Resources For Aging Well

In the age of social media, its easy to find advice on just about anything including how to manage your money. Content creators known as finfluencers short for financial influencers use platforms like TikTok, YouTube and Instagram to share their takes on investing, budgeting and building wealth. Many of them are charismatic and relatable, and they often speak from personal experience. But while their content may be engaging, taking financial advice from a finfluencer without digging deeper can come with significant risks.While some finfluencers may have formal training or credentials, many do not. Instead, their influence stems from their popularity rather than professional experience. But popular advice may not necessarily be good advice. A 2025 study by the Swiss Finance Institute even found that unskilled finfluencers typically have larger followings than skilled ones. Why be cautious?For young or new investors, social media can make finance feel accessible. In fact, a 2022 FINRA study says that more than 60% of Americans younger than 35 get investing information from these platforms. But social media isnt regulated the same way traditional financial advising is, so anyone, qualified or not, can offer financial tips.Unlike traditional financial advisors, finfluencers dont know your unique goals, financial situation or risk tolerance. And likely, they're not licensed (you can check here: Check Out Your Investment Professional | Investor.gov). Even well-meaning guidance might lead you down a risky path if its not tailored to your needs. And unfortunately, some finfluencers have exploited the trust they build with followers to promote questionable investments or outright frauds. Warning signs to watch forHere are a few signs that a finfluencers advice may be worth avoiding: Unrealistic get-rich promises: Claims like, Turn $500 into $50,000 in a year, are highly improbable and may indicate a scam. Hurry, hurry: Be wary of advice that pressures you to act fast or plays on fear of missing out. Important financial decisions shouldnt come with a countdown clock. Flashy displays of wealth: Images of luxury cars, watches or cash can be more about generating views than offering sound advice. If a finfluencer is trying that hard to convince you to take an action, it often means they will profit perhaps theyll get paid to promote a product or service, or earn a fee for referring you, or are trying to boost clicks and followers to earn more.  What you can do Do your own homework. Dont take finfluencers advice at face value. Cross-check it with reliable sources. The finfluencer may even be under investigation by a federal or state securities regulator. Talking to a licensed financial advisor you trust can help you discern good advice from the bad. Recognize conflicts of interest. If a finfluencer promotes a product or service, find out if theyre being paid to do so. And remember, online personalities make money by generating high viewership, not because their advice has a track record of success. Use common sense. When something sounds too good to be true, it usually is. And of course, never disclose your bank or brokerage account numbers to a finfluencer, and never send money. Finfluencers can make financial topics more engaging and accessible. But when it comes to your money, a social media video from someone who doesnt know you is no substitute for informed, personalized guidance. Take the time to verify, research and, when in doubt, seek advice from a professional. Chad Choate III, AAMS 828 3rd Avenue West Bradenton, FL 34205 941-462-2445 chad.chaote@edwardjones.com This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, Member SIPC

Staying hydrated is essential for everyone, but its especially critical for older adults. As we age, our bodies go through changes that can increase the risk of dehydrationyet many seniors are unaware of just how important proper hydration is for their health and well-being.Why Seniors Are More Prone to DehydrationThere are several reasons why older adults are at higher risk for dehydration: Reduced Sense of Thirst: Aging can dull the bodys natural thirst signals, meaning seniors may not feel thirsty even when their bodies need water. Medications: Diuretics, laxatives, and certain blood pressure or heart medications can cause increased fluid loss. Decreased Kidney Function: As kidneys age, they become less efficient at conserving water, increasing fluid loss. Mobility or Cognitive Issues: Physical limitations or cognitive decline may make it harder to access water or remember to drink throughout the day. Chronic Conditions: Diabetes, heart disease, and other medical issues common in older adults can contribute to dehydration risk. The Impact of Dehydration on Senior HealthEven mild dehydration can have significant effects on a seniors health, including: Fatigue and Weakness: Dehydration can lead to low energy levels and muscle weakness, increasing fall risk. Confusion and Cognitive Decline: Lack of fluids may cause symptoms that mimic dementia or worsen existing cognitive issues. Urinary Tract Infections (UTIs): Inadequate hydration can lead to more frequent UTIs, which can be serious in older adults. Constipation: Water helps keep the digestive system movingwithout enough, seniors may struggle with bowel issues. Kidney Stones and Damage: Chronic dehydration can contribute to kidney problems. Tips to Help Seniors Stay HydratedEncouraging proper hydration doesnt have to be complicated. Here are some practical tips: Set a Routine: Encourage drinking water with each meal and between meals. Setting reminders or using a water-tracking app can help. Offer a Variety of Fluids: Water is best, but herbal teas, milk, and broth-based soups count, too. Limit caffeine and sugary drinks. Make It Appealing: Infuse water with fruit slices or herbs like mint to add flavor without extra sugar. Monitor Intake: Caregivers and family members should watch for signs of dehydration and gently encourage regular fluid intake. Choose Hydrating Foods: Water-rich fruits and vegetables like watermelon, cucumbers, oranges, and lettuce can help supplement fluid intake. Watch for Warning SignsIts important to recognize early signs of dehydration in seniors, such as: Dry mouth or cracked lips Dark urine or reduced urination Dizziness or lightheadedness Confusion or irritability Fatigue Headaches Severe dehydration is a medical emergency and may require hospitalization for IV fluids and close monitoring.

Summer can be one of the most joyful seasons for seniors, offering opportunities for movement, connection, and fun. By choosing the right activities and staying mindful of heat and hydration, older adults can enjoy everything the season has to offersafely and comfortably.Summer offers the perfect opportunity for seniors to enjoy the outdoors, soak up some vitamin D, and stay socially and physically active. However, rising temperatures and increased sun exposure can also bring unique risks, especially for older adults. With a bit of planning and awareness, seniors can make the most of the season while prioritizing safety and well-being.Here are some enjoyable and safe summer activities for seniors: 1. Morning or Evening WalksWalking is one of the best low-impact exercises for seniors. During the summer, its safest to walk early in the morning or later in the evening to avoid peak heat. Local parks, botanical gardens, or shaded trails offer refreshing scenery and a chance to connect with nature.Tip: Wear a hat, sunscreen, and breathable clothing, and bring water to stay hydrated. 2. GardeningGardening provides gentle physical activity and can be a therapeutic hobby. Whether its tending to flowers, vegetables, or herbs, it allows seniors to be outside while staying in control of their environment.Tip: Use raised garden beds to reduce strain on joints, and aim for shaded gardening times to avoid heat stress. 3. Outdoor PicnicsGathering with family or friends for a picnic is a great way to enjoy warm weather without exertion. Seniors can bring a comfortable chair and enjoy a meal, music, or a game of cards under a shaded tree or pavilion.Tip: Choose locations with accessible seating and restroom facilities. 4. Water Aerobics or SwimmingSwimming and water-based activities are ideal for seniors because theyre easy on the joints and help with mobility and flexibility. Many community centers offer senior-friendly aquatic programs in the summer.Tip: Always swim in supervised areas and wear water shoes to avoid slips and falls. 5. Outdoor Arts and CraftsFor those who love being creative, setting up a shaded table for painting, sketching, or crafting outdoors can be relaxing and inspiring. This combines artistic expression with the calming influence of nature.Tip: Use portable umbrellas or tents to create a cool, shaded workspace. 6. Farmers Markets and Outdoor FairsExploring a local farmers market is a pleasant way to get some light exercise while supporting local growers. Seniors can sample fresh produce, enjoy live music, and engage with their community.Tip: Go early in the day and use a rolling cart or bag to make carrying purchases easier. 7. Bird Watching or Nature ObservationBird watching can be both calming and mentally stimulating. A pair of binoculars and a local field guide can turn a simple outing into an enjoyable and educational experience.Tip: Choose a quiet, shady spot with seating and bring a journal to record observations. 8. Attend Outdoor Concerts or MoviesMany communities host free or low-cost concerts and movies in the park. These events offer great social opportunities and entertainment in a relaxed, outdoor setting.Tip: Bring a chair with good back support, a fan or mister, and snacks to stay comfortable. Safety Tips for Summer Fun Hydration is Key: Older adults may not feel thirsty as often, so its important to drink water regularly. Dress for the Weather: Light, loose-fitting clothes and a wide-brimmed hat help protect against heat. Use Sun Protection: Sunscreen with at least SPF 30 should be applied 20 minutes before going outside and reapplied every two hours. Know the Signs of Heat Exhaustion: Symptoms include dizziness, nausea, excessive sweating, and confusion. If any of these occur, seek shade and medical attention immediately.

How To Support Seniors With Limited Mobility At HomeRecent research suggests that mobility limitations are becoming more prevalent among older adults, affecting nearly 35 percent of people 70 and older. Living with limited mobility is challenging, and having a supportive person to help navigate this transition can greatly impact your aging loved ones well-being and quality of life.What Causes Mobility Limitations?Mobility limitations can arise in seniors for a variety of reasons. Some of the more common causes include arthritis, osteoporosis, muscle weakness from aging, and chronic pain.Tips For Supporting Seniors With Limited MobilityIf you have a senior in your life who has limited mobility, consider these tips for supporting them on their mobility journey.Assist With Home ModificationsHome modifications are likely one of the primary things your loved one will need help with if they have a mobility limitation. Home modifications include lots of tasks, both small and large. Every persons home modification needs are going to differ depending on their mobility. A few common modifications that most individuals benefit from include:Grab bars: Install grab bars in areas where your loved one frequently moves from a sitting to a standing position, such as around in the bathroom by their tub or toilet or by their favorite armchair.Clear walkways: Even the steadiest person on their feet will have trouble navigating cluttered spaces. Keep walkways free of clutter, reduce unnecessary objects around the home like unused furniture, secure or remove rugs, and make sure cords are neatly tucked away or consolidated into cord organizers.Reorganization: Move your loved ones most used items to easily accessible places, such as on a lower shelf or on the first floor of the home.Lever handles: Circular door handles can be difficult to grip and twist for individuals with arthritis or hand pain. Lever handles that you can push down to open are specifically designed for people with mobility challenges. Help your loved one switch out their round handles for lever ones to give them greater independence in their own home.Help Them Find Mobility DevicesA mobility device is anything that your loved one can use to help them move more easily. Popular mobility devices include canes, walkers, or motorized scooters. You can find lots of great options at Mobility City, including motorized chairs, ramps, and stair lifts.Encourage Daily MovementEvidence shows that 50 minutes of moderate physical activity in seniors with mobility limitations can improve mobility. This improvement in mobility is because exercise and movement strengthen muscles and improve flexibility, making it easier for seniors to move.Moderate activities raise the heart rate, but they arent so hard that you are out of breath. Great moderate activities for seniors can include walks, water aerobics, or cycling on a stationary bike. Sometimes, even basic daily activities like housework or shopping can count as moderate activity.Lend An EarSometimes, being present and listening to someone during a challenging time can make a huge difference. When you have limited mobility, it can be difficult to leave the house, spend time with loved ones, and enjoy activities as you once did. Having a reliable person to spend time with while going through a difficult time can improve your emotional and mental health.Work With An Occupational TherapistDepending on the cause of mobility limitation for your loved one, they may benefit from working with an occupational therapist. Occupational therapists are medical professionals who help people build the strength and dexterity to complete everyday tasks. Attending a session with your loved one can help you learn specific exercises that you can perform with your loved one to improve their mobility.How Visiting Angels Can HelpMobility assistance is one of the many services Visiting Angels caregivers offer through our at-home care services. Our caregivers help clients move safely around the home and handle basic household tasks, like cooking or cleaning, that may be difficult for clients with limited mobility. Caregivers can also provide mediation reminders, bathroom assistance, and local transportation to doctors appointments.  Contact us at 251-943-7525 for more information.