Assured Senior Living 9

If youre like many people, your financial basket may hold more possibilities to fund your future than you might realize. One of these funding sources could be insurance for senior livingutilizing a policy to secure the lifestyle that meets your care needs, or those of a loved oneeven if you have decided you cant afford senior living.Ways to Use Insurance for Senior Living ExpensesLong-Term Care Insurance for Senior LivingLong-term care (LTC) insurance helps to pay for the cost of home care, adult day care, assisted living, memory care, skilled nursing, respite care and hospice by covering services typically not covered by health insurance, Medicare or Medicaid. Policies often even cover some homemaker services, such as meal preparation or housekeeping as long as it is in conjunction with the personal care services you receive. Before purchasing long-term care insurance, its always a good idea to make sure the policy offers the right coverage for you and your familys situation. How it works: Many LTC policies begin to pay benefits once an assessment has determined you need help with two or more Activities of Daily Living or cognitive impairments; otherwise known as a benefit trigger. The insurance company will approve a Plan of Care. Then you will have an elimination period, typically 30, 60 or 90 days after the benefit trigger occurs before you start receiving payment for service. During this time, you must cover the cost of services you receive. What to expect: Once the benefits begin many policies pay your costs up to a pre-set daily limit until your lifetime maximum is reached. Conversion of Life Insurance for Senior Living Many people dont realize that converting a life insurance policy into a Long-Term Care Benefit Plan is another option. Yet anyone with an in-force life insurance policy can transform it into a pre-funded financial account that disburses a monthly benefit to help pay for long-term care needs such as home care, assisted living, skilled nursing and hospice. Unlike life insurance, this account is a Medicaid qualified asset.  How it works: The conversion process transfers ownership of a life insurance policy from the original holder to an entity that acts as the benefits administrator. Because the original owner no longer holds the policy, it wont count against them in the Medicaid spend down process. The benefits administrator assumes all responsibility for paying the monthly premiums on the policy to the insurance company and agrees to pay the previous policy holder a series of monthly payments based on the value of their policy. These payments can then be used to pay for your long-term care. The pros You can convert any type of life insurance for senior living: whole, term or universal. There are no monthly premium payments; monthly payout amounts are adjustable based on how many months you want to receive payments. Monthly payouts dont count against qualifying for Medicaid coverage; a long-term care benefit plan is recognized by Medicaid as an acceptable spend-down during the five-year look-back period. A long-term care benefit plan is comprised of private pay dollars, which means that it can be used to pay for any kind of carehome care, assisted living, skilled nursing and hospice. A special fund is set aside for future funeral expenses. The cons You must have an immediate need for some form of acceptable long-term care, because monthly payments are made directly to a long-term care provider, not the previous holder of the life insurance policy. Individuals with smaller policies ($10,000 or less) may be better off holding on to their plan or giving it up it in exchange for the cash surrender value. Or those who have a life insurance policy with a large cash value built in (e.g. a $100,000 policy with a $90,000 cash value) may better off taking that cash value.What to expect: There are no application fees or obligations to apply, and the typical enrollment time is 30-45 days. Once a policy is converted by the owner, the Long-Term Care Benefit payments begin immediately, and the enrollee is relieved of any responsibility to pay any more premiums. Insurance for Senior Living: An Option Worth ExploringAt Assured Senior Living, we understand that coming up with a financial plan for paying for senior care can be a complex process. However, we believe that taking a proactive approach is a sound strategy, just as weighing your options for assisted living and memory care early can help reduce stress for you and your family in the years to come. Let us help you find the answers.At Assured Senior Living, our goal is to make your loved one feel completely at home.

Dementia management requires a comprehensive care plan that encompasses nutrition and physical activity. Research has shown a significant correlation between diet and cognitive function in individuals with dementia, highlighting the impact of specific nutrients and dietary patterns. Similarly, the role of exercise in managing dementia symptoms cannot be overstated, with various forms of physical activity demonstrating benefits for cognitive health.THE ROLE OF EXERCISE IN A DEMENTIA CARE PLANPhysical activity plays a pivotal role in the management of dementia symptoms, offering multifaceted benefits for cognitive health. The impact of exercise on individuals with dementia is profound, encompassing both physiological and psychological advantages. Here's a closer look at the significance of physical activity in dementia care:Cognitive Benefits of ExerciseRegular physical activity has been linked to improved cognitive function in individuals with dementia.Engaging in exercise can enhance memory, attention, and overall mental acuity, contributing to a higher quality of life for dementia patients.Emotional Well-beingExercise has been shown to alleviate symptoms of anxiety and depression in individuals with dementia, promoting a more positive emotional state.Physical activity can also foster a sense of accomplishment and independence, bolstering the overall well-being of dementia patients.Types of ExerciseBoth aerobic exercises, such as walking or swimming, and strength training activities have demonstrated positive effects on cognitive function in individuals with dementia.Tailoring exercise programs to the specific needs and abilities of dementia patients is crucial for maximizing the benefits and ensuring safety.Caregiver InvolvementInvolving caregivers in facilitating and supporting exercise routines for individuals with dementia can enhance the overall effectiveness of the physical activity interventions.Caregivers play a vital role in encouraging and enabling dementia patients to engage in regular exercise, contributing to the holistic management of the condition.IMPLEMENTING NUTRITIONAL STRATEGIES IN YOUR DEMENTIA CARE PLANTailoring nutritional plans for individuals with dementia is essential for supporting their overall well-being and cognitive function. Implementing effective nutrition strategies involves personalized dietary approaches and practical insights to ensure optimal care for dementia patients.Guidelines for Effective Nutrition StrategiesEmphasizing nutrient-dense foods that support brain health, such as fruits, vegetables, whole grains, and lean proteins, is integral to effective nutrition strategies for dementia patients.Ensuring adequate hydration and addressing any challenges related to eating and drinking are key components of implementing nutritional plans for individuals with dementia.Importance of Consistency and RoutineEstablishing regular meal times and creating a calm, familiar dining environment can promote better eating habits and reduce mealtime stress for individuals with dementia.Consistency in meal presentation and texture modification, if necessary, can facilitate easier and more enjoyable eating experiences for dementia patients.Involvement of Caregivers and Healthcare ProfessionalsCollaboration between caregivers and healthcare professionals is vital for implementing and monitoring the effectiveness of nutritional strategies for individuals with dementia.Educating caregivers about the specific dietary needs and challenges associated with dementia can empower them to provide optimal support and assistance in meal planning and preparation.INTEGRATING PHYSICAL ACTIVITY INTO A DEMENTIA CARE PLANIntegrating physical activity into dementia management presents unique challenges and opportunities, requiring tailored exercise programs and approaches suitable for individuals with cognitive impairments.Tailored Exercise ProgramsDesigning exercise programs that accommodate the specific needs and abilities of individuals with dementia is essential for ensuring safety and effectiveness.Incorporating activities that focus on balance, flexibility, and strength can help improve overall physical function and reduce the risk of falls among dementia patients.Cognitive Stimulation through Physical ActivityEngaging individuals with dementia in activities that involve coordination and cognitive stimulation, such as dancing or modified sports, can contribute to both physical and mental well-being.Combining physical exercise with cognitive challenges can enhance brain function and promote a sense of accomplishment for dementia patients.Addressing ChallengesOvercoming barriers related to motivation, communication, and behavioral symptoms is crucial when integrating physical activity into dementia care.Adapting exercise routines to accommodate fluctuations in mood and energy levels, as well as addressing any safety concerns, is vital for the successful implementation of physical activity programs.Benefits of ExerciseRegular physical activity has been associated with improved sleep patterns, reduced agitation, and enhanced overall quality of life for individuals with dementia.The positive impact of exercise on mood, social interaction, and physical well-being underscores the importance of integrating physical activity into comprehensive dementia management.HOLISTIC APPROACH TO DEMENTIA CARE A GOOD PLANA holistic approach to dementia care integrates nutrition and physical activity into a comprehensive care plan, recognizing the interconnectedness of these elements in promoting the overall well-being of individuals with dementia.Comprehensive Well-beingBy addressing both nutritional needs and physical activity, a holistic approach aims to support the physical, mental, and emotional health of individuals living with dementia.This comprehensive strategy acknowledges the multifaceted nature of dementia and seeks to optimize the quality of life for patients through a well-rounded care plan.Synergistic BenefitsIntegrating nutrition and exercise can create synergistic benefits, where the positive effects of each component complement and enhance the outcomes of the other.A holistic approach recognizes the potential for improved cognitive function, physical strength, and emotional resilience when nutrition and physical activity are integrated into dementia care plans.ENHANCED QUALITY OF LIFE WITH A DEMENTIA CARE PLANEmbracing a holistic approach to dementia care can lead to an improved overall quality of life for individuals with dementia, fostering a sense of purpose, independence, and vitality.By addressing the diverse needs of dementia patients through a comprehensive care plan, caregivers and healthcare professionals can contribute to a more fulfilling and enriching experience for those under their care.The integration of nutrition and physical activity into comprehensive care plans is pivotal for effectively managing dementia. By recognizing the interconnectedness of these elements and embracing a holistic approach, caregivers and healthcare professionals can significantly enhance the overall well-being and quality of life for individuals living with dementia. The synergistic benefits of tailored nutritional strategies and personalized exercise programs underscore the importance of a multifaceted care approach. For personalized and holistic care options, readers are encouraged to explore the offerings at Assured Senior Living:  https://www.assuredassistedliving.com/

In memory care communities, the impact of social engagement on residents' cognitive health is profound. Research findings consistently demonstrate a direct correlation between social interaction and cognitive well-being, emphasizing the pivotal role of community dynamics and social activities in fostering a sense of belonging and purpose. By exploring the significance of social engagement in memory care settings, we can uncover the transformative power of meaningful connections and the positive influence of innovative social engagement programs on residents' overall well-being.THE ROLE OF SOCIAL ENGAGEMENTS IN MEMORY CARE COMMUNITIESCommunity dynamics and social activities play a pivotal role in fostering the well-being of individuals. The positive influence of social interactions extends beyond mere engagement, significantly impacting the overall quality of life for residents. Here's a closer look at the specific ways in which community dynamics contribute to the well-being of individuals in memory care settings:Promoting a Sense of Belonging: Social interactions create a sense of community and belonging, providing residents with a supportive network of peers and caregivers. This fosters a feeling of inclusion and connectedness, which is instrumental in enhancing emotional well-being and reducing feelings of loneliness and isolation.Reducing Isolation: Community dynamics and social activities serve as powerful tools in mitigating the effects of isolation commonly experienced by individuals with memory care needs. By facilitating regular social engagement, memory care communities create opportunities for residents to connect, communicate, and share experiences, thereby reducing the sense of seclusion and disconnection.Enhancing Overall Quality of Life: The presence of vibrant community dynamics and social activities contributes to an enriched living experience for residents. Meaningful interactions and shared experiences create a positive and uplifting environment, promoting emotional resilience and a higher overall quality of life.By recognizing the pivotal role of social interactions in memory care communities, we can better understand the profound impact of community dynamics on the well-being of individuals with memory care needs.THE SIGNIFICANCE OF SOCIAL ENGAGEMENT IN MEMORY CARE SETTINGSIn memory care settings, social interaction plays a pivotal role in promoting purposeful care and fostering positive outcomes for residents. Here are key insights into the ways social engagement contributes to a meaningful and fulfilling environment for individuals with memory care needs:Enhancing Cognitive Stimulation: Social interaction serves as a catalyst for cognitive stimulation, offering residents opportunities to engage in conversations, activities, and shared experiences that stimulate their mental faculties. This active engagement is instrumental in maintaining cognitive function and promoting mental acuity.Supporting Emotional Well-being: Meaningful social interactions create a supportive environment that nurtures emotional well-being. Residents benefit from the emotional support and companionship derived from social engagement, leading to reduced stress and anxiety while promoting a sense of contentment and fulfillment.Fostering a Sense of Purpose: Social interaction in memory care settings provides residents with a sense of purpose and belonging. Meaningful connections and shared experiences contribute to a feeling of significance and value, empowering individuals to actively participate in the community and engage in purposeful activities.By recognizing the significance of social interaction in memory care settings, we can better understand its profound impact on promoting purposeful care and positive outcomes for residents.ENHANCING SOCIAL ENGAGEMENT THROUGH INNOVATIVE PROGRAMSInnovative programs and initiatives are instrumental in enhancing social engagement and enriching the lives of residents. Here are specific examples of successful social engagement programs and their positive effects on residents' overall well-being:Rendever Virtual Reality: This innovative program utilizes virtual reality technology to create immersive experiences for residents, allowing them to virtually visit meaningful locations, reminisce about past experiences, and engage in stimulating activities. Rendever Virtual Reality has been shown to enhance residents' emotional well-being and cognitive stimulation, providing a unique avenue for social interaction and shared experiences.Linked Senior: Linked Senior is a comprehensive engagement platform designed to provide personalized and meaningful activities for individuals in memory care communities. Through a curated selection of digital content, including music, games, and reminiscence therapy, Linked Senior promotes social engagement and fosters a sense of connection among residents, contributing to their overall well-being.Art and Music Therapy Programs: These programs offer residents the opportunity to engage in creative and expressive activities, such as painting, drawing, and music sessions. By participating in these programs, residents not only engage in social interactions with peers and caregivers but also benefit from the emotional and cognitive stimulation derived from artistic expression and musical engagement.By highlighting these innovative social engagement programs, we can recognize their positive effects on residents' overall well-being, underscoring the importance of incorporating such initiatives into memory care communities.THE TRANSFORMATIVE POWER OF MEANINGFUL SOCIAL CONNECTIONSMeaningful social connections play a pivotal role in empowering residents and contributing to a fulfilling and enriching living experience. Here's a closer look at the ways in which social engagement empowers residents and fosters a sense of purpose:Enhanced Emotional Well-being: Meaningful social connections provide residents with emotional support, companionship, and a sense of belonging, leading to improved emotional well-being and reduced feelings of loneliness and isolation.Fostering a Sense of Purpose: Through social engagement, residents are empowered to participate in meaningful activities, contribute to the community, and form valuable connections, fostering a sense of purpose and significance in their daily lives.Promoting Overall Fulfillment: Meaningful social connections contribute to a sense of fulfillment and contentment among residents, enriching their living experience and promoting a positive outlook on life.By emphasizing the transformative power of meaningful social connections, we can recognize the profound impact of social engagement on the well-being of individuals in memory care communities. This understanding underscores the importance of prioritizing social interactions and community dynamics in memory care settings, ultimately contributing to a holistic and compassionate environment for residents.From fostering a sense of belonging and reducing isolation to promoting purposeful care and empowering residents, social interactions play a pivotal role in creating a holistic and compassionate environment. By prioritizing community dynamics and innovative social engagement programs, memory care communities can enrich the lives of residents, providing them with meaningful connections and an enhanced quality of life.For those seeking a personalized and purposeful approach to memory care, Assured Senior Living offers a comprehensive and compassionate model that prioritizes the well-being of individuals with memory care needs. To learn more about their holistic approach, visit https://www.assuredassistedliving.com/.

From individuals grappling with Alzheimer's disease and dementia to those recovering from traumatic brain injuries, cognitive rehabilitation plays a pivotal role in enhancing daily functioning and overall quality of life. By looking at evidence-based techniques, supportive resources, and future innovations, we can gain a comprehensive understanding of the significance and potential of cognitive rehabilitation in the context of memory care and assisted living.This exploration aims to shed light on the practical implications and empowering effects of cognitive rehabilitation, ultimately unveiling its potential to positively shape the lives of those in need.EVIDENCE-BASED TECHNIQUES IN COGNITIVE REHABILITATIONEvidence-based techniques form the cornerstone of effective programs, harnessing the latest research and proven methods to empower individuals with memory care needs. By looking at specific cognitive exercises, therapeutic approaches, and innovative technologies, the path to cognitive rehabilitation becomes clearer and more impactful.Cognitive ExercisesEngaging individuals in targeted cognitive exercises, such as memory games, problem-solving tasks, and attention-building activities, forms a fundamental aspect of cognitive rehabilitation. These exercises are designed to stimulate cognitive functions, enhance memory retention, and improve overall mental acuity.Therapeutic ApproachesLeveraging therapeutic approaches, including cognitive behavioral therapy and reminiscence therapy, provides individuals with a supportive framework for addressing emotional and cognitive challenges. These evidence-based interventions aim to promote emotional well-being, reduce anxiety, and enhance cognitive resilience.Innovative TechnologiesEmbracing innovative technologies, such as virtual reality platforms and interactive cognitive training tools, opens new frontiers in cognitive rehabilitation. These cutting-edge solutions offer immersive experiences and personalized cognitive training, catering to the unique needs of individuals with memory care requirements.By navigating these evidence-based techniques, cognitive rehabilitation programs can effectively address the diverse cognitive and emotional needs of individuals, fostering a holistic approach to memory care and assisted living.IMPACT OF COGNITIVE REHABILITATION ON DAILY FUNCTIONINGCognitive rehabilitation plays a pivotal role in enhancing the daily functioning of individuals with memory care needs, fostering a positive and purposeful lifestyle within the context of memory care and assisted living.Activities of Daily LivingBy addressing cognitive impairments and promoting mental acuity, cognitive rehabilitation empowers individuals to independently engage in activities of daily living, such as personal hygiene, meal preparation, and household tasks. This fosters a sense of autonomy and self-reliance, contributing to an enhanced quality of life.Social EngagementThrough targeted cognitive exercises and therapeutic interventions, cognitive rehabilitation facilitates improved social engagement, enabling individuals to participate in communal activities, interact with peers, and maintain meaningful social connections. This social integration fosters a sense of belonging and emotional well-being.Overall Quality of LifeThe practical implications of cognitive rehabilitation extend to the overall quality of life for individuals with memory care needs, promoting a sense of purpose, independence, and fulfillment. By enhancing cognitive abilities and emotional resilience, it contributes to a holistic and enriching living experience.By empowering daily functioning in this way, individuals with memory care needs can embrace a lifestyle that prioritizes independence, social connection, and a meaningful sense of purpose within the supportive environment of memory care and assisted living communities.MULTIDISCIPLINARY SUPPORTA comprehensive array of supportive resources is instrumental in optimizing the journey for individuals with memory care needs. This multidisciplinary approach encompasses personalized care, therapeutic interventions, and community engagement, fostering a holistic and empowering environment.Personalized CareTailoring care plans to the unique cognitive and emotional needs of each individual forms the bedrock of success. Personalized care ensures that interventions are precisely aligned with the individual's cognitive strengths and challenges, maximizing the effectiveness of the rehabilitation process.Therapeutic InterventionsEmbracing therapeutic interventions, including cognitive behavioral therapy, occupational therapy, and speech therapy, provides individuals with a diverse toolkit for addressing cognitive impairments and enhancing daily functioning. These evidence-based interventions are tailored to the specific needs of each individual, promoting targeted cognitive and emotional growth.Community EngagementFostering community engagement within memory care and assisted living communities creates a supportive and enriching environment for individuals. By participating in communal activities, social events, and group therapies, individuals can cultivate meaningful connections and a sense of belonging, contributing to their overall well-being.By leveraging these supportive resources, individuals can embark on a transformative journey towards enhanced cognitive abilities, improved daily functioning, and a fulfilling lifestyle within the nurturing embrace of memory care and assisted living communities.As we look to the future of cognitive rehabilitation, it is ripe with emerging innovations and progressive developments that hold the potential to redefine memory care and assisted living. Technological advancements, such as virtual reality platforms and interactive cognitive training tools, are poised to revolutionize these practices, offering personalized and immersive experiences for individuals with memory care needs.Furthermore, ongoing research breakthroughs are paving the way for enhanced therapeutic interventions and a deeper understanding of cognitive functioning, promising a future where cognitive rehabilitation continues to empower individuals, optimize daily functioning, and enrich lives. For more information, visit https://www.assuredassistedliving.com/ to explore the transformative possibilities.

SHOULD I MOVE CLOSER TO MY AGING PARENTS?As your parents get older, physical, and mental capabilities noticeably decline. Forgetting where the car keys went doesnt necessarily mean someone is in need of greater assistance, because weve all done that. However, when daily tasks become a constant struggle, it may be time to consider moving closer to support your parents or finding support for them. Below are some ways you can help your aging parents by moving closer to them.Combat Elder LonelinessEven if your parents are not currently in need of daily support, loneliness is a serious issue among many elders. An article published by the CDC outlines the health risks of loneliness with some staggering statistics. 25% of people over the age of 65 are socially isolated, and social isolation is associated with approximately a 50% increased risk of dementia. Depending on how isolated your parents are, being geographically close to them will help fend off the loneliness if you are able to frequently spend time together.If you still have younger kids, your parents would love to be able to spend more time with their grandchildren. Plus, living close together makes holiday get togethers much easier and will eliminate any fears you might have of them driving long distances. If for whatever reason you cant physically be there, whether that be because of COVID or otherwise, you can always Facetime or Zoom family during holidays. Its not the same as being in person, but it can at least help with their loneliness.Assist Around the HouseIf your parents have an injury or other physical ailments, there are many ways you can offer to help around the house. You might be able to help them by lifting any heavy objects, moving furniture, or bringing things down staircases. Make sure everyday use items are in easy to reach places to prevent any unnecessary accidents. According to the CDC, one out of every five falls causes injuries such as broken bones or damage to the head. Stairs and slippery surfaces are common causes of these accidents. Make sure railings are secure and that carpeting covers any slippery surfaces to help prevent injury. These types of preventative measures are tasks that you could take care of by visiting your parents a couple of times, however, if they require daily care youll want to look into options for daily at-home care. Most of the time, seniors do not want to leave their homes, so at-home care is a great way to help them retain their independence while getting the assistance they need.Decide if You Can Afford a Move Right NowMoving closer to your parents might be a big decision depending on how far away they are. Current housing market conditions might make moving a much more difficult process, so youll have to ask yourself, what house can I afford? House prices have been pushed upwards significantly, which could work in your favor if youre planning to move in with an aging parent. However, if you have a family and kids, youll want to carefully consider what works best for your family financially. Youll also want to consider your employment options. Luckily, many employers currently have the option for remote work, so you may be able to make a move without interfering with your current position. If your current role does not offer this, you may have to find remote employment or a new job in the area near your parents.At the end of the day, youll have to make some compromises between where you want to live, your job opportunities, and uprooting your current lifestyle. For those reasons, picking up and moving to support your parents isnt possible for everyone. If youre certain your parents need daily help, you might want to have a conversation about assisted living facilities.Find an Assisted Living FacilityAssisted living facilities provide care at all levels. Facilities like Assured Senior Living provide memory care, home care, or complete 24-hour care as a resident at one of the facilities. This is a great option, especially if you are unable to move closer to your parents. Youll be comforted knowing that they have constant support, and if anything happens there will be someone there to help. You can still stay in touch and visit them for special occasions, but you wont have the conflict of moving your family or switching jobs. Having the talk about long-term care might be difficult to have but is necessary if life circumstances prevent you from being able to provide daily care yourself.

You know how important it is to prioritize seniors' safety at home, especially in the bathroom where slips and falls are common. Simple modifications such as installing grab bars and using non-slip mats can make a world of difference. But have you thought about adjusting fixture heights or improving lighting to enhance visibility? These changes can greatly enhance stability and prevent accidents. There's more to think about, such as adding shower chairs and handheld showerheads for ease of use. Ready to explore how these adjustments can help maintain independence and provide peace of mind?WALK-IN TUBSAdding a walk-in tub can significantly improve safety and comfort for seniors in the bathroom. These tubs feature low-entry thresholds and built-in seats, reducing the risk of slips and falls.Key features to consider:Low-Entry Threshold: Easier to step in and out of.Built-In Seat: Provides a safe, comfortable place to sit while bathing.Grab Bars: Additional support for stability.Non-Slip Floor: Prevents slipping on wet surfaces.Handheld Showerhead: Allows for easy rinsing without standing.Quick Drain Feature: Reduces waiting time to exit the tub.Walk-in tubs often require professional installation to ensure safety and proper plumbing, but the enhanced accessibility and peace of mind they provide make them a valuable addition to any senior-friendly bathroom. A great place to see the best ones is at Walkintub.org. There a so many different options to consider.INSTALL GRAB BARSInstalling grab bars in the bathroom can greatly enhance safety for seniors. You should focus on placing grab bars near the toilet, shower, and bathtub, where balance and stability are most needed. By doing this, you're providing essential support that can prevent slips and falls, which are common among older adults.It's important to choose grab bars that are sturdy and capable of supporting significant weight. Stainless steel or other durable materials are ideal choices.When installing grab bars, make sure they're securely anchored into wall studs. This guarantees they can withstand the pressure and weight applied by users. You might also want to contemplate textured grab bars to provide a better grip, especially when hands are wet. Placement should be at a height that's easily reachable for the senior, typically around waist level.It's a good idea to consult a professional for proper installation if you're not confident in your DIY skills. Incorrect installation can render the bars ineffective or even dangerous.USE NON-SLIP MATSAlong with grab bars, non-slip mats are another important addition to enhance bathroom safety for seniors. These mats can greatly reduce the risk of slips and falls, which is essential for maintaining independence and confidence.When choosing non-slip mats, consider the following tips:Material: Look for mats made of rubber or other non-slip materials. These provide a sturdy grip and are more durable than cloth or plastic alternatives.Size: Make sure the mat covers the entire area where water might accumulate, such as the shower floor or bathtub. A larger mat means fewer exposed slippery spots.Maintenance: Pick mats that are easy to clean. Mats that can be machine-washed or wiped down will stay in good condition longer and prevent mold or mildew buildup.Grip: Check for strong suction cups on the underside of the mat. These help the mat stay firmly in place, even when the floor is wet.ADJUST FIXTURE HEIGHTSWhen you adjust fixture heights in the bathroom, it can make a significant difference for seniors' comfort and safety.Consider lowering sink heights and installing raised toilet seats to reduce strain and enhance accessibility.These simple changes help create a more senior-friendly environment.Lower Sink HeightsLowering sink heights is an essential modification to guarantee seniors can comfortably and safely use the bathroom. When sinks are too high, they can cause strain or even lead to accidents. By adjusting the height, you make daily tasks such as washing hands and brushing teeth much easier and safer.To effectively lower sink heights, consider the following steps:Measure the ideal height: Typically, a sink height of 30-34 inches from the floor is suitable for seniors, but you should tailor this based on individual needs.Install an ergonomic faucet: Choose a faucet with a lever handle or touchless feature to minimize the effort required to turn it on and off.Ensure knee clearance: If the senior uses a wheelchair, make certain there's enough space underneath the sink for comfortable access. The area should be at least 27 inches high, 30 inches wide, and 19 inches deep.Secure the sink: Make sure the sink is firmly attached to the wall or counter to prevent any wobbling or accidental falls.Raised Toilet SeatsElevating toilet seats is an important modification to improve safety and comfort for seniors in the bathroom. As people age, getting up from a low toilet can become challenging and sometimes risky. By raising the height of the toilet seat, you make it easier for seniors to sit down and stand up, reducing the risk of falls and strain on their joints.You can choose from various types of raised toilet seats. Some are simply elevated seats that fit over the existing toilet, while others are more integrated solutions that replace the entire fixture. Look for models with secure locking mechanisms and non-slip pads to promote stability. Additionally, consider seats with built-in armrests for added support, making it even easier for seniors to maneuver.Installing a raised toilet seat doesn't require major renovations. Most products are easy to install and can be done without professional help. This small change can make a significant difference in a senior's daily routine, giving them more independence and confidence.Don't overlook this simple yet effective modification when making a bathroom safer for seniors. It's a practical step that promotes both safety and dignity.IMPROVE LIGHTINGImproving the bathroom's lighting can greatly reduce the risk of falls and enhance overall safety for seniors. Bright, well-distributed light helps seniors see better, making it easier for them to navigate the bathroom.Here are some effective ways to improve bathroom lighting:Install Bright Overhead Lights: Replace dim or outdated fixtures with bright LED lights. These provide clear, even lighting and are energy-efficient.Add Night Lights: Place night lights along the path to the bathroom and inside it. Motion-activated night lights are particularly useful, as they illuminate the space without the need to fumble for switches.Use Vanity Lights: Position vanity lights around the mirror. This reduces shadows on the face, making grooming tasks like shaving or applying makeup safer and easier.Ensure Proper Light Switch Placement: Make sure light switches are easily accessible, ideally at the entrance to the bathroom. Consider rocker switches, which are easier to use for those with arthritis or limited dexterity.ADD SHOWER CHAIRSEnsuring a safe and comfortable bathing experience, adding a shower chair can greatly enhance stability and reduce the risk of slips and falls for seniors. It's a vital yet effective modification that provides a secure place to sit while showering, making the entire process safer and less physically demanding.When selecting a shower chair, look for one with non-slip rubber tips on the legs to prevent it from sliding. Adjustable height options can also be beneficial, allowing you to customize the chair to the user's needs. Some models come with backrests and armrests for added support and comfort. Additionally, make sure the material is water-resistant and easy to clean to maintain hygiene.Positioning the chair correctly is essential. Place it in a spot that's easily accessible and free of any obstructions. If the shower area is small, consider a foldable chair that can be stored away when not in use.INSTALL HANDHELD SHOWERHEADSOften overlooked, installing a handheld showerhead can greatly enhance the bathing experience for seniors. It's a simple modification that adds both safety and convenience. With a handheld showerhead, seniors can direct the water flow exactly where they need it, reducing the need for excessive movement and the risk of slipping.Here are four reasons why you should install a handheld showerhead for seniors:Ease of Use:A handheld showerhead allows for easy maneuvering, making it simpler to wash hard-to-reach areas. Seniors can sit comfortably on a shower chair and still clean themselves thoroughly.Improved Safety:Reducing the need to twist and turn minimizes the risk of falls. Seniors can maintain their balance more effectively when they're not stretching awkwardly to rinse off.Increased Comfort:Adjustable settings on many handheld showerheads let seniors choose their preferred water pressure and temperature, making showers more enjoyable and tailored to individual needs.Assistance-Friendly:If a caregiver is needed, a handheld showerhead makes it easier for them to help with bathing. It allows for a more dignified and efficient bathing process.USE RAISED TOILET SEATSSwitching gears to another important modification, using raised toilet seats can greatly enhance both safety and comfort for seniors in the bathroom. These seats reduce the distance a person has to bend when sitting down or standing up, which is particularly beneficial for those with limited mobility or joint issues. By installing a raised toilet seat, you can lower the risk of falls and strain, making daily routines much smoother for your loved ones.Raised toilet seats come in various heights and styles to fit different needs. Some models offer handles or armrests for additional support, while others are designed to be easily removable, making them a versatile option for shared bathrooms. When selecting a raised toilet seat, make sure it's compatible with your existing toilet and secure enough to prevent any wobbling or slipping.Installation is typically straightforward, often requiring no tools or specialized skills. Most raised seats simply clamp onto the existing toilet bowl, ensuring a snug fit.APPLY ANTI-SCALD DEVICESInstalling anti-scald devices in your bathroom can prevent dangerous burns and make the space safer for seniors. These devices regulate water temperature, guaranteeing it doesn't exceed a safe threshold.Here's how you can easily integrate them into your bathroom setup:Faucet Anti-Scald Devices: These are small and can be attached directly to your existing faucets. They automatically reduce water flow if the temperature gets too high, preventing accidental burns.Showerhead Anti-Scald Devices: Similar to faucet devices, these attach to your showerhead and ensure the water temperature remains consistent. They're especially useful for seniors who mightn't react quickly to sudden temperature changes.Thermostatic Mixing Valves: These valves mix hot and cold water to maintain a constant, safe temperature. You can install them at the water heater or directly at the point of use, such as under the sink or behind the shower panel.Water Heater Temperature Adjustment: Set your water heater to a maximum of 120F (49C). This simple adjustment can greatly reduce the risk of scalding incidents, providing an additional layer of protection.ENSURE PROPER VENTILATIONProper ventilation in the bathroom is essential to prevent mold and mildew, which can pose health risks for seniors. You need to make sure that the bathroom is well-ventilated to reduce humidity levels. Installing an exhaust fan is a great start. Choose a fan with an appropriate CFM (cubic feet per minute) rating for the size of your bathroom. This will help effectively remove moisture from the air.Don't forget to clean the exhaust fan regularly to keep it functioning at its best. A dirty fan won't be as efficient at reducing humidity. You should also consider installing a timer switch for the fan. This ensures the fan runs long enough to clear out moisture even after you've left the bathroom.If your bathroom has windows, use them to your advantage. Open the windows when weather permits to allow fresh air to circulate. This can greatly reduce humidity levels. Ensure the windows are easy to open and close, so seniors can operate them without straining.Lastly, check for any signs of mold or mildew regularly. Early detection allows you to address the problem before it becomes a serious health concern.CONCLUSIONBy making a few simple modifications, like installing grab bars, using non-slip mats, and adjusting fixture heights, you can greatly enhance bathroom safety for seniors.Adding shower chairs, handheld showerheads, and raised toilet seats, along with anti-scald devices and proper lighting, guarantees a comfortable and secure environment.Don't forget good ventilation to keep things fresh.These changes help seniors maintain their independence and navigate the bathroom with ease and confidence.

While most of us hope our loved ones will be around to support us when we reach our senior years, this is not the case for many people. Seniors often live far away from their relatives. Even if long-distance loved ones are providing support from afar, these seniors can feel lonely and isolated without people around to provide assistance or offer valuable opportunities for socialization. If you want to give back to your community, reaching out to local seniors is a great way to make a difference in peoples lives. Here are some suggestions from Assured Senior Living.Offer Tech SupportTechnology offers numerous ways for seniors to connect with people and engage in their favorite activities from home. Here are some ways to offer tech support to local seniors.Research and recommend devices that will allow them to navigate the internet easily, like an iPad. Just remember to protect it with a good case!Show them how to order groceries and other essentials online.Teach them how to use video chat services and social media to communicate with long-distance loved ones.Teach them how to use a website to find and connect with former Denver-area high school students they went to school with.Help Out Around the HouseSeniors can have a hard time keeping up with housework. Whether youre good in the kitchen or you have a knack for landscaping, offer to lend a hand!You could even help them hire people to keep their homes neat and tidy. Cook up a batch of freezer-friendly meals that they can pop in the oven for dinner.Offer to help with general home maintenance to repair or spruce up parts of the house.Help them develop healthy morning habits such as light stretching, hydrating, and meditating.Make Aging-in-Place UpgradesAging-in-place can be much easierand saferwith a few basic home upgrades. Offer to help a local senior make home improvements to better meet their needs.Install grab bars in the bathroom and bedroom.Replace doorknobs with lever-style handles.Increase the lighting throughout the home, especially in stairways and dark hallways.Apply non-slip rugs and runners to reduce their fall risk.Reaching out to seniors in your neighborhood is a great way to lend a hand to those who need it. For people aging-in-place without relatives nearby, neighbors and other community members can provide a significant source of assistance and support. Get in touch with a local senior and find ways to help them navigate the challenges of daily life.At Assured Senior Living, our goal is to provide an environment with cutting-edge senior care. For more information, please visit our website or contact us today!

The expression love knows no bounds fits perfectly for couples looking to tie the knot in their golden years. Compared to marrying young, as a senior, youre bound to have much more financial stability and a stronger understanding of who you are as a person. As a result, you can dedicate the majority of your time to living the best life with your significant other. For older couples on the cusp of marriage, this article will explore key considerations to be aware of before starting the next chapter of your life.This resource guide is just one example of the great content you can find on the Assured Senior Living website.Take a Call on FinancesThe big question to answer will be whether to combine your finances or not. Merging finances is not as simple as pooling money into the same savings accounts, youll need to take a call on:Managing day-to-day expenses such as home maintenance, groceries, utilities, etc.Whether to add your spouses name on assets such as a second home, investment property, 401(k) plan, and more.If either of you have debt, decide whether the individual will be solely responsible for repaying it or will it be repaid using pooled resources.Additionally, be open about your future investment plans, such as expanding your portfolio, buying property, etc., and ask your spouse to do the same. Make the necessary tweaks and create a new financial plan which serves as a pathway to reach goals as a couple. Given the complexity of this process, consider working with a financial professional who can help make a solid plan and educate you on how to manage money as a new couple.Review Medicaid BenefitsIf you or your spouse currently receive Medicaid, take into consideration how the marriage will impact the benefits you receive. As reported by Medicaid.gov, this is a public health program catered toward helping low-income individuals, but its eligibility is calculated based on total household income. Hence, if the annual income of your new household exceeds the maximum threshold, you may no longer be eligible for Medicaid.In this scenario, it is important to make a clear plan on how healthcare requirements will be managed in the future. The best options include:Applying for good health insurance, which can be taken separately or as a couple.Use your employer-provided health insurance to cover healthcare needs. As coverage varies among companies, its best to speak with the employer to understand the viability of this option.Create Future PlansWith a partner by your side, the future will look different than before. While you dont need to follow plans to the T, its good to create several mutually shared goals to work towards in the golden years of your life. These can include:Starting a Business: If the entrepreneurial spirit burns bright in both of you, starting a business can be a great option to consider. Given decades of work experience, both of you will bring unique skills and experience to the table that will help make the business successful. In addition to serving as the primary or secondary source of income, managing the business as a couple will result in you spending the majority of time with your better half each day.When it comes to promoting your business, the essentials will include designing a responsive website and leveraging social media advertising. There are various online tools through which you can create a Facebook ad in seconds. Buying a Home: While moving in with your partner is always an option, relocating is an exciting prospect to consider. This can involve moving to a state both of you always wanted to live in, or making the move away from the city to spend your retirement years in peace in the suburbs.The home buying process can be tedious, as it may involve selling your current home, applying for a mortgage, and much more. Hence, its best to start early and create provisions in your financial plan.Consider a Prenuptial AgreementWhile this may be an uncomfortable topic to bring up, discuss the need for a prenuptial agreement (prenup) with your partner. As reported by Nolo, a prenup is a legal document that includes details regarding the financial assets of each individual and conditions attached to them in the event of divorce or bereavement.Here are prominent reasons you can consider creating a prenup:Assets from Previous Marriages: Individuals with children from prior marriages can use prenups to clarify how assets will be distributed in the event of their passing. Without a prenup, property rights typically pass onto the significant other, which creates the possibility of a future legal dispute.Protection from Debts: Prenups can also be used to protect yourself from being held liable for the repayment of your partners debts. While you may be counting down the days to the wedding, before making it official, take the time to make a plan regarding the above-mentioned aspects to ensure you and your partner are secured for the foreseeable future.

The integration of purposeful physical activities in brain injury rehabilitation plays a pivotal role in fostering recovery and enhancing cognitive functions. This article looks at the evidence-based techniques and scientific principles underpinning brain injury rehabilitation, shedding light on the specific physical activities that have shown efficacy in aiding brain injury recovery.By exploring the intersection of physical activities and brain injury rehabilitation, we aim to highlight the innovative approaches that contribute to effective recovery and empower individuals undergoing rehabilitation.TAILORED PHYSICAL REHABILITATION EXERCISES FOR EFFECTIVE RECOVERYIn brain injury rehabilitation, the incorporation of tailored physical exercises stands as a cornerstone in empowering individuals and facilitating effective recovery. By focusing on personalized physical activities, rehabilitation programs can address the specific needs of each individual, promoting targeted progress and overall well-being. This tailored approach not only enhances physical strength and mobility but also plays a crucial role in cognitive and emotional rehabilitation.Importance of Individualized Physical ActivitiesTailored physical exercises cater to the unique challenges and goals of each individual undergoing brain injury rehabilitation. These activities are designed to address specific cognitive and physical impairments, promoting targeted recovery and functional independence. By customizing physical exercises, rehabilitation programs can adapt to the evolving needs of individuals, ensuring a dynamic and responsive approach to recovery.Empowerment Through Purposeful EngagementTailored physical activities empower individuals by providing a sense of agency and control over their rehabilitation journey. Engaging in personalized exercises fosters a positive and proactive mindset, contributing to a holistic approach to recovery. The individualized nature of these activities promotes a sense of ownership and motivation, driving individuals to actively participate in their rehabilitation process.In essence, the role of physical activities in brain injury rehabilitation extends beyond mere physical rehabilitation; it encompasses a personalized and purposeful approach that empowers individuals to navigate their recovery journey with resilience and determination.HARNESSING NEUROPLASTICITY FOR RECOVERYNeuroplasticity, the brain's remarkable ability to reorganize and form new neural connections, plays a pivotal role in brain injury rehabilitation. Specific physical activities can leverage neuroplasticity to promote recovery and enhance cognitive functions in individuals with brain injuries, offering a pathway to regain lost abilities and adapt to new challenges.Adapting to Neural Changes Through Physical ActivitiesNeuroplasticity allows the brain to adapt and rewire itself in response to learning, experience, and injury. Tailored physical exercises capitalize on neuroplasticity, facilitating the formation of new neural pathways to compensate for damaged areas of the brain. By engaging in purposeful physical activities, individuals can harness neuroplasticity to enhance cognitive functions, such as memory, attention, and problem-solving skills.Promoting Functional Recovery and AdaptationThe plastic nature of the brain enables individuals to regain lost functions and develop compensatory strategies through targeted physical activities. Physical exercises that challenge and stimulate the brain contribute to functional recovery and adaptation, fostering resilience in the face of cognitive impairments. Harnessing neuroplasticity through purposeful physical activities offers a pathway for individuals to adapt to their evolving cognition, promoting independence and quality of life.Understanding and leveraging neuroplasticity through tailored physical activities provides a foundation for promoting recovery and enhancing cognitive functions in individuals undergoing brain injury rehabilitation. By embracing the adaptive potential of the brain, rehabilitation programs can offer a proactive and empowering approach to recovery.PERSONALIZED AND ENGAGING PHYSICAL REHABILITATION ACTIVITIESThe practical implementation of purposeful physical activities is paramount to fostering independence and enhancing the quality of life for individuals undergoing rehabilitation. By incorporating personalized and engaging physical exercises into rehabilitation programs, a supportive and empowering environment can be cultivated, promoting holistic well-being and functional progress.Tailoring Activities to Individual NeedsRehabilitation programs customize physical activities to address the unique cognitive and physical challenges faced by each individual. Personalized exercises are designed to align with the specific goals and capabilities of the individual, ensuring targeted and meaningful engagement. By tailoring activities to individual needs, rehabilitation programs can create a supportive and inclusive environment that nurtures progress and independence.Fostering Independence and Well-beingEngaging in purposeful physical activities empowers individuals to actively participate in their rehabilitation journey, fostering a sense of autonomy and accomplishment. Personalized and engaging exercises contribute to a positive and fulfilling rehabilitation experience, promoting emotional well-being and a sense of purpose.The incorporation of purposeful physical activities into rehabilitation programs fosters a supportive and inclusive environment, where individuals can thrive and make meaningful strides in their recovery journey.The integration of personalized and engaging physical exercises within rehabilitation programs serves as a catalyst for promoting independence, resilience, and overall well-being for individuals undergoing brain injury rehabilitation. By embracing a tailored and purposeful approach, rehabilitation programs can create an environment where individuals feel empowered and supported in their journey toward recovery.TAILORED PHYSICAL ACTIVITY PLANS FOR HOLISTIC RECOVERYThe development of personalized physical activity plans tailored to individuals undergoing brain injury rehabilitation is instrumental in promoting recovery and enhancing overall well-being. These personalized plans are designed to address the specific needs and goals of each individual, fostering a proactive and targeted approach to rehabilitation.Customizing Plans for Targeted ProgressPersonalized physical activity plans are tailored to align with the unique cognitive and physical requirements of individuals undergoing brain injury rehabilitation. These plans are developed in collaboration with healthcare professionals, ensuring that they cater to the specific goals and capabilities of each individual. By customizing activity plans, rehabilitation programs can promote targeted progress, functional independence, and overall well-being for individuals on their recovery journey.Enhancing Overall Well-being and Quality of LifePersonalized physical activity plans contribute to a holistic approach to recovery, addressing not only physical rehabilitation but also emotional well-being and cognitive enhancement. These plans are designed to engage individuals in purposeful and meaningful activities, fostering a sense of fulfillment and purpose during the rehabilitation process. By enhancing overall well-being and quality of life, personalized physical activity plans play a pivotal role in empowering individuals to navigate their recovery journey with resilience and determination.The development of personalized activity plans within brain injury rehabilitation programs offers a proactive and targeted approach to recovery, promoting holistic well-being and functional progress for individuals undergoing rehabilitation. By embracing a tailored and purposeful strategy, these plans empower individuals to actively participate in their recovery journey and make meaningful strides toward independence and overall well-being.The integration of purposeful activities within brain injury rehabilitation programs stands as a cornerstone in fostering recovery, promoting independence, and enhancing overall well-being for individuals undergoing rehabilitation. By leveraging tailored physical exercises and personalized activity plans, rehabilitation programs can create a supportive and empowering environment that nurtures progress and resilience.

Understanding the cost of senior care can go a long way towards helping you making the right decisions for yourself or for a loved one. Most people underestimate these numbers, simply because they arent taking into account all the aspects of what senior care involves. Once you take a closer look at the information, you can feel more confident with a plan that best suits your familys needs.The Cost of Senior Care: Whats InvolvedRight off the bat, many people assume that caring for an older adult at home would be less expensive than moving them to assisted living or memory care. And for those individuals who only need a small amount of assistance, that might be true, at least until their needs change. But for those who require 24-hour assistance with bathing, dressing, using the toilet, transferring from a chair to a bed, incontinence, and eating and drinking, home care can prove to be more expensive than a senior living community.Take a look at these costs, according to a 2021 Genworth survey. TYPE OF AT-HOME CAREHOURLY RATEMONTHLY ESTIMATEHomemaker services$21$15,120Home health aide services$22$15,840CNA (medical) services$17$12,240LPN (medical) services$27$19,400There Are More Expenses to Consider at Home If youre contemplating a budget if your loved one stayed at home, dont forget all the other expenses a well. Such as housekeeping, home repairs and maintenance, food and supplies, medications, modifying the home for safety, transportation to physicians and therapists, and more. The cost of senior care isnt just medical or health-related, its committing to 24-hour attention and assistancewhether thats you, a family member, or caregivers you bring in to help. The physical and emotional stress can be overwhelming. And like so many things, the costs of senior care are rising, due to factors such as lack of labor, sicker patients, and wage pressures. It is estimated that 80% of home care comes from unpaid caregivers.The Cost of Senior Care: Assisted Living and Memory CareSenior living communities offer more care and housing options today than ever before. It truly can be a new beginning for a senior, offering not only the right amount of support and assistance, but a greater sense of independence, opportunities for safe socializing, freedom from home upkeep or other everyday worries, and so much more.In other words, when you do your comparisons, you might decide that the right senior living is worth every penny. Assisted living provides housing, onsite care and support with activities of daily living while helping residents maintain their independence and enjoy a purposeful life. Personalized care includes assistance with bathing, dressing, eating and medication as well as onsite medical care. Features include 24-hour supervision, transportation, access to exceptional amenities, housekeeping and other services, and more. (Some assisted living settings also include designated neighborhoods offering memory care.)Average monthly costprivate, one-bedroom: $4,500  Skilled nursing offers 24-hour supervised care, a licensed physician or nurse on site, as well as physical, speech and occupational therapists. Features include health monitoring and medication management, exercise programs, social opportunities and activities, housekeeping, laundry service, three daily meals, and more. This level of care is best suited for those with chronic health conditions or incontinence, who require dispensing and monitoring intravenous medications and/or who are recovering after a surgery or hospitalization.Average monthly costsemi-private room: $7,908; private room: $9,034 Memory care is specifically designed to nurture those with Alzheimers disease and dementia with 24-hour supervised care. Senior living communities that offer memory care do so with specially trained staff that provides individualized support in a safe environment with opportunities for an older adult to find purpose and joy. Average monthly cost$3,233 to $10,447 What Determines the Costs in A Senior Living Community?Some senior living communities are located in parts of the country where costs are higher. Some are large, big box senior communities with large campuses and resort-style amenities. While its difficult to give an average cost of senior care, it is important to remember that you do have choices.For example, Assured Senior Living stands apart by offering an intimate, residential-style setting for assisted living and memory care that genuinely feels like homefolding into a friendly neighborhood that residents can feel part ofand at a fraction of the cost of standard home care. With an outstanding staffing ratio of 1 to 4, residents are able to engage and thrive in the least restrictive environment. We would love to tell you more. Our personalized care, home environment, and Montessori Activities program help our residents to keep their golden years golden.

For many families worried about whether they can afford the cost of senior living, the Veterans Aid & Attendance benefit can offer great peace of mind. Though its been around since the 1950s, many Americans are not familiar with this important VA benefit for senior living. In fact, more than one-third of Americans over 65 are either wartime Veterans or are married to one, which means they may qualify for benefits that can help offset the cost of senior care. Yet less than 10 percent of those who qualify have even applied for Veterans Aid & Attendance, which provides a non-service-connected pension to assist in paying for long-term care for wartime Veterans or a surviving spouse with limited income. Eligibility for This Important VA Benefit for Senior Living You may be eligible for this benefit if you get a VA pension, and you meet at least one of these requirements: You need another person to help you perform daily activities, like bathing, feeding, and dressing,or You have to stay in bedor spend a large portion of the day in bedbecause of illness,or You are a patient in a nursing home due to the loss of mental or physical abilities related to a disability,or Your eyesight is limited (even with glasses or contact lenses you have only 5/200 or less in both eyes; or concentric contraction of the visual field to 5 degrees or less) Housebound benefits eligibility: You may be eligible for this VA benefit for senior living if you get a VA pension and you spend most of your time in your home because of a permanent disability (a disability that doesnt go away). How Aid & Attendance Benefits Your Senior Living Budget Quite simply, with Aid & Attendance you have increased buying power which: Opens up more options when it comes to choosing the senior living community that fits your needs best. Gives you peace of mind in being able to stay in the community longer than your budget otherwise may have allowed.  Whats more, this VA benefit for senior living is tax-free and paid directly to you by the Treasury Department. Watch out for mythslearn the truth about this VA benefit for senior living. There are many misconceptions that can cause Veterans or their surviving spouses to miss out on the full benefits they are entitled to, or to not even attempt the application process at all. At Assured Senior Living, we want you to have the facts. Here are a few common myths you should know about. Myth: To qualify for this VA benefit for senior living, you must have served in a combat zone. Truth: To qualify, the Veteran must have served during an eligible wartime period. Except for the Vietnam wartime period of February 28, 1961 to August 4, 1964, there is no requirement that the Veteran must have served in a combat zone. The service criteria are 90 days of active duty, with at least 1 day during an eligible wartime period and the Veteran was other than dishonorably discharged. Or, your spouse at the time of their death met these criteria. Myth: You cant receive a partial benefit for Aid & Attendance. Truth: Aid & Attendance is not all or nothing, you can get a partial benefit. For example, if your income minus home care and facility costs leaves you with a positive number or Income for VA Purposes, but one less than the Maximum Pension Benefit, you can receive the approximate difference between the Maximum Pension and the calculated Income for VA Purposes. Myth: A spouse can only receive Aid & Attendance if the Veteran has passed away. Truth: If a Veteran is still married and his or her spouse needs care, they are considered a dependent spouse. A married Veteran can be awarded a Basic Pension if he or she has a dependent spouse as long as eligibility requirements are met. To Apply for the Aid & Attendance Benefit: Send a completed VA form (https://www.vba.va.gov/pubs/forms/VBA-21-2680-ARE.pdf) to the Pension Management Center (PMC) that serves your state. Find your PMC at https://www.va.gov/pension/pension-management-centers/. File a claim online (https://www.va.gov/pension/application/527EZ/introduction) Apply in person at a VA office (https://www.va.gov/find-locations/?facilityType=benefits) near you. Why You Might Want the Assistance of VA Accredited Agent Keep in mind that its not just the length of the application for this VA benefit for senior living that makes the process complex, its also all understanding all the nuances. An expert who knows all the rules and regulations, as well as how the VA works can not only help make the process much easier, but also make sure you get the benefits you deserve to pay towards senior living costs. And while the VA may tell you to expect it to take 12 to 18 months for your application to be approved, a VA accredited agent can typically help reduce that time significantly. At Assured Senior Living, we want everyone who needs care to have the opportunity to thrive physically, intellectually and socially.