance planning, tax planning, and financial organization and analysis.For business owners and executives, Level Four provides specialized business solutions, including tax planning, exit planning, employee retention strategies, asset and risk management, executive benefits, retirement plan consulting, and buy-sell consulting. These services are designed to address the intersection of business and personal financial goals while helping owners prepare for growth, transition, and long-term success.Chad can also leverage Level Fours advisory services for corporate retirement plans, pooled employer plans, plan assessments, investment management, fiduciary support, investment reviews, plan enrollment, and financial education. For high-net-worth and multigenerational families, Private Client Services include estate planning, multigenerational planning, advanced planning, retirement plan consulting, and high-touch white glove service.Level Fours capital management resources provide access to professional portfolio management and a variety of investment strategies, including equity and fixed-income separately managed account strategies, asset allocation models, alternative investments, and cryptocurrency solutions. Through Level Four Financials brokerage platform, clients can also access stocks, bonds, ETFs, mutual funds, annuities, options, and alternative investments, along with standard, retirement, and joint brokerage accounts.As an Insurance Agent, Chad also has access to Level Fours insurance and risk-management resources, including life insurance, long-term care solutions, Medicare, fixed and variable annuities, corporate retirement solutions, and pooled employer plans. Level Fours broader insurance platform provides access to more than 100 insurance carriers, giving clients a wide range of options for protecting income, managing risk, and preserving wealth.Level Four also offers specialized sports and entertainment financial services for athletes and entertainers, addressing the unique financial considerations associated with high-profile careers, wealth accumulation, protection, and long-term planning.The Level Four approach is built around an integrated four-step process: Organize, Create, Plan, and Communicate. Rather than treating investments, insurance, taxes, retirement, estate planning, and business decisions as separate issues, the firm brings specialized professionals and resources together to create a more comprehensive financial strategy. Level Four describes its platform as an all-in-one solution connecting investment advisory, insurance, planning tools, and expert support.For clients working with Chad Choate, this means access to a multidisciplinary team and a broad suite of financial resources designed to simplify complex financial decisions. Whether the goal is preparing for retirement, growing and protecting wealth, managing a business, planning an exit, addressing insurance needs, or creating a multigenerational legacy, Chad and Level Four Financial provide personalized guidance and coordinated strategies designed to help clients pursue their financial goals.

Chad Choate, III is a Private Wealth Advisor, Business Unit Leader, and Insurance Agent with Level Four Financial, helping individuals, families, business owners, and private clients make informed financial decisions and build strategies designed around their goals. With AAMS and CEPA professional designations, Chad takes a comprehensive approach to wealth management, bringing together investment strategies, financial planning, insurance, retirement planning, business solutions, and advanced wealth planning.Through Level Fours integrated financial platform, Chad and the Level Four team provide access to a broad range of financial services designed to help clients organize their finances, build and preserve wealth, manage risk, and plan for the future. These services include financial planning, investment management, retirement planning, estate planning, family needs planning, insurance planning, tax planning, and financial organization and analysis.For business owners and executives, Level Four provides specialized business solutions, including tax planning, exit planning, employee retention strategies, asset and risk management, executive benefits, retirement plan consulting, and buy-sell consulting. These services are designed to address the intersection of business and personal financial goals while helping owners prepare for growth, transition, and long-term success.Chad can also leverage Level Fours advisory services for corporate retirement plans, pooled employer plans, plan assessments, investment management, fiduciary support, investment reviews, plan enrollment, and financial education. For high-net-worth and multigenerational families, Private Client Services include estate planning, multigenerational planning, advanced planning, retirement plan consulting, and high-touch white glove service.Level Fours capital management resources provide access to professional portfolio management and a variety of investment strategies, including equity and fixed-income separately managed account strategies, asset allocation models, alternative investments, and cryptocurrency solutions. Through Level Four Financials brokerage platform, clients can also access stocks, bonds, ETFs, mutual funds, annuities, options, and alternative investments, along with standard, retirement, and joint brokerage accounts.As an Insurance Agent, Chad also has access to Level Fours insurance and risk-management resources, including life insurance, long-term care solutions, Medicare, fixed and variable annuities, corporate retirement solutions, and pooled employer plans. Level Fours broader insurance platform provides access to more than 100 insurance carriers, giving clients a wide range of options for protecting income, managing risk, and preserving wealth.Level Four also offers specialized sports and entertainment financial services for athletes and entertainers, addressing the unique financial considerations associated with high-profile careers, wealth accumulation, protection, and long-term planning.The Level Four approach is built around an integrated four-step process: Organize, Create, Plan, and Communicate. Rather than treating investments, insurance, taxes, retirement, estate planning, and business decisions as separate issues, the firm brings specialized professionals and resources together to create a more comprehensive financial strategy. Level Four describes its platform as an all-in-one solution connecting investment advisory, insurance, planning tools, and expert support.For clients working with Chad Choate, this means access to a multidisciplinary team and a broad suite of financial resources designed to simplify complex financial decisions. Whether the goal is preparing for retirement, growing and protecting wealth, managing a business, planning an exit, addressing insurance needs, or creating a multigenerational legacy, Chad and Level Four Financial provide personalized guidance and coordinated strategies designed to help clients pursue their financial goals.