Linda Swanson - Coldwell Banker Realty

Your garage door isnt just a practical entryway its a defining element of your homes exterior and can dramatically boost curb appeal, enhance value and improve energy efficiency and security. Whether youre building from the ground up or simply ready for a refresh, understanding the different types and styles will help you make the best choice for your property and budget.Sectional: Versatile and ClassicSectionals are the all-American favorite and for good reason. Made of panels connected by hinges, they glide smoothly along a track and tuck neatly overhead. Theyre available in a wide array of materials and looks, making them super customizable and compatible with almost any architectural style. If youre seeking sophistication, dependability and plenty of options to personalize, a sectional door would be an excellent choice.Carriage House: Old-World Charm Meets Modern FunctionThink barn doors, but smarter. These beauties give off warm, vintage vibes with details like decorative hardware, crossbuck features and quaint windows but they open with modern overhead convenience. Ideal for rural, cottage and rustic homes, carriage house models are not only charming they add instant character to properties where aesthetics matter.Slide-to-the-Side: Unique and Space-SavvyIf your garage has limited headroom or an unusual layout, slide-to-the-side varieties offer a creative solution. These open and close horizontally along the interior wall, making them functional in tight or tricky spaces. Theyre less common, which adds a touch of uniqueness, and are available in traditional as well as modern alternatives. Whichever you choose, your slide-to-the-side entryway will add visual interest and value to your home.Side-Hinged: Elegant and TraditionalSide-hinged types swing outward like French doors perfect for historic residences or anyone craving that custom, handcrafted vibe. Typically made of wood (though steel versions exist), theyre a chic nod to the past that can also feel luxurious and upscale. If you appreciate classic architecture and vintage elegance, a side-hinged model may be exactly what youre looking for.Tilt-Up: Retro Simplicity or Clean and ContemporaryWhether you choose canopy or fully retractable, this no-frills design works equally well with older, contemporary and budget-friendly homes. Made of one solid panel that can be opened manually or with a remote device, tilt-up doors deliver simplicity, affordability and originality. Although somewhat limited in style, newer materials can give them a fresh, updated feel that doesnt sacrifice utility.Roll-Up: Rugged and IndustrialBuilt for durability, roll-ups are made of horizontal slats that coil above the entrance. Youll often see them in commercial spaces, but they work just as well in residential settings that lean minimal or industrial. Theyre also great for tight spaces, detached structures or anywhere security is a top priority.Whether youre aiming for sleek sophistication or rustic charm, the right design will elevate curb appeal, improve daily convenience and increase the marketability of your property. Choose wisely, and your home will be the talk of the neighborhood!

Buying a home is exciting, emotional and yes a little intimidating, especially when you start thinking about finances. If youre concerned about how much house you can actually afford, youre not alone. The good news is that by taking the right steps now, you can start your search with confidence and clarity and an eye on the future.Step 1: Know Your BudgetAs you get ready to start swiping through listings, you should first figure out what fits comfortably in your monthly spending plan. A common rule of thumb? Keep your total housing costs mortgage, property taxes, insurance and HOA fees under 28% of your gross monthly income. For example, if you make $7,000 a month before taxes, youll want to keep your monthly housing expenses to $1,960 or less.Step 2: Check Your Debt-to-Income Ratio (DTI)Your DTI is very important to lenders, telling them how much debt youre currently juggling and how the purchase of a home will increase your expenses. A lower DTI not only makes you a more attractive buyer it can also unlock better loan terms and lower interest rates. Ideally, your total monthly obligations (car payments, student loans, credit cards, etc.) should stay below 36% of your income.Step 3: Plan Your Down PaymentThe more you put down, the less you have to borrow, which means lower monthly payments and possibly not having to get private mortgage insurance (PMI). A 20% down payment is great if you can manage it, but many buyers go with 3-10%, especially with FHA or first-time buyer programs. And dont forget closing costs usually around 2-5% of the purchase price.Step 4: Explore Your Loan OptionsAll mortgages are not created equal. From 30-year fixed to adjustable-rate loans, the type you choose plays a big role in how much property you can take on (and how much youll pay over time). Before you talk with your lender, do some research, come prepared and ask plenty of questions. Youll want to learn if youre eligible for any governmental programs, if your monthly requirement could change and/or what will happen if you ever have unexpected financial difficulties.Step 5: Think Beyond the NumbersThe bank might say you can afford that dream home but whether or not you should actually purchase it is another question. Be honest about what matters most to you in terms of lifestyle. Do you want to travel, save more or splurge on concert tickets? Then you should leave room in your budget for these activities. Also remember that once you move in, youll most likely want to buy furniture and other household items as well as upgrade with new paint or cabinetry. The cost of personalizing your new residence can quickly add up.Step 6: Use a Mortgage CalculatorBefore you start seriously house shopping, try experimenting with an online mortgage calculator. It will show you how changes in interest rates, home prices and loan terms impact your monthly payment. Zillow and realtor.com offer easy-to-use tools that take a lot of the guesswork out of the budgeting process, allowing you to see results in a matter of seconds.Step 7: Talk to the ProsEvery day, real estate professionals and mortgage lenders navigate their clients through their buying journey so lean on their expertise. A good agent will tailor the search to your recommended price range and refer you to a lender who will explain your options and help you make the best decisions for your unique circumstances. You should also chat with friends and family who have recently bought a home and can give you some valuable firsthand advice.Determining how much home you can afford isnt just about cold hard numbers. Its about finding a place where you can live well and sleep easy. With a clear plan, a trusted team and a little prep, youll be well on your way to finding a property you love without breaking the bank.

Coldwell Banker Real Estate LLC, a subsidiary of Anywhere Real Estate Inc. (NYSE: HOUS), today released the Coldwell Banker Global Luxury program 2025 Mid-Year Report, revealing that while luxury homebuyers continue to view real estate as a key investment in their financial portfolios, they have become more selective and less willing to compromise on their purchases.The Mid-Year Report provides both a short-term and long-term look at the trends projected to influence the luxury real estate market over the next six months and the next 12 to 24 months. For this report, the Coldwell Banker Global Luxury program analyzed luxury market data from 120 U.S. markets and surveyed more than 200 Coldwell Banker Luxury Property Specialists to identify five distinct trends shaping todays luxury real estate landscape.According to the survey, 68% of Coldwell Banker Luxury Property Specialists surveyed say clients are maintaining or growing their real estate exposure. Another 51% of those surveyed report an increase in all-cash transactions, signaling a shift among affluent home buyers toward leveraging liquid funds over elevated borrowing costs.As market conditions stabilize and inventory levels improve, many Coldwell Banker affiliated agents report that luxury home buyers are holding fast to their wish listsunwilling to compromise on lifestyle preferences, property conditions, or luxury features. Furthermore, a growing number of luxury homebuyers are entering the market for the first time driven by significant gains in home equity over the past five years, adding to demand in the high-end segment.So far in 2025, were seeing a luxury real estate market that isnt fully bullish or bearishbut rather recalibrating, said Michael Altneu, Vice President of the Coldwell Banker Global Luxury program. Affluent home buyers still see real estate as a safe haven to grow and protect their wealth, but as the market balances and more inventory comes online, they can also be more choosy than in recent years. Practical considerations including home affordability, tax strategy, estate planning and long-term investment potential are taking precedence over aesthetics, flashy amenities or location. This could mark the return of what we call smart luxurya mindset shift where discernment and strategic decision-making take priority.Coldwell Banker Global Luxury Program Mid-Year Report: Top 5 Emerging Luxury Real Estate Trends for 2025Trend #1: Real Estate Remains a Cornerstone of Wealth StrategyNearly 7 in 10 (68%) of Coldwell Banker Luxury Property Specialists say their affluent clients are maintaining or expanding their current real estate exposure, pointing to a steady confidence in the asset class. Only 11.3% report clients are decreasing their interest in real estate in favor of other financial instruments. When economic uncertainty rises, affluent buyers tend to recalibrate, viewing real estate as both a safe haven and valuable tool for portfolio diversification.Trend #2: Smart Luxury The No-Compromise Buyer Meets The Smart BuyerRather than retreat from the market, luxury homebuyers are being strategic about their purchases and prioritizing aspects of home that create value over aesthetic perfection. Practical considerations including home affordability, tax strategy, estate planning and long-term investment potential are taking precedence over flashy amenities or trophy locations. 30% of Coldwell Banker Luxury Property Specialists identified this no-compromise mindset as the top current trend.Trend #3: Move-Up Buyers Enter Luxury MarketEscalating home prices are turning ordinary homeowners into luxury buyers by default. According to the National Association of REALTORS national home prices have surged by 47% over the past five years. As a result, homeowners who purchased properties five or more years ago may now hold significant equity, which can be leveraged to move up into the luxury real estate market, often for the first time.Buyers who once thought luxury was out of reach are now finding themselves in that tier by default, Altneu said. Theyre coming into the market with significant equity and high expectationsand theyre helping to sustain activity.Trend #4: Ultra-Wealthy vs. Aspirational Buyer Split WidensThe luxury real estate market is showing a clear behavioral divide among buyer segments. One in five (20.4%) Coldwell Banker Luxury Property Specialists report significant differences between aspirational buyers those with a net worth between $1M and $5M and buyers with a net worth of $30M and above. While ultra-high net worth buyers remain active and are pursuing second and third homes, those with net worth between $1M and $5M are more likely to be cautious, seeking value opportunities, delaying purchasing decisions, or targeting homes with renovation potential.Trend #5: Cash Purchases Prevail as Safe Haven StrategyDespite ongoing economic uncertainty, 96% of Coldwell Banker Luxury Property Specialists report luxury buyers are maintaining or increasing their use of cash purchases. This trend reflects real estates historically low correlation with stocks and its role as a strategic diversification tool. According to J.P. Morgan Asset Management, direct real estate and equities are more disconnected than theyve been in years, reinforcing real estates value as a stabilizing asset during periods of market volatility.Ultra-high-net-worth individuals arent just buying one propertytheyre building real estate portfolios, said Jade Mills, president, Jade Mills Estates and International Ambassador of Coldwell Banker Global Luxury program. These buyers are paying all cash specifically because they want hard assets independent of market swings. When youre dealing with generational wealth, real estate becomes a cornerstone strategy, not just a lifestyle purchase.Underlying strength continues to insulate the luxury sector, especially for single-family homes.New data from The Institute for Luxury Home Marketing underscores the resilience of the luxury real estate sector highlighting sustained strength in both property values and buyer demand despite broader economic uncertainty. Luxury single-family home inventory has surged 19.6%, and attached property inventory is up 14.8% compared to 2024. Despite higher inventory, sold prices for single-family homes have increased 1.8% year-over-year and 8.0% compared to 2023. Attached properties have experienced even stronger gains, with prices up 8.4% year-over-year and 16.5% over the past two years. The number of sold single-family homes in the first five months of 2025 climbed 1.7% year-over-year and 9.0% compared to 2023, indicating healthy absorption. However, the attached segment has seen a slight softening in saleslikely influenced by more rate-sensitive buyers and slower inventory growth.The full Mid-Year Report is available here.MethodologyThe Coldwell Banker Global Luxury program collaborated with their Luxury Property Specialists (through the means of a survey), the Institute for Luxury Home Marketing, National Association of Realtors and Barton Consulting LLC to provide insights into wealth, real estate, property investment, luxury spending preferences and emerging trends. For the Mid-Year Report 2025, the Institute for Luxury Home Marketing analyzed the data for the top 10% of 120 U.S. markets. Data contained is from January 1, 2023 to May 31, 2025 and has been computed by the Institute for Luxury Home Marketings data research partner and shared with Coldwell Banker Global Luxury and based on information attained both privately and publicly. For more information on how data was collected and defined, please refer to the full methodology on page 40 of the Trend Report. This press release contains data from the National Association of REALTORS and J.P. Morgan Asset Managements Q2 2025 Guide to the Markets. For more information on how data was collected and defined, please refer to the full methodology in the Mid-Year Report.

Moving to a new home can be a significant challenge at any stage of life, but for seniors, the process often involves a unique set of emotional and logistical hurdles. Whether downsizing to a smaller home, relocating to a senior living community, or simply seeking a change of scenery, the transition can be overwhelming. This is where a Senior Transition Specialist like Linda Swanson steps in to provide expert guidance, support, and personalized solutions to make the moving process smooth and stress-free.As a real estate agent with Coldwell Banker in Punta Gorda, Linda Swanson is not only a seasoned professional in the real estate market but also an experienced Senior Transition Specialist dedicated to helping seniors navigate the complexities of moving. Lindas approach is holistic, offering a combination of empathy, expertise, and practical assistance to simplify the transition and ensure the best possible outcome for her clients.1. Understanding the Unique Needs of SeniorsSeniors face different challenges when it comes to moving, including emotional attachment to their current home, physical limitations, and the need to consider long-term care and accessibility in their new living situation. Linda Swanson understands these challenges intimately and tailors her services to meet the specific needs of seniors.By taking the time to get to know her clients and their personal situations, Linda ensures that each transition is approached thoughtfully and with care. She listens to her clients preferences and concerns, offering guidance on everything from choosing the right home to downsizing possessions and arranging for necessary care.2. Comprehensive Real Estate ServicesAs a Senior Transition Specialist, Lindas real estate expertise is a core component of the moving process. She is well-versed in the specific requirements of seniors when buying, selling, or renting a property. Whether youre looking to downsize, relocate to a senior living community, or find a more accessible home, Linda works with you every step of the way.Lindas services include:Home Valuation and Pricing: Determining the right price for your current property is crucial to getting the best value. Linda offers expert advice on pricing and positioning your home for sale in todays market.Marketing Your Home: Linda leverages Coldwell Bankers extensive resources to ensure your home is marketed effectively, reaching the right buyers quickly.Home Search Assistance: If youre moving to a new home, Linda helps you find a property that fits your needs, whether its closer to family, in a community that offers additional support, or simply one thats easier to maintain.Negotiation and Closing: Lindas expert negotiation skills ensure that you get the best deal, and she handles the paperwork and logistics to make the process as seamless as possible.3. Supporting Downsizing and DeclutteringOne of the most emotionally and physically demanding aspects of moving for seniors is downsizing. After years of living in a home, the idea of sorting through belongings and deciding what to keep, sell, or donate can feel overwhelming. Linda Swanson understands the challenges of decluttering and provides valuable support throughout the process.She can connect you with trusted professional organizers, movers, and estate sale experts who specialize in working with seniors. These services help make the downsizing process easier and more manageable, ensuring that the transition is as smooth and stress-free as possible.4. Offering Emotional Support and CompassionFor many seniors, leaving a longtime home and transitioning into a new living situation can be a highly emotional experience. Linda is not just a real estate agent; she is a compassionate partner who understands the emotional toll that this transition can take. She offers empathy, patience, and reassurance, helping seniors and their families navigate the emotional challenges that arise during the moving process.Lindas commitment to supporting her clients goes beyond the logistics of buying and selling property. She provides a calm, steady presence to ensure that her clients feel comfortable, heard, and supported as they make decisions that are in their best interest.5. Connecting Clients to Local ResourcesA successful senior transition isnt just about finding the right home its also about ensuring that the new living situation supports the individuals lifestyle and needs. Linda has a network of trusted resources that she can connect clients to, whether they need assistance with moving, home repairs, or finding local services such as healthcare providers, home maintenance professionals, or financial planners.By leveraging her local connections, Linda ensures that every aspect of the transition is taken care of, leaving seniors with peace of mind as they begin the next chapter of their lives.6. Navigating Senior Living CommunitiesIn some cases, seniors may be moving to an independent living, assisted living, or memory care community. Lindas extensive knowledge of the local senior living options means she can help guide clients in finding the right community that aligns with their needs, preferences, and budget. She understands the nuances of these types of properties, from amenities to accessibility, and helps seniors make informed decisions about their new living arrangements.Her expertise extends beyond traditional real estate, as she is also familiar with the challenges that come with transitioning to these types of facilities. Whether youre looking for a community that provides healthcare support, social activities, or easy access to family, Linda can offer guidance and support to make this transition as seamless as possible.7. Simplifying the Moving ProcessMoving is often seen as a logistical nightmare, but with Lindas guidance, seniors can rest easy knowing that every aspect of the move is taken care of. From recommending trusted moving companies that specialize in senior relocations to offering tips for organizing and packing, Linda ensures that the moving process is as smooth and stress-free as possible.She also assists in coordinating utilities, home services, and address changes, ensuring that seniors have everything set up in their new home before they arrive.8. Conclusion: The Peace of Mind You DeserveMoving doesnt have to be stressful. With Linda Swanson as your Senior Transition Specialist, you can enjoy peace of mind knowing that your transition will be handled with care, expertise, and compassion. Lindas comprehensive real estate services, personalized support, and commitment to making the process as easy as possible ensure that seniors and their families are in good hands every step of the way.If you or a loved one is considering a move, dont navigate the transition alone. Contact Linda Swanson at Coldwell Banker in Punta Gorda to learn how she can help you sell, buy, and transition to a new home with ease. With her guidance, the moving process can be simplified, leaving you free to focus on what matters most: settling into your new home and embracing the next chapter of life.Contact Linda Swanson at Coldwell Banker in Punta Gorda for expert real estate solutions and personalized support for senior transitions.

The process of moving can be a daunting experience for anyone, but for seniors, it can feel especially overwhelming. Whether it's downsizing to a smaller home, moving to a senior living community, or relocating to be closer to family, the emotional and logistical challenges are significant. However, with the right support, these transitions can be smoother, less stressful, and even exciting.Linda Swanson, a trusted real estate agent with Coldwell Banker in Punta Gorda, understands the unique needs of seniors who are navigating life transitions. With years of experience helping seniors sell their homes and move to new living arrangements, Linda brings a compassionate, professional approach that makes all the difference. Heres how Linda Swanson can help you sell and move with ease.1. Understanding Senior-Specific NeedsSenior transitions are not just about the physical move; they are about understanding the emotional and practical aspects of downsizing. Linda takes the time to get to know her clients, ensuring that their individual circumstances are taken into account. Whether it's managing the sale of a long-time family home or finding a new place that meets specific needs, Lindas goal is to make the process as seamless and stress-free as possible.2. Expert Guidance in Selling Your HomeFor many seniors, their home is more than just a buildingits a lifetime of memories. Selling a home can be an emotional process, and Linda understands that. She works with her clients to offer realistic pricing, professional staging advice, and effective marketing strategies to ensure that the home sells quickly and at the best price possible.Linda also understands the challenges that can come with preparing a home for sale. For seniors who may no longer be able to handle repairs, cleaning, or organizing on their own, Linda connects them with trusted service providers to assist with repairs, decluttering, and preparing the home for showings. She ensures that every step of the process is taken care of, so seniors can focus on what matters most.3. Finding the Right Home for Your FutureWhether you are downsizing to a smaller home or transitioning to a senior living community, finding the right place is crucial. Linda is well-versed in the options available to seniors, from independent living communities to assisted living and nursing homes, and she can help you explore properties that meet your needs.Linda also understands the importance of proximity to family, healthcare facilities, and community amenities. She listens closely to what you need and wants, whether its a quiet neighborhood, easy access to medical care, or a welcoming community with activities for seniors. With her help, you can find a home that is not just a new address but a place where you can thrive.4. A Stress-Free Moving ExperienceMoving is more than just packing boxes; its about making sure that your new space feels like home right from the start. Linda can connect her clients with moving companies that specialize in senior relocations, ensuring that the process is as smooth as possible. She can also recommend professional organizers who help seniors sort through belongings and decide what to keep, donate, or sell.For those moving into senior living communities, Linda can even assist in the transition process by providing tips on how to personalize the new living space and make it feel like home. Whether it's selecting furniture that fits the space or recommending nearby services, Linda is there to guide every step.5. Providing a One-Stop-Shop for Senior RelocationLindas expertise doesnt just stop at real estate. She is a valuable resource for seniors throughout the entire relocation process. From recommending local estate sale organizers to offering advice on downsizing, Linda connects her clients with the services and professionals they need to make a successful transition.Through her strong network of contacts, Linda can help with everything from financial planning for the sale of a home to locating healthcare providers or finding local support groups. Her extensive network ensures that seniors can access the help they need, all from one trusted source.6. Compassionate and Patient ServiceWhat sets Linda apart is her compassionate and patient approach to working with seniors. She understands that moving is not just about logistics; its about making a significant change in ones life. Linda takes the time to listen to her clients concerns and works at a pace that is comfortable for them. Her calm demeanor and commitment to providing a stress-free experience make her a valuable partner in the senior transition process.7. Helping Seniors Transition with ConfidenceLinda Swansons ultimate goal is to ensure that seniors feel confident, empowered, and ready for their next chapter. Through her comprehensive, compassionate services, she helps seniors sell their homes, find new living spaces, and move with ease. With her by your side, you can trust that your transition will be handled with the care and expertise it deserves.In ConclusionMoving and selling a home is one of lifes most stressful events, but for seniors, it can feel like a monumental task. Linda Swanson offers a unique combination of real estate expertise, empathy, and support that can make all the difference in ensuring a smooth transition. Whether youre looking to sell your home, downsize, or move to a senior living community, Linda Swanson can help you navigate every step with ease and confidence.If youre ready to make your next move, reach out to Linda Swanson today. You can count on her to provide the professional guidance and personalized service that will help you transition with peace of mind.Contact Linda Swanson at Coldwell Banker Punta Gorda to learn more about how she can help you navigate your senior transition.

Price (56%) is more important than location (50%) to surveyed consumers when choosing a home, according to the latest nationwide survey from Coldwell Banker Real Estate, an AnywhereSM (NYSE: HOUS) brand. It also finds that women value price more than men 60% to 48%, respectively. This bucks the real estate industrys oldest advice, setting new stakes for this years market.The data further reveal that the dream of home ownership is still alive and well: Of consumers who purchased a home last year, 31% did so because they found their dream home. Additionally, of homeowners who plan to sell their homes in the future, 66% say they plan to move to either a different city, state or country.While many consumers made their dream home purchase last year, the data show that some desire to seek new horizons, said Jason Waugh, president of Coldwell Banker Affiliates. For those still looking for their dream home no matter their price range, whether nearby or afar I encourage them to contact a real estate agent for local advice and context. The Coldwell Banker brand equips its global network of affiliated agents with tools and technology, including the Move Meter, where consumers can compare where they live to anywhere else.Additional key points emerge from the data, in terms of market sentiment, social media, ideal home preferences and financial dynamics, revealing the dreams and desires shaping the U.S. real estate landscape.Market SentimentA majority of consumers surveyed (56%) believe that the real estate landscape will either improve or remain the same in 2024 compared to the previous year. Additionally, the data indicates:Consumers who plan to sell their home in the future would be more likely to move to a different city after they sell their home now (39%) than in 2022 (19%).Keeping up with the Joneses 43% of consumers surveyed have been somewhat influenced or highly influenced by social media in their desire to purchase a particular type of home. Compare this to the findings from luxury consumers, with 73% of them saying the same. Other social insights include:Social media significantly influences home preferences for 64% of consumers aged 18-24, compared to a mere 16% of those aged 55 and above.Consumers surveyed who have been influence by social media in their desire to purchase a particular type of home aged 18-24 are most likely to have been influenced by TikTok (68%) in their decision to purchase the preference in the type of home they desire, while consumers aged 55 and above are most likely to have been influenced by Facebook (54%).This suggests a substantial role that platforms like TikTok, Instagram or other social media channels play in shaping homebuyers desires. This signals the need for a strong online presence and strategy. Ideal Home Preferences Across the nation, respondents each have their own version of the ideal home location, design and size, with no one-size-fits-all formula arising from the data.Almost a third of respondents (32%) said their ideal home is located in the South, while a quarter said its in the Northeast (24%).Almost half (49%) of consumers surveyed said their dream home size is mid-sized: 3-4 bedrooms and 2-3 bathrooms.While Ranch comes out on top (13%) for dream home design style with Modern Contemporary (11%) right behind, more respondents said they preferred no style in particular (16%). Financial Dynamics Shift Parental contributions to their childrens home purchases differ among generational and racial groups.Over a quarter (26%) of surveyed consumers have not provided or do not plan to provide financial support for their child(ren)s first home.Younger respondents (aged 25-34) are more likely (49%) to consider providing such support compared to those aged 55 and above (23%).Black Americans (46%) and American Indian or Alaska Natives surveyed (49%) exhibit a higher willingness to financially support their childrens home purchases.58% of consumers agree with the statement I consider my home as an asset that I would pass along to my child(ren). Navigating the Future As the industry adapts to diverse dynamics, real estate professionals become even more vital guides. The Coldwell Banker brand stands as a steadfast partner in this journey, ready to navigate the currents of the real estate market. In a landscape shaped by optimism, generational differences and evolving preferences, real estate agents emerge as the backbone, providing expertise and guidance. The future of American real estate is dynamic to say the least, and Coldwell Banker Real Estate remains a constant, ensuring that dreamers find their dream home in an ever-evolving market.MethodologyColdwell Banker collaborated with Censuswide to provide insights into real estate trends, market sentiment, property investment and luxury spending preferences. Research was conducted between November 27, 2023 and December 11, 2023, among 4,213 U.S. consumers aged 18 and older. 25% of respondents (1,053 in total) were luxury respondents classified as those aged 18+ with a household income of $1M+, or who have bought a home in the U.S. worth $1M+ or are planning to purchase a home in the near future worth $1M+. Censuswide abides by and employs members of the Market Research Society which is based on ESOMAR guidelines and principles.

Listing your home in the late summer might sound daunting. But selling a home in August can be a good strategy, as the market is typically active with buyers motivated to move for the new school year or to settle in before the holidays. Make your property stand out with these easy-to-implement strategies.Leverage the Longer Summer DaysLonger days mean you have more daylight hours to show your home. Daytime showings allow sunlight to flood your rooms to better highlight architectural details, finishes and flooring. In general, natural light makes spaces appear larger, warmer and more inviting.Keep Up the Curb AppealFirst impressions are crucial. Youll need to be at the top of your outdoor maintenance game. That means grass is always cut, weeds are pulled and shrubs are trimmed. Other essential tasks include power washing the exterior, cleaning windows and touching up paint where needed. Work with your real estate agent to understand the best way to bump up your curb appeal within your budget.Show Off Your Outdoor SpacesMaybe you have a spacious deck or a thriving garden. Its worth spending a little time staging these areas to highlight them as extensions of your living space. Be sure these spaces are clean, inviting and free of weeds or debris. Consider adding some outdoor lighting to create ambiance and emphasize features like walkways, trees or sitting areas.Add Seasonal TouchesTurn up the summertime charm with a few easy touches both outdoors and indoors. Add late-summer blooming plants like asters and mums near your front door. Place fresh, seasonal flowers around your home to add color and fragrance. Incorporate pillows and throws in late summer colors like deep yellows and oranges. Another appreciated touch: Add a tray of lemonade and glasses to your counter or island for open houses or showings. Lastly, August can get hot and muggy! Keep your air conditioning running at a comfortable temperature so your guests have a distraction-free touring experience.With a few extra steps, you can capture the magic of summer season and help potential buyers picture themselves relaxing on your deck with a cool drink. Remember these buyers are highly motivated, so make your property the one that shines!

Savor the waning days of summer by hosting one last hurrah during Labor Day weekend. Turn your backyard into a welcoming space to celebrate Americas work hard, play hard spirit and pay homage to the many achievements of workers nationwide. Heres how to throw the ultimate Labor Day get together for your family and friends.Choose a Hardworking ThemeLabor Day, first celebrated in 1882 and declared a holiday in 1894, has a rich American history  making a red, white and blue color scheme a great traditional choice for your party theme. Another fun approach is to lean into the rule that you shouldnt wear white after Labor Day. Invite guests to wear white one last time and deck out your backyard with white table decor, streamers and balloons.Be a Grill Master Backyard relaxation is synonymous with grilling. The possibilities are endless for creating a menu thatll please diverse tastes. Start with a selection of marinated meats or the classic choice of burgers and hotdogs, served alongside grilled veggie skewers for vegetarian guests. Incorporate seasonal side dishes like grilled corn on the cob, potato salad and coleslaw. Need more inspiration? Check out some of these yummy BBQ-themed grilling options for a flavorful celebration.Add a Memorable Twist with a Signature DrinkAlong with traditional beverages (sparkling waters, sodas, wine, beer, etc.), top off your BBQ menu with a signature cocktail you can make in advance in a large batch. Some refreshing ideas include classic margaritas and watermelon mojitos, along with mocktail options like a non-alcohol frozen margarita.  And dont forget about the kiddos! Theyll get a kick out of having their own special drink like a homemade fruit punch.Pump Up the EntertainmentFor a memorable Labor Day party, consider organizing a lively trivia game centered around Labor Day facts or summer traditions, and include some small prize giveaways.  Keep the kids entertained with a craft station where they can create patriotic-themed decorations. As the sun sets, you can extend the fun with an outdoor movie screening. Cozy things up with some blankets and pillows and popcorn, of course.Take full advantage of the last long weekend of the summer with a Labor Day bash that creates a lasting memory and gives everyone some well-deserved R&R.

For many seniors, the decision to sell their home and transition to a new living space can be both exciting and overwhelming. Whether youre downsizing to a smaller home, moving to a senior living community, or relocating to be closer to family, the process involves more than just finding a new address. Its about making the right choices for your lifestyle, health, and future. Thats where Linda Swanson, an experienced real estate agent with Coldwell Banker in Punta Gorda, comes in.With years of expertise in working with seniors, Linda understands the unique challenges that come with the transition to a new home. From pricing and selling your current property to finding a new space that fits your needs, Linda provides comprehensive, personalized support every step of the way.1. Specialized Knowledge for Senior TransitionsTransitioning into a new living situation is different for seniors than it is for younger buyers or sellers. There are many factors to consider, such as accessibility, proximity to healthcare services, and long-term care needs. Linda takes the time to understand the unique requirements of her clients, helping them make informed decisions that align with their lifestyle and goals.Whether youre moving into an independent living community, an assisted living facility, or simply looking for a smaller, more manageable home, Linda provides tailored advice to help you find the best fit. She knows the local markets and has the insight to guide you to the right property, all while taking into account your specific needs for mobility, comfort, and convenience.2. Simplified Selling ProcessSelling a home is often a complex process that involves more than just listing a property. For seniors, there are additional considerations such as sentimental attachments, long-time ownership, and the potential need for renovations. Linda helps navigate these challenges with compassion and efficiency.From determining the right asking price to staging the home and negotiating offers, Linda brings a wealth of knowledge to the table. She ensures that seniors get the best value for their property and guides them through each step to ensure the process is as stress-free as possible.Linda is also committed to working with trusted contractors and service providers who can assist with cleaning, repairs, or estate sales, making the transition easier for seniors who may need extra help in getting their home ready for sale.3. Connecting Seniors to the Right Housing OptionsOne of the biggest challenges for seniors is finding the right living situation that fits their needs now and in the future. Linda has experience working with various types of housing options that cater to seniors, from smaller homes to senior living communities. She helps clients evaluate their options based on important factors such as location, accessibility, and budget.Linda provides her clients with information on local senior living communities, including independent living, assisted living, and memory care facilities, helping seniors make an informed decision. She works closely with families and seniors to ensure that the new home is not just a place to live, but a place that supports their well-being and enhances their quality of life.4. Downsizing and Decluttering AssistanceFor seniors looking to downsize, one of the most challenging aspects of the move is deciding what to keep, what to donate, and what to sell. Linda understands the emotional challenges of downsizing and offers advice on how to manage this process effectively.She can connect her clients with professional organizers who specialize in assisting seniors with decluttering and organizing their belongings. This can include everything from sorting through furniture to handling estate sales. Lindas network of trusted partners ensures that clients have all the support they need during this emotional process.5. Emotional Support and PatienceThe process of selling a home and moving can bring up many emotions, especially for seniors who have spent many years in the same house. Linda provides the compassionate, patient support that is needed during this time of transition. She listens to her clients, offering guidance and reassurance as they navigate this significant change in their lives.Linda is dedicated to ensuring that seniors feel empowered and comfortable throughout the entire process. She works at her clients' pace, helping them make decisions that are best for their personal needs and lifestyle.6. Making the Move Stress-FreeMoving is not just about packing and relocating. It involves making sure that the new space is comfortable, accessible, and ready for the next chapter. Lindas service doesnt stop at finding a new home; she helps clients with the logistics of the move itself.Linda can connect clients with moving companies that specialize in senior relocations, ensuring that the process goes smoothly. She can also provide helpful tips for arranging and organizing the new home to make it as convenient and welcoming as possible. Her goal is to ensure that seniors settle into their new space without unnecessary stress.7. Ongoing Support and ResourcesLindas commitment to her clients extends beyond the sale and purchase of properties. She remains a valuable resource for seniors even after the move is complete. Whether its helping with financial planning for the transition, providing local service recommendations, or offering guidance on maintaining the new home, Linda is always available to assist her clients long after the paperwork is signed.Her strong network of professionals ensures that seniors can access trusted resources for any of their ongoing needs, from healthcare providers to home maintenance services.8. Conclusion: Empowering Seniors for a Smooth TransitionTransitioning to a new home can be a complex and emotional experience for seniors, but with the right guidance, it can also be an exciting new chapter in life. Linda Swanson offers the expertise, compassion, and personalized service that seniors need to navigate the real estate process with confidence and ease. Whether youre selling your current home, finding a new place, or downsizing, Linda is there to support you every step of the way.If youre a senior considering a move or transition, contact Linda Swanson at Coldwell Banker today. With her expert guidance and dedicated support, you can navigate the real estate process with peace of mind and begin your next chapter with confidence.Contact Linda Swanson at Coldwell Banker in Punta Gorda to learn more about how she can help you with your real estate needs during your senior transition.

If youre looking for a good way to add personality to your patio, balcony or garden, a water feature may be the solution for you. With a little creativity and the right design, you can transform your outdoor space into a peaceful retreat without draining your wallet.DIY Container FountainsThese are incredibly easy to assemble, are customizable and can deliver a big impact. All you need is a large ceramic pot, a small pump and decorative stones or foliage. You could opt for a solar-powered pump for even more savings and make it a one-of-a-kind showstopper with colored pebbles, LED lights or a cascading tier.Birdbaths With a TwistClassic birdbaths are always nice, but you can upgrade the look by incorporating a mini bubbler or a floating solar fountain. Not only will feathered visitors love to take a dip, but the gentle movement of the water helps prevent mosquitoes from settling in. Plant a ring of bright flowers or lay assorted rocks around the base for a natural, inviting vibe.Repurposed FeaturesThink outside the box or inside the barrel with an old watering can, whiskey cask or vintage teapot as your inspiration. With a bit of ingenuity and a low-cost pump, discarded items become artistic centerpieces. These quirky creations also serve as great conversation starters and give your garden an eclectic aura.Miniature Pond KitsPre-formed pond or flexible liners are available at popular home improvement stores and are relatively inexpensive. With some stones and aquatic greenery, youll have a delightful pond that fits most any backyard. Bonus: Floating solar lights or lily pads will take your pond from simple to stunning. You could include small fish to bring even more life to your little water world.Wall-Mounted WaterfallsNo yard? No problem! Wall-mounted fountains can hang on fences, exterior walls or balcony railings. The soothing trickle creates a relaxing soundscape, perfect for masking street noise or adding a touch of Zen. Theyre sleek, space-saving and come in a variety of materials and designs many under $100. Look for kits with self-contained systems to keep installation easy.Tabletop TranquilityIdeal for apartment balconies or porches, tabletop features are compact and portable. You can find a wide range of styles from rustic stone to modern minimalist at home dcor stores or online. Some also double as planters or candle holders for extra ambiance. Try placing one near a reading nook or outdoor dining area to enhance the mood with a serene, spa-like feel.An eye-catching aquatic element doesnt have to be elaborate or expensive to make a big splash. Whether you go the DIY route or pick up a pre-made piece, you can take your outdoor design to the next level while evoking a sense of calm and charm thats always in style.

Going green is easier than you think! Small changes around your home can make a big impact on the environment, your health and your bank account. Try implementing these affordable ways to improve the overall quality of your home life.Insulate and Seal DraftsAdding insulation to your attic or walls can reduce energy loss and also keep your home warmer in the winter and cooler in the summer. Sealing gaps around windows and doors prevents drafts and saves energy.Install a Programmable ThermostatConsider installing an upgraded thermostat, which automatically adjusts the temperature based on your schedule. The result is that you conserve energy when youre not home and optimize comfort when you are.Unplug Electronic DevicesWhile youre sleeping, did you know your devices might be driving up your electricity bill?  Even when powered down, plugged-in items like computers, countertop appliances, video game consoles and other electronic gadgets could be gobbling up energy.Consider Energy-Efficient AppliancesIf your budget permits, consider upgrading your dishwasher, refrigerator, washing machine or other appliances to more energy-efficient models. While theres an up-front cost, you can save money over the long term. According to the U.S. Environmental Protection Agencys Energy Star program, household appliances account for nearly 11% of energy use in an average house.Switch to LED LightingReplacing incandescent bulbs with LED lights will reduce energy consumption and lower your electricity bill. Savings are significant. For example, Energy Star-certified LED lighting uses 90% less energy than incandescent lighting and lasts 35 to 50 times longer.Close Curtains and BlindsHeres a simple tip that wont cost you a dime! On hot, sunny days, keep your blinds or curtains closed to keep the heat out and reduce AC use. In colder weather, close window coverings to minimize heat loss.Establish Eco-Friendly Cleaning RoutinesChoosing biodegradable or non-toxic cleaning products will reduce the number of harmful chemicals in your home. You can even make your own cleaners using pantry staples like baking soda, lemon juice and vinegar. Establish other good habits, like only running the dishwasher or washing machine when its a full load to cut down on energy use.Green living is achievable with some simple steps. Not only will you reduce your environmental footprint, but your home will be more comfortable and youll reap tangible cost savings over time.

Sellers, take note and embrace the holiday joy! If youre planning to list your home this season, early fall is the perfect time to prepare your home for the market. Youll face less competition and buyers will be highly motivated to settle into new digs in time to ring in the new year.1. Less CompetitionDuring spring and summer, there are historically more homes on the market. During the holidays, there are typically fewer listings, making it easier for your home to really stand out and shine to potential buyers.2. More Serious BuyersAmid the hubbub, people are extra busy gift shopping and attending celebrations. Consequently, youre not likely to get many just-looking buyers. Anyone home shopping during the holidays will be more focused and more likely to make a strong initial offer.3. End-of-Year Financial AdvantagesFinalizing a home sale before the end of the year can provide potential financial benefits, such as deductions on property taxes, mortgage interest and other home-related costs. 4. Job Relocation SeasonSince January is a common window for job relocations, buyers may need to settle into a city and home by the end of the holiday season. Your home may be the answer to their relocation prayers!5. Faster ClosingsSince everyone is busy decking the halls, buyers and sellers will both be interested in moving things along expeditiously. And because all the professionals involved for a sale will have fewer closings on their plate, your transaction will get even more attention.6. Cozy VibesWhile winter weather can be daunting, nothing beats coming in from the cold to a warm, cozy home adorned for the season. Just turn up the heat, have a yummy treat in the oven and be sure to keep your sidewalks clear of snow and ice. Along with your festive outdoor lights, youll appeal to buyers sentimentality with all the decorative touches.Listing your home during the most festive time of the year can lead to more serious and qualified buyers and a fresh start for the new year. Contact your local Coldwell Banker agent to get a jump start on listing your home in time for the holidays.

Having donated nearly two million dollars since the start of the partnership, the Coldwell Banker brand continues its commitment to fostering hopeColdwell Banker Real Estate LLC, a subsidiary of Anywhere Real Estate Inc. (NYSE: HOUS), extends its impactful partnership with St. Jude Childrens Research Hospital into 2025. The CB Supports St. Jude partnership has raised $1.97 million since its establishment in 2020.The inspiring story of David DiGregorio, an affiliated agent with Coldwell Banker Realty in Waltham, Massachusetts, truly reflects the spirit of the Coldwell Banker network. Recognized this year as the Stars of Hope top donor, a title he earned last year and in 2021, DiGregorios efforts serve as a powerful example of dedication, commitment and philanthropy. His generous contributions have not only significantly enhanced the overall impact made by the Coldwell Banker brand, but also have been instrumental in helping St. Jude give vital support to many families in need. The Stars of Hope recognition is honored annually to the top 15 percent of all participating agents who made donations in the CB Supports St. Jude program.The renewal of this program allows Coldwell Banker brand affiliated agents to keep donating a portion of every home sale or purchase to this worthy cause. This dedication guarantees that no family will face the financial burdens of treatment, travel, housing or food expenses while they work to bring their children home.QUOTES:We are deeply committed to the power of community and the profound importance of giving back. Our partnership with St. Jude Childrens Research Hospital exemplifies our unwavering dedication to making a tangible difference in the lives of families confronting unimaginable challenges. As we look ahead to 2025, we take immense pride in the collective impact we continue to achieve, knowing that every contribution brings hope and healing to children in need.Jason Waugh, President of Coldwell Banker Affiliates I am incredibly grateful to be part of a network that is truly committed to making a difference. Contributing to this cause has been one of the most rewarding experiences of my career and seeing the tangible impact of our donations on the lives of these children reinforces the importance of our partnership with St. Jude.David DiGregorio, agent with Coldwell Banker Realty Waltham, Mass About Coldwell Banker Real Estate LLCPowered by its network of over 98,000 affiliated sales professionals in approximately 2,700 offices across 40 countries and territories, the Coldwell Banker system is a leading provider of full-service residential and commercial real estate brokerage services. The Coldwell Banker brand prides itself on its history of expertise, honesty and an empowering culture of excellence since its beginnings in 1906. The Coldwell Banker brand is committed to providing its network of affiliated sales agents with the tools and insights needed to excel in todays marketplace and is known for its bold leadership and dedication to driving the industry forward. The brand was named among the 2024 Womens Choice Award 9 out of 10 Customer Recommended Real Estate Agency. Blue is bold and the integrity and values of the Coldwell Banker brand give the Gen Blue network an unbeatable edge. Coldwell Banker Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. 

Report features fresh insights from U.S. luxury consumers and identifies the top trends dominating the global luxury real estate landscapeColdwell Banker Real Estate LLC, an AnywhereSM (NYSE: HOUS) brand, and the Coldwell Banker Global Luxury program, today released The Trend Report, showcasing increased consumer optimism in luxury real estate as the fourth quarter of 2023 welcomed fresh energy from luxury homebuyers.Over one-third of surveyed luxury consumers feel that 2024 will be a better time to buy or sell a home compared to 2023 indicating enthusiasm for luxury real estate as they pursue their dream home, according to the Coldwell Banker Global Luxury Consumer Survey.Furthermore, the luxury market saw sales during the last quarter of 2023 increase nearly 4.2% for single-family homes and 14.2% for attached properties compared to the previous year, while new listings also increased by 14.2% for single-family homes and 7.2% for attached properties during the same period.[1] On average, luxury consumers surveyed plan on selling their home within the next 10 months.Alongside the luxury consumer survey, The Trend Report explores top trends leading todays luxury homebuying landscape, backed by additional insight and data from Coldwell Banker Global Luxury Property Specialists, the Institute for Luxury Home Marketing and Wealth-X.The top six themes shaping the 2024 luxury real estate market identified by The Trend Report are:Shifting out of Neutral: Influences on the Luxury MarketHave-It-All PropertiesThe Influence of AIThe High Earners, Not Rich Yet (HENRY) FactorForeign BuyersSmart HomesIn addition to the trends and consistent theme that wealthy Americans have a more positive outlook on the real estate market heading into 2024, key findings from the Coldwell Banker Global Luxury Consumer survey include:Continued desire for affluent consumers to purchase a home abroadSocial medias tremendous role in homebuying decisionsLocation being the most important factor to consider when searching for a homeInternational InvestmentsAmerica continues to be a real estate safe haven for many of the worlds wealthiest and influential consumers. According to The Trend Report, international buyers purchasing real estate in the top 5% of the market in 2023 saw 25% growth, indicating that international high-net-worth consumers continue to see to value of investing in the U.S. luxury real estate market. The top international buyers include China, Canada and the United Kingdom, and the most favored cities to purchase within the U.S. are New York, Los Angeles, Miami, San Francisco and Washington, D.C.While international buyers look to America for their next property, wealthy Americans are also exploring opportunities abroad, with nearly 40% of survey respondents planning to buy a home in a foreign location within the next year and two-thirds of affluent consumers saying they plan to purchase a home abroad within the next five years. Europe is the top destination among luxury consumers (29%), followed by North America outside the U.S. (28%) and the Caribbean (23%).Social Media Influences Luxury BuyersSocial media is overwhelmingly influencing luxury consumers to purchase their dream home. A whopping 73% of affluent consumers say they have been influenced by social media to purchase a particular home they desire. Instagram (45%), YouTube (45%) and TikTok (44%) are the top social media platforms that have influenced luxury consumers to purchase their dream home.For the younger generations of luxury homebuyers like millennials and Gen Z, TikTok has especially become an enormously popular platform to connect with real estate agents to become more knowledgeable of the housing market through comprehensive yet digestible, bite-sized videos and virtual walkthroughs of homes. 64% of consumers aged 18-24 have been influenced by social media in their desire to purchase a particular type of home. In addition, 68% of consumers in this age bracket are most likely to have been influenced by TikTok in their decision to purchase their desired home.Discerning Tastes in Luxury LivingWhile high interest rates and low inventory may cause some consumers to settle or pause their home search altogether, luxury consumers have only become more selective when purchasing their newest property. Todays affluent buyers are more discerning than ever, prioritizing location, privacy, wellness amenities, lifestyle experiences and the latest technology.Notably, the top three amenities desired by luxury consumers according to the survey findings are privacy, breathtaking views and garage space. Location is top-of-mind for luxury consumers when choosing a home (45%), followed by price (39%). Wealthy Americans prefer mid-sized to large modern contemporary styled homes, ideally located on the West Coast.High-tech security systems, smart lighting and energy-saving solutions stand out as the top three preferred technologies among luxury consumers. Notably, the preferences in smart home technologies vary across age groups. Older generations (45+) lean towards prioritizing convenience, while the younger demographics (1834) express a preference for privacy and security. Individuals aged 3544 prioritize health tech systems, such as air quality control and water analysis sensors.To explore the Trend Report and full survey results, visit https://www.coldwellbankerluxury.com/.QUOTES:After a year of high interest rates, housing shortages and conflicted consumer sentiment, its encouraging to see such a positive outlook on the luxury real estate market for 2024. If lower mortgage rate trends combined with the new inventory momentum continues, luxury homebuyers could be inspired to move forward with their next home purchase. As they prioritize new amenities, features and even explore overseas options for their next property, Im excited to see our Coldwell Banker Global Luxury Property Specialists guide both buyers and sellers to achieve their dream homes.Michael Altneu, vice president, Coldwell Banker Global LuxuryIn contrast to the pandemic homebuying boom, were seeing luxury homebuyers more than willing to wait to find the perfect house in 2024 that meets every single one of their needs whether its privacy, wellness amenities, lifestyle experiences, latest technology or a combination of all those factors. Specifically, turn-key, move-in ready homes with easy access to the best luxury amenities provide buyers with instant gratification in attaining their desired lifestyle. Whether its purchasing the home that has it all or upgrading their current home with trending features, Im looking forward to seeing both buyers and sellers enjoying the decisions they make for their home this year.Jade Mills, president, Jade Mills Estates and International Ambassador of Coldwell Banker Global Luxury programMethodologyThe Coldwell Banker Global Luxury program collaborated with Censuswide, the Institute for Luxury Home Marketing and Wealth-X to provide insights into real estate trends, market sentiment, property investment and luxury spending preferences. Censuswide surveyed 4,213 U.S. consumers, 25% of which were luxury (1,053 respondents in total). Research was conducted between Nov. 27, 2023 and December 11, 2023. Luxury respondents were classified as those aged 18+ with a household income of $1M+, or who have bought a home in the U.S. worth $1M+ or are planning to purchase a home in the near future worth $1M+. Censuswide abides by and employs members of the Market Research Society which is based on ESOMAR guidelines and principles. For more information on how data was collected and defined, please refer to the full methodology on page 4 of The Trend Report.[1] This data is sourced from an analysis of 130 U.S. markets by the Institute for Luxury Home Marketing. For more information, please reference the methodology section on page 4 in The Trend Report.

As the weather cools, youre officially entering some of the coziest days of cooking and baking! Whether youre hosting a gathering for friends or want to treat your family to a special fall-themed breakfast, check out this collection of delicious autumn recipes.Appetizers Infused With Fall FlavorsThese Cranberry Brie Bites combine crescent dough, brie, cranberry sauce and fresh rosemary. Theyre perfect for large get togethers and take less than 30 minutes to make. For a twist on classic hummus, try this savory Roasted Garlic and Rosemary Pumpkin Hummus. Its ready in just five minutes and pairs nicely with pita chips or veggies.Breakfasts Featuring Seasonal FavoritesSurprise your family with a warm, inviting fall breakfast. This Apple Dutch Baby Pancake, baked in one pan, comes out delightfully puffy and is best served right out of the oven. For a more savory breakfast option, this Healthy Sweet Potato and Bacon Breakfast Casserole is loaded with veggies and protein.Dinners Offering the Ultimate in ComfortIts time to break out the slow cooker! Let it work its magic with this Set-It-And-Forget-It Pot Roast. Serve with egg noodles or potatoes for a hearty, melt-in-your-mouth dinner. Put a new spin on a classic by skipping the red sauce with this Butternut Squash Lasagna. Its easy to assemble and is ideal for Sunday dinner or big crowd.Desserts Capturing the Essence of AutumnThis classic Best Pumpkin Pie recipe is a must-have for any fall dessert lineup. This version features a rich and creamy filling made with pumpkin puree, sweetened condensed milk and fall spices all encased in a flaky pie crust. For a decadent treat, this Caramel Apple Poke Cake is made with chopped apples, heavy cream and dulce de leche, and is topped with a fluffy frosting.Along with the changing leaves, crisp air and shorter days, enjoy the comforting ritual of fall cooking and baking. Share the many flavors of autumn with one of these yummy recipes!

As the saying goes, the kitchen is the heart of the home where meals are made and memories are shared. Its also a space where even small improvements can make a big impact. Whether youre planning a complete overhaul or a few strategic updates, todays trends offer many exciting possibilities.Curved and Organic ShapesInspired by Italian design, this style moves away from rigid, angular lines to create a more fluid and harmonious vibe. Curved countertops and rounded cabinetry bring a welcoming, sculptural quality to the room. If youd like an easier fix, you could incorporate subtle trim detail, spherically shaped light fixtures or a dining table that has soft edges and upholstered seats.Sustainable and Natural MaterialsEco-conscious choices remain at the forefront of modern dcor and can be integrated into most any home. Terracotta, recycled glass and sustainably sourced wood are not only environmentally friendly, but they also enhance the ambience with rich textures and earthy shades, whether in flooring, cabinetry or countertops.Bold Color SchemesNeutral tones are now taking a backseat to bold hues. Deep greens, navy blues and even dark gray and black add drama and originality, especially when complemented by contrasting backsplashes and vibrant accent pieces. Smaller changes such as colorful dishware or patterned window treatments can significantly spice up your kitchens look and feel.Multifunctional IslandsKitchen islands are evolving into multifunctional hubs. Incorporating built-in sinks, wine coolers, extra seating and more, these pieces serve as prep areas, dining spots and storage solutions, maximizing both space and utility. Non-traditionally shaped islands are coming on the scene as well, garnering visual interest with oblong or rounded surfaces a possible solution for awkward floor plans.Paneled CabinetryIf youre wishing to inject some depth and character, paneled cabinetry could be the answer. This design introduces texture in a subtle way, offering a sophisticated alternative to flat-front or Shaker styles. Clear or frosted glass panels can make smaller kitchens feel less crowded and would be ideal for showcasing decorative items and dishware.Statement BacksplashesBacksplashes are increasingly becoming focal points, with homeowners opting for cutting-edge patterns and vivid colors to infuse personality and visual interest into their kitchens. If you want to heighten the impact, consider running the tile all the way up to the ceiling. Just be sure that your backsplash complements rather than competes with your cabinetry.Smart FeaturesThe future is here with the integration of smart technology like voice-activated faucets, app-controlled appliances and intelligent lighting systems. These features streamline tasks and boost energy efficiency, making daily routines easier and more convenient.Vintage and Retro TouchesNostalgic elements are yet another way to fashion a unique space that is both welcoming and memorable. Retro color palettes, vintage-inspired appliances and classic fixtures add charm and character to most any design. You could also have fun with some eye-catching wallpaper a perfect way to brighten up any dark corners.If youre thinking about giving your kitchen a refresh, todays trends offer innovation and sustainability with plenty of opportunity for personal expression. They may not improve your cooking, but they can inspire you to create a gathering place that is both functional and stylish.

Your garage door isnt just a practical entryway its a defining element of your homes exterior and can dramatically boost curb appeal, enhance value and improve energy efficiency and security. Whether youre building from the ground up or simply ready for a refresh, understanding the different types and styles will help you make the best choice for your property and budget.Sectional: Versatile and ClassicSectionals are the all-American favorite and for good reason. Made of panels connected by hinges, they glide smoothly along a track and tuck neatly overhead. Theyre available in a wide array of materials and looks, making them super customizable and compatible with almost any architectural style. If youre seeking sophistication, dependability and plenty of options to personalize, a sectional door would be an excellent choice.Carriage House: Old-World Charm Meets Modern FunctionThink barn doors, but smarter. These beauties give off warm, vintage vibes with details like decorative hardware, crossbuck features and quaint windows but they open with modern overhead convenience. Ideal for rural, cottage and rustic homes, carriage house models are not only charming they add instant character to properties where aesthetics matter.Slide-to-the-Side: Unique and Space-SavvyIf your garage has limited headroom or an unusual layout, slide-to-the-side varieties offer a creative solution. These open and close horizontally along the interior wall, making them functional in tight or tricky spaces. Theyre less common, which adds a touch of uniqueness, and are available in traditional as well as modern alternatives. Whichever you choose, your slide-to-the-side entryway will add visual interest and value to your home.Side-Hinged: Elegant and TraditionalSide-hinged types swing outward like French doors perfect for historic residences or anyone craving that custom, handcrafted vibe. Typically made of wood (though steel versions exist), theyre a chic nod to the past that can also feel luxurious and upscale. If you appreciate classic architecture and vintage elegance, a side-hinged model may be exactly what youre looking for.Tilt-Up: Retro Simplicity or Clean and ContemporaryWhether you choose canopy or fully retractable, this no-frills design works equally well with older, contemporary and budget-friendly homes. Made of one solid panel that can be opened manually or with a remote device, tilt-up doors deliver simplicity, affordability and originality. Although somewhat limited in style, newer materials can give them a fresh, updated feel that doesnt sacrifice utility.Roll-Up: Rugged and IndustrialBuilt for durability, roll-ups are made of horizontal slats that coil above the entrance. Youll often see them in commercial spaces, but they work just as well in residential settings that lean minimal or industrial. Theyre also great for tight spaces, detached structures or anywhere security is a top priority.Whether youre aiming for sleek sophistication or rustic charm, the right design will elevate curb appeal, improve daily convenience and increase the marketability of your property. Choose wisely, and your home will be the talk of the neighborhood!

Buying a home is exciting, emotional and yes a little intimidating, especially when you start thinking about finances. If youre concerned about how much house you can actually afford, youre not alone. The good news is that by taking the right steps now, you can start your search with confidence and clarity and an eye on the future.Step 1: Know Your BudgetAs you get ready to start swiping through listings, you should first figure out what fits comfortably in your monthly spending plan. A common rule of thumb? Keep your total housing costs mortgage, property taxes, insurance and HOA fees under 28% of your gross monthly income. For example, if you make $7,000 a month before taxes, youll want to keep your monthly housing expenses to $1,960 or less.Step 2: Check Your Debt-to-Income Ratio (DTI)Your DTI is very important to lenders, telling them how much debt youre currently juggling and how the purchase of a home will increase your expenses. A lower DTI not only makes you a more attractive buyer it can also unlock better loan terms and lower interest rates. Ideally, your total monthly obligations (car payments, student loans, credit cards, etc.) should stay below 36% of your income.Step 3: Plan Your Down PaymentThe more you put down, the less you have to borrow, which means lower monthly payments and possibly not having to get private mortgage insurance (PMI). A 20% down payment is great if you can manage it, but many buyers go with 3-10%, especially with FHA or first-time buyer programs. And dont forget closing costs usually around 2-5% of the purchase price.Step 4: Explore Your Loan OptionsAll mortgages are not created equal. From 30-year fixed to adjustable-rate loans, the type you choose plays a big role in how much property you can take on (and how much youll pay over time). Before you talk with your lender, do some research, come prepared and ask plenty of questions. Youll want to learn if youre eligible for any governmental programs, if your monthly requirement could change and/or what will happen if you ever have unexpected financial difficulties.Step 5: Think Beyond the NumbersThe bank might say you can afford that dream home but whether or not you should actually purchase it is another question. Be honest about what matters most to you in terms of lifestyle. Do you want to travel, save more or splurge on concert tickets? Then you should leave room in your budget for these activities. Also remember that once you move in, youll most likely want to buy furniture and other household items as well as upgrade with new paint or cabinetry. The cost of personalizing your new residence can quickly add up.Step 6: Use a Mortgage CalculatorBefore you start seriously house shopping, try experimenting with an online mortgage calculator. It will show you how changes in interest rates, home prices and loan terms impact your monthly payment. Zillow and realtor.com offer easy-to-use tools that take a lot of the guesswork out of the budgeting process, allowing you to see results in a matter of seconds.Step 7: Talk to the ProsEvery day, real estate professionals and mortgage lenders navigate their clients through their buying journey so lean on their expertise. A good agent will tailor the search to your recommended price range and refer you to a lender who will explain your options and help you make the best decisions for your unique circumstances. You should also chat with friends and family who have recently bought a home and can give you some valuable firsthand advice.Determining how much home you can afford isnt just about cold hard numbers. Its about finding a place where you can live well and sleep easy. With a clear plan, a trusted team and a little prep, youll be well on your way to finding a property you love without breaking the bank.