Senior Housing Solutions

For more information on Senior Housing Solutions, Click Here.Its better to be 5 years too early rather than 5 minutes too lateEach month, we will be providing true life scenarios of people who either planned ahead or waited too long. Maybe you know these folksScenario #1Mr. & Mrs. Smith are 76/78.Both enjoy an active lifestyle. They enjoy travelling and spending time with their family and friends. Mrs. enjoys cooking but has recently lost interest. They live in a nice home in a gated country club community. They have had some minor health issues in the past, but nothing too serious. Mr. Smith has noticed some memory decline and has been slowing down physically. Mrs. Smith is worried about the future and is concerned that she can not take of their home on her own. The idea of moving is overwhelming to them. The Smiths have children scattered around the country. One son in Massachusetts, another in Colorado and a daughter in New Jersey. Moving closer to them is not an option. They have a small dog named Cookie.Solution:The Smiths contacted Bruce at Senior Housing Solutions. Bruce met with them and discussed their options including staying at home or moving somewhere. They decided it was time to start the process of looking. The Smiths visited a number of places Bruce recommended and consulted with him during the process. Bruce held family conference calls to keep everyone in the loop, joined them on their tours and helped prep them for medical review process. Bruce recommended a downsize expert who was able to help the Smiths slim down their possessions including getting rid of a storage unit and figure out what to bring to their new home. They were very grateful they contacted Bruce.Result:The Smiths moved to a CCRC last month. The Smiths including Cookie are very happy. They have already made some friends and reunited with friends from their former country club. Mrs. Smith started attended Tai Chi classes and Mr. Smith is working out at the community fitness center. Mr. Smiths memory has worsened. They are relieved he was able to get accepted at this CCRC before things got worse. They remembered Bruce telling them its better to be 5 years too early rather than 5 minutes too late and how appropriate this was for them.

Planning ahead in2023Its better to be5 years too early than 5 minutes too late! As we start 2023, it is time to reflect on the past, enjoy the present and plan for the future. What we have learned from the past will help us plan for our future. As an expert in senior housing, I have had the opportunity to help so many people with the decision to consider moving to a senior living community. I cannot tell you the number of times I have heard the phrase Im not ready yet, and then later after someone moves to a senior community,I hear We wished we would have done it sooner it was the best decision weve ever made.  Planning for senior living is not easy.  Thinking your physical and mental health will not be the same as you get older is a hard concept for some of us to comprehend.Why should you disrupt your status quo and plan for something that may never happen? Do you roll the dice and live in a state of denial and not have a plan at all? Doing nothing is actually doing something; however, the end result may not be what you expected. Most people achieved success in their lives by developing and executing a plan of action. Researching senior housing is the same. Being realistic about your changing health and the impact it will have on your spouse and your family is an important consideration. Do you want to move in with your kids? Do you want your kids to decide where you live, or would you rather be proactive and decide where you want to live beforesomething happens?  As I said earlier, the majority of my clients tell me they wished they would have done it sooner.  This nugget of wisdom is huge in this process.   Life at a senior living community has many advantages.The main being peace of mind for the future. It is important to know you have aplan in place if and when something does happen.  Having access to dining services, social programs, life-long friendships, transportation, and 24/7 medical services in amaintenance-free environment will enhance your life, not limit it.So, how do you begin the process?  First, you should have the talk with your spouse and your family.  It is important everyone is on the same page as you. Think about the geographic area in where you want to live?  Do you want to live up north near your children or would you rather live here in sunny Florida?  Since this is a very complicated decision, it would be highly advisable to speak with someone like me who has industry knowledge and someone who can help educate you about the various options that exist in this market. It is advisable to avoid internet searching since there are unethical companies out there who will gather your personal information and sell it to third parties. Trying to do this on your own could have major implications you would want to avoid. The last thing you would want to do is move somewhere to find out later this community is in financial or operational turmoil.  As the Matchmaker of Senior Housing we can help you find a community with like-minded people and a place where you can be happy and safe. Taking your time and doing your due diligence is very important. Not all communities are the same. It might take multiple visits before you will be able to feel comfortable with your choice. Most good communities will require a medical assessment so being five years too early will be an important consideration at this stage. Some communities will have a waiting list which factors in this overall timing of your move.    John Beckley once said, People dont plan to fail, they fail to have a plan.  Maybe 2023 is the year for you to develop your plan!Bruce B. RosenblattSenior Housing Expert/Owner Senior Housing SolutionsCertified Dementia Practitioner The Matchmaker of Senior Housing www.seniorhousingsolutions.net

Expertise, when it matters the most.The Value of Senior Housing Solutions Nicknamed The Matchmaker of Senior Housing, Senior Housing Solutions owner Bruce Rosenblatt has over 30 years of experience in senior housing and is considered the foremost expert on senior housing in our area.  He has overseen 75 senior living communities in 14 states including 3 in SWFL.  Our Background:In 2008, Bruce formed Senior Housing Solutions as a way to help people navigate through the uncharted waters of senior housing.    Bruce is knowledgeable, caring, and resourceful. He is a certified dementia care practitioner and sensitive to the complexities of the aging process.  He provides concierge-level services to his clients and stays current with the over 100 senior living options in our area as well as future trends in this industry.  As a long time SWFL resident, Bruce is active with the Parkinsons Association of SWFL. the Alzheimers Association and other senior-related organizations. Bruce is a frequent guest speaker at many local clubs and organizations and is a presenter with Florida Gulf Coast Universitys Academy for Learning for Life program. The Analysis:By staying current with all the senior communities in the area, Bruce looks beyond the fancy dcor and glossy brochures to evaluate communities on quality of care and services, financial viability, operational stability, resident satisfaction, staff turnover, management responsiveness, hurricane preparedness and overall lifestyle.  He has developed a proprietary matrix database with this critical information to assist people in making a sound and well-thought-out decision.    The Process:  Through an initial consultation, many times in the comfort of your own home, Bruce will discuss your needs, budget, health concerns, timing, and lifestyle preferences.  By listening to you, the Matchmaker is able to determine which senior living options best meet your parameters.  Our discussion includes an understanding of the types and costs of various places, wait list details, medical and financial qualifications, refund programs and demographics of each place.  We will schedule visits for you and if desired, will join you on your tours.  Bruce will help you understand the differences and assist you in narrowing down the choices.  If appropriate, he can assist with negotiating and provide a non-legal review of the residency agreement.  Since family involvement is important, Bruce can either meet with your family in-person or virtually to review all the options with them.  Should a move not be imminent, Bruce can help you develop your future plan and recommend home health care to provide a helping hand prior to the move.     Bruce has helped hundreds of people with this decision and fully understands many people arent ready to move but want a plan in place when they are ready. The Outcome:  Once the decision is made, Bruce can provide resources to help make your move so smoothly.  As a longtime resident of SWFL, Bruce has developed relationships with a wide range of specialists including downsizers, Realtors, home health, long term care insurance experts, financial advisors. attorneys and medical professionals.   Bruce will assist you every step of the way.  He will also follow up with you after you move to make sure all is going well and if necessary, speak to the administration on your behalf.  As a key referral source to these communities, having Bruce in your corner is invaluable.  For those considering a move outside of SWFL, Bruce has established a national network of like-minded advisors who can offer assistance in those specific markets. How are we paid:  Most of the time, Senior Housing Solutions services are 100% free to our clients since we are paid a referral fee from the community after you move in; however, if you have already done extensive research and are actively engaging with the senior communities or planning to move in 3 or more years, we do charge a consulting fee for our services. Please reach out to us for more details. For More Information:Please call 239-595-0207 or visit www.seniorhousingsolutions.netBruce Rosenblatt, CDPOwner, Senior Housing Expert The Matchmaker of Senior Housing

Wouldn't You Rather Find A Place For Yourself Instead Of Your Kids Making The Decision For You?Many times, we get calls from adult children who are looking for a place for their mom or dad. We are more than happy to assist these families; however, we would encourage you to be part of the process since ultimately, you are the one living at the senior community.Let us help you with this decision. We spend the time to personally get you know you so we can better understand your lifestyle, preferences, timeframe and budget. We have a proprietary database that matches people with the right community.We have over 30 years of experience and have firsthand "boots on the ground' knowledge of every senior community in SWFL.Don't wait for your kids to make the decision for you.Let us help you find a place for yourself!Please reach out if we can be of any assistance.Call Bruce at 239-595-0207Website

For more information on Senior Housing Solutions, Click Here.Adjusting to life in a retirement home can be tough it involves big changes, like leaving behind a home and all the memories it contains, as well as the feeling of losing a measure of freedom. Psychologists say that even positive changes can be as hard to adapt toas negative ones are, but you can help your loved one make a smooth transition.Here's how.Preparing Your Loved One and Yourself for a Move to a Retirement HomeBefore your parent, family member or friend moves into a retirement home or assisted-living facility, everyone involved needs to know what to expect. Sharing the timetable with your loved one can take some of the uncertainty away, so make sure that everyone involved knows when to start packing, when the move will occur, and when you'll come to your loved ones new home to help with the transition.Also, keep in mind:This type of move can involve significant downsizing that requires you to put your organizational skills to the test.Your loved one may have mixed feelings about the move, and he or she may be reluctant to make such a big change.Your attitude about the process, and the way you handle the situation, can have a big impact on how easy (or how difficult) it is on your loved one.Set Firm DatesPhoto by PixabayCreate a calendar to share with your loved one and others involved in the move. Pick dates for:Downsizing and packingCharity pick-ups, a garage or estate sale, or trash pick-upBooking a moving truck or asking friends and family come to helpMoving dayUnpacking boxes and setting up the new placeDecluttering and DownsizingPacking is stressful no matter how you look at it. Take it slowly (and start early, if that's what it takes) to make things easier on your parent, friend or family member. Remember that your loved ones participation can help him or her feel in control, which can minimize anxiety and quell nervousness about the big move but also remember that this is a big job, and too much at once can be overwhelming. Try to keep packing, sorting and organizing confined to less than a couple of hours per day, and make it a sociable experience. If your loved one wants to stop and reminisce, join in; its not going to hurt anything.If the person whos moving has a lot of stuff (furniture, keepsakes, and other things that cant come along), there's a big decision on the horizon. He or she will have to decide whether to put everything in storage, hold a yard sale, or divide items between family members. This should definitely be your loved ones decision were talking about his or her belongings, not yours (think about how you'd feel if someone suddenly took the reins and dictated what was going to happen to your stuff).Together, you can categorize each item and decide what your family member, parent or friend will take, store, donate or sell. Storage may be the best option, at least psychologically speaking, for your loved one. He or she still owns the furniture, mementos and other items, which can make adjusting to the retirement home that much easier.You can usually get rid of old and useless items, like old bills and paperwork that's no longer necessary, but be on the lookout for important documents that you and your loved one must keep, such as:Birth certificatesDeedsDiplomas and degreesFinancial documentsMedical recordsMilitary recordsPassportsPowers of attorneyWillsKeep all the important documents in a central location, and let other family members know where it is so nobody gets the wrong idea or feels left out of the process. Try to put it all somewhere neutral, like a safe deposit box.If your loved one is okay with it, have adult children claim their own (but only their own!) keepsakes during the process. Old sports trophies, high school yearbooks and other items can go home with their owners to make things easier for everyone.Pro tip: Sort before you start packing. Go through each room with colored tags to mark items for their final destinations. Remember that seniors can and should bring mementos and keepsakes to his or her new place so it feels like home.If your loved one has pets, you'll have to make arrangements for them, too. Let your parent, family member or friend decide where they'll go, if possible; having no say in what happens to a beloved pet can be incredibly traumatic.What if You Cant Get Your Loved One to Part With Items?Many people don't want to let go of things they feel are important. If its absolutely necessary (like when storage isn't an option), you can try:Talking to an antique dealer to find out how much items are worth. Sometimes a dollar figure can make a big difference in a persons decision-making process.Hiring a professional organizer. If you're too close to the situation and your help becomes frustrating for your loved one, it might be best to bring in an impartial third party who's used to helping people let go.Letting your loved one know where the items will go and that they'll be treasured. This is especially important with things tied to the family legacy, like old documents and photos.Handle the PaperworkPhoto by PixabayYou may need to change your loved ones address, transfer utilities to someone else's name, or finalize registration at your friend or family members retirement home or assisted living facility. Make sure you tackle each of these issues early so you're not scrambling later. Don't forget to update the address for your loved ones:Bank accountsCredit card accountsDrivers license and vehicle registrationInsurance policiesInvestment and retirement accountsMedicare and Social SecurityNewspaper and magazine registrationsVoter registrationAfter the MoveAdjusting to a new environment, particularly if its a lot different than the old one, can take weeks or months. Your loved one needs plenty of time to settle in, get to know people (including caregivers) and start to feel at home, so dont try to rush the process. Everyone reacts differently; where one person may feel relief at not having to maintain a big house alone, another might feel a little lost and miss their home, friends and belongings.Here's how you can help.Understand That the Move Represents a LossAs an adult child, friend or family member, its easy to look at your loved ones move as a fresh start. He or she will have cooked meals, nothing to clean and friends living right next door.Your loved one might see that, too, but he or she is also mourning the loss of a home, belongings and community and at the same time, the realization that old age or health issues has necessitated the move is sinking in. Avoid trying to force your family member or friend into the new social scene, too. Making new friends and getting comfortable takes time.Be kind, patient and understanding with your loved one. Remember that you, too, will one day be in a similar situation.Make Memories and Continuity a PriorityPhoto by PixabayFind a shelf, cabinet or drawer where your loved one can easily access photo albums and other mementos. Hang his or her favorite pieces of art on the walls, and try to set up the space so its comfortable and homey. If your loved one has a favorite recliner, a family heirloom or other important items, make room for them.If your loved one wants new items, like a flat-screen TV or something that will make the space more enjoyable, go for it sometimes having something shiny and new makes the transition easier.Show Support and Visit OftenFamiliar faces can make living in a new place a lot easier, so visit as often as you can (or as often as your loved one wants you to). If you cant visit, see if someone can help your loved one Skype or FaceTime you, or make regular phone calls to check up on him or her.Refer to the new place as home, not the home or anything else. The way you talk about the assisted living facility will impact the way your parent, family member or friend feels about it, and its important that you don't forget how powerful that can be.Have You Helped a Senior Transition to a Retirement Home?Whether your loved one is moving to Phoenix, AZ, Orlando, FL, or somewhere else entirely, adjusting to life in a new place can be challenging. Wed love to hear your tips and tricks for helping a friend, parent or other family member transition into a retirement home or assisted living facility, so please share what worked or what didn't for you in the comments.

DOWNLOAD OUR FREE COMPARISON GUIDEWe have created a useful Senior Community Comparison Guide for you to use to reference all the communities you have visited. Our Comparison Guide is a game-changer and is available FREE for a limited time!CLICK HERE TO DOWNLOAD

In Southwest Florida, Continuing Care Retirement Communities (CCRCs) also known as Life plan communities are very popular.  There are many quality CCRCs in this area and because of this, much is needed to increase your understanding about what is a CCRC, and if they are right for you.These resort-style communities require a significant up-front investment and on-going monthly fee. The basic premise of a CCRC is to allow you to age in place within the community. You move to an independent living residence when you are healthy and active and should your health decline, there is a contractual commitment to provide care and services for you as your needs change.  Normally, this care is provided on-site.  People select a CCRC since they want the peace of the mind of knowing that they have planned for their future health care needs while enjoying a vibrant lifestyle.Peace of Mind for your futurePeople move to CCRCs for the peace the mind of their future.  Once all the what-if scenarios have been solved, residents are able to enjoy a life filled with friendships, social activities, fitness and cultural programs.  Many couples choose to live in a CCRC since they know they are protecting each other should their health change.  Lifelong friendships are made since the people living at a CCRC are less transient than other types of senor communities.  Since the continuum of care is located either within the main building or on the campus, couples are easily able to be with each other as their needs change.  There a feeling of community within a CCRC.  Residents can be part of resident council committees (finance, dining, programing, health care, etc.), social groups or sporting activities.  Residents also maintain an active life in the greater community as well.There are CCRCs on large campuses or within single or multiple buildings.  Floor plans range from one bedrooms up to spacious three bedrooms.  There are even free-standing homes at some CCRCs in the area. Many people elect to personalize their own residences with upscale finishes and appointments similar to what they currently have in their homes.Better to be 5 years too early rather than 5 minutes too late!Since CCRCs are obligated to provide care for their residents, CCRCs require a medical and financial assessment for acceptance to the community.  Unfortunately, there are times when someone waits for a crisis to occur before deciding and in many cases, they are not accepted to the community of their choice.  As I always say, its better to be five years too early rather than five minutes too late.Similar to applying for life insurance, the CCRC will require detailed medical information about you.  In most cases, a one-one meeting is conducted with the communitys nurse to determine a risk factor. Medical criteria do differ from community to community. Again, the key is to not wait for your health to decline before applying for residency.A financial application is also required.  The CCRC wants to make sure you can sustain yourself financially for many years.  The general rule is you should have at least 2 to 3 times in assets of the entrance fee and annual income of the monthly fee.  Many communities have a benevolent fund established to help someone should they deplete their assets and can no longer pay the monthly fee.CCRCs require an upfront entrance fee and an on-going monthly fee.  Depending on the specific community, a percentage of the entrance fee could be refundable upon death or when the residency agreement is terminated.The entrance and monthly fee at a CCRC are based on the residence size and the number of people under the contract.  Couples pay an additional amount for the second person. Depending on the community, services and amenities included in the monthly fee vary. Typically, they include meal plan, housekeeping, social programming, transportation and maintenance services.Office of Insurance Regulation (OIR) OversightCCRCs in the State of Florida are strictly regulated by the Office of Insurance Regulation (OIR) through Florida Statute Chapter 651.  Within this Statute, there are requirements refund provisions, liquid reserve requirements, financial disclosure, resident rights and reporting guidelines. All residency agreements must be approved by the OIR.  The OIR is the consumer watchdog to make sure the CCRC is fulfilling its obligations to its residents. For more information, go to:  https://www.flsenate.gov/Laws/Statutes/2018/Chapter651Types of Residency AgreementThere are different types of residency agreements within CCRCs.  The Type A contract is most traditional type.  The Type A contract stipulates that should assisted living, memory care or skilled nursing be needed,  the monthly fee will remain a constant and not be increased due to the care being provided (ancillary services and products as well as two additional meals will be extra).  Normally, the Type A has the strictest medical criteria to move in.  The Type B contract either includes assisted living and memory care or provides a discount on care when needed. In the Type C contract, all care-related charges are out of pocket with no discount provided.  The Type C has the least medical acceptance criteria to move in.Refund provisions at the CCRCs vary as well ranging from a 0% refund up to 90 and even a 100% refund.   Normally, the higher percentage refund equates to a higher entrance fee.  It is important to note that a CCRC contract is not a real estate transaction, therefore you do not have equity in the community.  The fees you are paying are paying for care and services over your lifetime.Because CCRCs are not real estate, there are no HOA dues or assessments, closing costs, or the worry about your estate selling your residence.  In most cases, real estate taxes are paid by the community and not individually.Possible Tax deductionA portion of the entrance fee and monthly is considered a pre-paid medical expense so the IRS does allow you to deduct this percentage providing you itemize your taxes.  The percentage varies from community to community and year to year.  Each CCRC should be willing to share with you the percentage so your accountant can plan accordingly.As mentioned, the continuum of care is main component to a CCRC; therefore, much due diligence needs to occur to understand which health care components are available should care be needed in the future.  Not all CCRCs are the same in this regard.Demographics vary from community to community.  There are CCRCs that are not for profit religiously focused and others that are managed locally or through national corporations.  Finding a CCRC where you can live with like-minded people is an important part of the research process.Senior Housing SolutionsAs Senior Housing Advisors, we understand the differences and the complexities of this decision and educate you on which plan best fits your needs.  For more information, go to.  www.seniorhousingsolutions.net

Locally owned and operated since 2008, Senior Housing Solutions provides concierge-level, personal, assisted living referral services AT NO COST to our clients.Serving Collier and Lee counties, we pride ourselves on being familiar with all options in our area and the pros/cons of each. When you need expert advice, we are here to help you!With over 30 years of experience, we are knowledgeable, compassionate and resourceful. We fully understand the complexities of this decision and will make sure you make a well-educated and informed choice.Its what we do!Our proven process helps you every step of the way as we take the time to get to know you and your unique needs and preferences.We help you narrow down options including care needs, lifestyle, financial, and location preferences.We schedule visits for you and join you during your community tours.We help you understand the contract terms and negotiate fees, as appropriate.We recommend key resources to help you with the move transition and provide you with trusted professionals to assist you with Veterans benefits.We even follow up with you after your move to make sure youre happy.Editors Note: We value our relationship with you! Best of all, our services are absolutely FREE! Call us today (239)595-0207.

The Ripple EffectHow will your actions today have an impact on your future?The other day I was speaking with one of my clients. He shared with me his decision to buy a condo and not pursue senior housing at this time. Even though he has some chronic medical issues, he said he didnt feel ready to make the move.  I asked him what his plans were if his health declined. His answer was typical denial.  My wife will take care of me when this happens. Interesting, I said. What will happen if your wife needs care before you do? If you pass away, who will take care of her?  He said they didnt think about all of this and asked me to stay in touch with them.Unfortunately, this conversation is not uncommon.  The idea of moving from your house to a senior community is not an easy one, however the ripple effect of not doing it a has dramatic impact on you and your spouses future.  Many of you know my expression about being 5 years too early rather than 5 minutes too late.  Throughout my career, I have helped hundreds of families with this decision.  99% of the time, my clients tell me, Best decision we made, we only wished we would have made it sooner.  The underlying reason people say this is now they have peace of mind for the future.  They have a plan in place to protect each other and your family.In a recent USA Today article, the US Surgeon General Vivek Murthy warns against the harmful effects of loneliness. This includes depression, dementia, heart disease, obesity, and substance abuse disorders.  Click here for the entire article.  Life at a senior living community is far from boring and is an excellent way to avoid the pitfalls of loneliness.  On-site social programs provide a way to connect with other people.  Dining is not only important nutritionally, but also an opportunity to extend your social connection to be with friends and new acquaintances.  Studies have shown that you overall well-being will improve by living at a senior living community.So, instead of saying youre not ready, maybe it is time to embrace this new chapter and creates a positive ripple in your life.For more information, please contact Bruce Rosenblatt at www.seniorhousingsolutions.net

Most people think they would rather bring in help and hire home health rather than consider moving to a senior living community. Is this truly the right answer?  In this two part series, we will discuss the pros/cons of staying at home or moving to a senior living community.Short term solution for a long term problemBringing in help might sound like the easy solution. No need to uproot yourself and move somewhere.  You enjoy your home, your neighbors and youre comfortable with you daily routine. In the right situation, bringing in help could be the correct solution, especially if you have a short term issue, however if your situation is more longer term, you may want to rethink this option.It is important to think through the decision to not move and the impact (financially, socially and emotionally) this will have on you, your spouse and your family.Buyer bewareFirst, let me state that there are some very good home health care companies in our area that are reputable, reliable and provide quality care. Unfortunately, there are equally companies that are not reputable and provide inadequate care.  If you know you dont want to move, you should do your research before a crisis occurs.Weighing the pros/cons of staying or moving involves many factors.  These include:Whos going to change the light bulbs?A house is a living entity. There are many moving parts in a constant state of wearing down. Not only is it an expense to maintain your home; trying to quality workmen is a whole other challenge.  Living in a maintenance-free senior living community, you make one phone call and the maintenance guy comes an fixes whatever needs to be fixed. You dont need to be home or even better, to pay him!As you age, household repairs become more difficult to manage. Simple chores like changing light bulbs or rebooting your television cable box become monumental tasks. Unfortunately, people, especially the elderly, are vulnerable to unscrupulous vendors. You might be able handle everything today, however you need to think about the time when you or your spouse are unable.Chef-prepared meals or soup in a can?Meal preparation at home is a challenge as we age. Shopping and cooking are not fun anymore.  Especially, if you are alone, meal time is a lonely time.  Many times, someone doesnt eat a nutritionally balanced meal because of the hassle of preparing it.Most home health aides are not chefs. They might buy some groceries and cook what they buy. There is not a menu of entre choices or chef-prepared meals like you would enjoy at a senior living community.In addition, at a senior community, there is always someone to join you at your table. You will never worry about dining alone.Transportation challengesTransportation becomes a major issue for people who stay at home. You may not be able to drive yourself and the home care aide may not be able to drive you.  Ultimately, you dont get out and you become very isolated. Transportation to doctors appointments, excursions to places of interest is included at a senior living community.Every day is full of interesting activitiesIf you are living at home and not able to get out; your life will revolve around your television. You have nothing in common with the home health aide, so you park yourself in your easy chair and watch Jeopardy and Wheel of Fortune.If you lived at a senior living community, your days (and nights) are full of interesting and fun activities.  There is card playing, lectures, concerts, excerise classes, movies and endless parties and celebrations.Like a cruise ship, you pick and choose which activities and excursions interest you.Social AccountabilityPersonal hygiene is another issue for people who stay at home. People neglect to shower, brush their teeth, wear clean clothes or change their bed linens. Someones self-worth and dignity become lost.If you lived at a senior living community, the staff can assist you with these tasks including personal laundry and housekeeping. There is also an on-site beauty salon, barber shop and even a visiting podiatrist. There is social accountability since you know you are going to dine with other people which forces you to shower, get your hair done, and put on clean clothes.Limited access to servicesThere is a limit to what services can be brought to you in own home.  At a senior living community, you have access to on-site physical therapy where you can go multiple times during the week (and never worry about driving).  They also have visiting doctors and on-site nurses that can check on you. If you were at home and had an emergency during the window of time when you didnt have a health care aide, you could be in a life or death situation.  In a senior living community, you have 24/hr. emergency response.Select dont settleBy deciding to move to a senior living community, you can select where you want to live. If you stay in your home and try to manage with home health care and realize that 1) its too expensive or (2) it is not working for you; your options are now more limited and you might need to settle on a place that wasnt your first choice. Some communities have acceptance criteria so if you wait for something to occur, you may not get accepted. You want to move before a crisis occurs, so you can enjoy the lifestyle of the community, meet new friends and have access to the many on-site services and amenities.Its a new beginningThere are times when a promise has been made to a parent or a spouse that a move to a senior community will never take place. These promises are many times made without fully understanding the impact this will have (physically, emotionally and financially) on the spouse or family members. People also make these promises without researching other housing options and are basically unfamiliar with the many advantages of living at a senior living community. Being realistic and considering all the factors will remove any guilt and help create a better living arrangement for you or your loved one.For more information, please go to www.seniorhousingsolutions.net 

SENIOR HOUSING WAIT LISTS What You Need to Know.Bruce B. Rosenblatt Senior Housing SolutionsThere is much to learn about waiting lists at Senior Living Communities.  Understanding these basics will help you become better prepared. Here are some good tips for you:THE NAME GAMESenior Communities call their wait lists many different names such as Priority Club, Premier Club, Ambassador Club, etc. Some start-up communities or communities under expansion will create a separate list for early depositors. These folks will have priority when the actual residence is available to sell.  Usually, during the priority phase, the initial deposit is fully refundable until the conversion takes place. It is highly rare that a community will complete the medical assessment at the time of becoming a priority member and will wait until someone actually reserves a specific apartment.     DEPOSIT REQUIREMENTSEvery community handles their wait list deposit differently. Some require a non-refundable deposit while others offer a fully refundable option. The amount of the deposit varies from community to community. Typically, a non-refundable model carries more weight since wait list members have something to lose if they back out. Even with a non-refundable deposit, there could be situations where it would be refunded, especially if someone passes away or has a change in their health. It is good to understand the terms of the agreement before you sign up.   FIRST RIGHT OF REFUSALHaving the option to refuse an apartment when offered is very attractive to many people. Since timing is an unknown variable, some people want the option to either accept or refuse an apartment when offered. It is important to note that if you have been waiting for a certain floor plan and/or location and it becomes available, you might want to seriously consider accepting it, since you have no idea when the next one might become available. The other pitfall to avoid is waiting too long and not being medically approved. INTERNAL vs. EXTERNALIt is common that senior communities maintain an internal AND external wait list.  An internal wait list comprises of people/residents who are already living at the community.  These folks take priority over external wait list members, therefore if you are on an external wait list and are waiting for a highly desirable floor plan and/or location, there could be a good chance, a current resident is also waiting for the same residence. Some communities offer a program for someone to become a resident without physically moving in. Sometimes these are called ghosts. A ghost member pays a reduced entrance fee and monthly fee, is medically approved, and has priority over external wait list members. A ghost member usually has certain resident privileges at the community including access to the on-site health care center.   THE THREE STRIKE RULESome communities institute a three strike rule on their wait list, meaning if you turn them down three times, you are dropped to the bottom of the list. It is good to know the rules of the game before you place your wait list deposit.MEDICAL APPROVALMost communities will not guarantee you medical approval when you join their wait list.  This is because the wait list does commit you to a specific time frame, especially if you have the first right of refusal. Some might do a preliminary approval, so you have an idea of where you stand, and will update your medical history if your wait time goes beyond a certain period of time.  It is imperative you understand this feature of the wait list, since many people put all their eggs in one basket to move to a specific community to find out later, they have been denied. KNOW THY NUMBERSKnowing how many people are on are on the list is a good first step.  Knowing how these numbers break down by unit type and the annual turnover percentage rate will help you better gauge your timing, however if you are waiting for a two bedroom and many couples live in two bedrooms at this community, you could be waiting for a long period of time, because you are basically waiting for two people to move out. If there is an internal wait list, it is important to know these numbers as well.   ITS A NUMBERS GAMETry to identify multiple floorplans and locations you might desire.  This will help provide more opportunities for you.  The narrower you are in your selection, the lower the percentage of being offered what you want. Some of our clients have their names at a couple of different senior communities in order to expand their choices.  It is advisable to keep this confidential. PUT YOUR TOE IN THE WATERIf you are on a wait list, you should stay in frequent contact with your chosen community so they are aware of your status, and you can be updated on future availabilities. If possible, you should try to participate in some community programs and events while you are waiting.  This will help you become acclimated to the community lifestyle, staff, and meet other residents well before the moving truck arrives. If we can be of any assistance understanding the wait list program at your desired community, please reach out to us at www.seniorhousingsolutions.net or call 239-595-0207. 

10 WAYS BABY BOOMERS ARE RESHAPING SENIOR LIVINGThere are 74.9 million Baby Boomers, which represents almost 40% of the nations population. As this group starts to age, senior living communities are adapting to the cruise-ship mentality of this generation. Here are some of the ways:1).     FLEXIBLE DINING SERVICESMany senior living communities now offer flexible dining hours, a variety of dining venues (casual to formal), chef presentations and vouchers which can be used to purchase meals, liquor and even groceries.  Menus are heart healthy and many offer gluten-free choices, freshly grown herbs, organic vegetables, grass-fed meat, free range poultry and sustainable seafood.  To go menus are available for those who desire to dine in the comfort of their own residence.2).     ABUNDANT FITNESS / WELLNESS PROGRAMSBaby boomers want to stay active and healthy.  Tai chi, yoga, Zumba and even Pilates are now norms at some senior living communities.  Fully-equipped fitness centers with personal trainers, lap pools, tennis, pickleball, bocce and even golf are often available.  On-site spa services are common which includes a variety of massages, facials and pedicures.3).     LARGER APARTMENTS / UPSCALE FINISHESTodays senior community residences are no longer designed for a single elderly individual, but instead are more suited for couples who want large open floor plans with plenty of closets and ambient lighting.  Kitchens have modern stainless steel appliances, granite or quartz counter tops and upscale cabinetry.  Bathrooms are luxurious but also have safety devices so residents can age in place.4).     CONNECTIVITYBaby boomers are internet savvy and spend many hours of their day on the computer.  Senior living communities now offer internet cafs and personal residences are wi-fi compatible.  Some communities actually provide a tablet to each resident so they can reserve seats for entertainment or see the daily menu.5).     CONTINUING EDUCATION CLASSESContinuing Education is huge for todays baby boomers.  Senior living communities offer programs either online or live with university professors.  There are even some senior living communities located on campuses of major universities so residents can attend classes to further their education.6).     ART INSTRUCTION / CULTURAL ACTIVITIES   Access to creative types of programs is important to todays Baby Boomer.  Many senior living communities offer painting classes, photography, pottery and wood working.  Cultural programs either on-site or nearby are frequently available to the residents of the community.  Investment clubs, wine tastings, book groups and card playing are enjoyed.7).     HIGHER ENTRANCE FEE REFUNDSSenior living communities now offer entrance fee refunds as much as 90% to provide residents the flexibility to move out, leave to their estate or to a charity of their choice. Baby Boomers are philanthropic and leaving a legacy is important to them.8).     VOLUNTEERISMBaby boomers want to remain active in the local community through their place of worship or local charity.  Senior living communities embrace these folks by hosting on-site events, providing transportation and contributing to many local organizations.  Residents can also volunteer to serve on several resident council committees or be a welcome ambassador to new residents moving in.9).     MAINTENANCE-FREE LIVINGNo longer being concerned with home maintenance and repairs allows todays residents more freedom to enjoy their life and pursue traveling, taking up a new hobby or perfecting an existing one. Not wasting time waiting for a repairman or being concerned about the cost of the repair are major benefits of living in a senior living community.10).    ACCESS TO ON-SITE HEALTH CAREBeing proactive and pre-planning is in the DNA of a baby Boomer. Knowing that there is health care available provides peace of mind. Baby Boomers do not want to be a burden their spouse or to their children as they age.  Some senior living communities even offer on-site physicians services which adds another level of convenience.In summary, Baby Boomers are reshaping senior housing. The age wave is here and these changes to the senior housing industry will have long lasting effects.To find a senior living community that meets your needs and preferences, call 239-595-0207 or visit our website at www.seniorhousingsolutions.net 

The price isnt always the price at a senior living community.  Use these tips to help you get the best price.1).     Time is a leverage.  If you are able to move sooner, rather than later, you might have some room to negotiate.  Senior Living communities are businesses, and a vacant apartment is a non-revenue producing asset.  A quick move-in is a good thing for a community.  Conversely, if you are unsure of when you are able to move and/or planning for the future, you should not try to negotiate and wait until you are ready to make a decision.2).     Well-established communities may not have a need to negotiate, especially communities with long wait lists.  You can always ask, however dont be disappointed if you are told no.3).     Many things are negotiable, this includes rate locks, monthly fees, apartment upgrades, community fees, and even levels of care.4).     Usually, medical approval is non-negotiable.  If someone is denied residency based on their health, it is highly rare that the community will negotiate acceptance.5).     Contractual terms are difficult to negotiate since any changes to the communitys residency agreement may involve corporate legal review.6).     Negotiations are a two-way street.  Be prepared offer something on your end.7).     When negotiating, try to talk directly with the decision-maker.8).     Some communities have special incentives if you are able to move within a certain time frame.  If you are in a position to make a decision, you should inquire about any current promotions.9).     Do not have a take or leave it attitude.  The decision to move to this community is bigger than the incentive you are requesting.10).   Seek the advice of a professional.  We have years of experience in this business and have relationships with most of the communities in our area and can help you get the best price possible.  Contact us at www.seniorhousingsolutions.net to learn more.